Buy-to-let mortgages

We have a dedicated in-house team of qualified Mortgage Advisers ready to discuss your requirements
We consider a wide range of properties including: single residential units, Houses of Multiple Occupation (HMO), Multi-unit Freehold, flats above commercial premises, ex-local authority properties and many more
We don’t set portfolio property limits
We have a wide range of mortgages including some with no product fees
We let you overpay by up to 10% of the outstanding balance every 12 months
We will work with you when you want to expand your portfolio or use equity in your existing properties to re-invest

We lend to Special Purpose Vehicles (SPVs), LLP partnerships and existing trading companies
You can speak to us even if you have not yet set up your SPV Company

Capital repayment or interest only payment terms
Your own personal mortgage adviser throughout the application process
Manual underwriters to take account of your individual circumstances
At any time during your mortgage term you can speak to one of our advisers for a review
An award-winning bank specialising in buy-to-let mortgages for landlords

You’ll need to be at least 21 years of age if you are an existing landlord or 25 years of age if you are a first time landlord, to apply for one of our buy-to-let mortgages
Landlord insurance. We can refer you to insurance specialists to find the policy to suit your needs. We work with insurance brokers who have access to a panel of leading insurance providers. Find out more by clicking this link, or ask your mortgage adviser for more details