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Who we are

Aldermore is a UK bank providing support to small businesses and individuals through award-winning asset finance, invoice finance, motor finance, mortgage and deposit products. Aldermore Group consists of two operating companies, Aldermore Bank plc and MotoNovo Finance Limited and is part of FirstRand Group, the largest financial services group in Africa by market capitalisation.

Aldermore Group PLC is regulated by the Prudential Regulation Authority and the Financial Conduct Authority and is registered under the Financial Services Compensation Scheme.

Find out more about FirstRand Group
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Headline figures for FY 2026

Headline figures for the 12 months to 30 June 2026:

  • Statutory profit before tax of £51.2m. (74%) vs. FY2025
  • Underlying profit before tax of £238.9m. (6%) vs. FY20251
  • £18,799m lending balances. +13% vs. Jun-25
  • £19,111m deposit balances. +12% vs. Jun-25
  • 3.46% NIM vs. 3.78% for FY2025
  • 84.2% statutory cost/income ratio vs. 65.1% for FY20251
  • 26bps cost of risk vs. 10bps for FY2025
  • 13.6% CET1 ratio. (1.3pp) vs. Jun-252
  • 170% average Liquidity Coverage Ratio. (33pp) vs. Jun-253

1 Statutory results are adjusted to remove certain items that do not promote an  understanding of historical or future trends of earnings

2 CET1 and total capital ratios for June 2025 are presented on an IFRS9 transitional basis, which were fully phased out in FY 2026

3 Average liquidity coverage ratio is a rolling 12-month average

Results and presentations
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  • Results and Presentations

    View our latest financial results, annual statements and presentations.

    Results and presentations

  • Debt investors

    View our funding information, credit rating, capital issuances and securitisations (Oak and Turbo).

    Debt investors

  • Regulatory News

    Regulatory News

  • Press releases

    View our latest and historic press releases, and announcements.

    Investors press releases

  • Corporate governance

    Information about our Board, committee structure, tax strategy, diversity and Board effectiveness.

    Corporate governance

  • Leadership team

    Find out more about Aldermore Group, our Executive Committee and Board of Directors.

    Our leadership team

Latest downloads

  • Aldermore Group PLC Full year results to 30 June 2026

    Download

  • Aldermore Group Principles for Responsible Banking 2025

    Download
  • About us

    Find out more about Aldermore and our Group purpose.

    About us