Buy to let mortgages

From purchasing an investment property, remortgaging an existing property or expanding their portfolio by raising capital, we understand what landlords want from a mortgage lender. Our experienced underwriters will assess every application on its own merits and look for ways to say ‘yes’, whether the circumstances are straightforward or complex.

If you’re looking for a new mortgage, please contact your broker. They’ll be able to discuss your personal circumstances to help find the right mortgage for you.

We lend to all landlords, from one property to those who operate under a limited company structure and portfolio landlords
Landlords can hold a portfolio up to £5m with us, with multiple properties on one account and no limits on their background portfolio
We lend to landlords registered as Special Purpose Vehicles (SPVs), LLP partnerships and existing trading companies
We have a range of 2 and 5 year fixed rate mortgage products
We offer assisted legal fees and a free valuation on remortgage products
Overpayments of up to 10% of the outstanding mortgage balance can be made each year without incurring an early repayment charge

We don’t set background property portfolio limits
We’ll help maximize borrowing from rental income to build property portfolios
We’ll allow up to 30 properties on one account and one Direct Debit payment
We can help landlords who want to expand their portfolio, or release equity to re-invest in new properties

We only offer mortgages through brokers

If you’re looking for a new mortgage, then please contact your broker, they’ll be able to discuss your personal circumstances to help find the right mortgage for you. You can find a mortgage broker by searching online or by asking friends or family for personal recommendations. Don’t forget to check they're registered with the FCA. You can do this by visiting register.fca.org.uk

Why use a mortgage broker? Read our article on 10 great reasons.

Subject to status. If you fail to keep up with payments on your mortgage a ‘receiver of rent’ may be appointed and/or your rental property may be repossessed.