Buy-to-let mortgages

We have a dedicated in-house team of expert buy-to-let mortgage advisers ready to discuss how we can help you with a buy-to-let property purchase or remortgaging a property. They can also help guide you through the many buy-to-let regulatory changes
We can help remortgage your buy-to-let property or portfolio. Help release capital for further investment in properties for refurbishment to increase rental yields or comply with Houses of Multiple Occupation (HMO) licensing. We can even help you raise capital to support your business
We can lend on a wide range of properties including: Flats, houses, houses of multiple occupation, multi-unit freehold, flats above commercial premises, ex-local authority, new build properties and many more
We have a wide range of fixed and variable rate mortgages including some with no product fees
We even let you overpay by up to 10% of the outstanding balance every 12 months

We don’t set background property portfolio limits
We’ll help you maximize your borrowing from your rental income to build your property portfolio
We can help you manage your portfolio with up to 16 properties on one account and one direct debit payment
We will work with you when you want to expand your portfolio or use equity in your existing properties to re-invest in new properties

We lend to special purpose vehicles (SPVs), buy to let limited liability partnerships (LLP) and existing trading companies.
You can speak to us even if you have not yet set up your SPV company and are planning your investment.

You’ll need to be at least 21 years of age if you are an existing landlord or 25 years of age if you are a first time landlord, to apply for one of our buy-to-let mortgages
Landlord insurance. We can refer you to insurance specialists to find the policy to suit your needs. We work with insurance brokers who have access to a panel of leading insurance providers. Find out more by clicking this link, or ask your mortgage adviser for more details