Why Aldermore Asset Finance

  • Expertise

    With experience funding a wide range of assets, we understand the market, your business and the assets you need. With in-house asset management, we've got the expertise to set market leading valuations.

  • Funding

    We can offer a variety of funding solutions across various products. With daily payment runs, we're able to quickly release funds to you or your supplier.

  • Service

    Our specialist sales, underwriting and operations teams are on hand to make sure you get the support you need. Plus, with dedicated field and office contacts, you've got named support at the end of the phone when you need it.

How we can help

  • Construction

    We're here to support the construction sector with our expertise in financing a wide range of assets. Whether it's financing new excavators to clear the way or aerial platforms to start building up, we're ready to put our experience to work. We specialise in structuring flexible solutions to meet your needs.

  • Transportation

    We're here to support the transport and logistics sector with our expertise in financing light and heavy vehicles. We specialise in structuring flexible solutions to meet your needs.


Our finance solutions

  • Hire Purchase

    With this product, we purchase the asset on your behalf and create a tailored repayment plan to suit your budget. At the end of the agreed term, you can choose to take ownership of the asset for a nominal fee.

    Suitable if you

    • Want to own the asset outright at the end of the agreement for a nominal fee
    Hire Purchase
  • Lease

    We offer two types of leases: Finance Lease and Operating Lease. Find out more if you think Leasing might be right for you.

    Suitable if you

    • Don't want to own the asset outright at the end of the agreement
    • Want to reduce upfront costs by paying VAT with monthly rentals
  • Refinance

    Refinance is designed to produce an injection of cash that can be used to fund a variety of activities by using certain existing assets as collateral.

    Suitable if you

    • Want to release funds in existing assets
    • Want to fund specific business projects, put a deposit on new equipment, acquire a new business or purchase new assets which aren't suitable for finance

And don't just take our word for it...

Asset Finance FAQs

Unlike overdrafts, asset finance is not repayable on demand. Additionally, it is a form of secured loan, so lending criteria will be different compared to a bank loan.

We offer a range of flexible asset finance products to suit your financial situation when acquiring a business asset.

We lend to a range of industries including construction, agriculture and transportation, as well as business assets such as office equipment. 

 To help us understand your current situation, visit our Money Worries page to download and complete our financial support form. When you send this in to us, we’ll be in touch to discuss your options.

T&Cs will apply, subject to status and affordability. Any asset used as security may be at risk if you do not repay any debt secured on it.