If you're looking for a new mortgage, please contact a mortgage broker. They'll be able to discuss your personal circumstances to help you find the right mortgage. You can find a mortgage broker by searching online or by asking friends and family for personal recommendations.

 

We take a different approach

When you're self-employed it can feel like there's a lot of hoops to jump through to find a mortgage because of your accounts and complex income. So, from builders to plumbers, techies to contractors, whether you're a limited company or sole trader, we'll look at the big picture. We assess every application on its own merits, so we can apply a bit of common sense.

We don't cap loan to value (LTV) for self-employed lending. We look at retained profits in your business when assessing income and affordability. Just a few of the ways we're backing self-employed borrowers.

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Our other mortgage options

  • First time buyer mortgages

    We know how difficult it can be for first time buyers to get onto the property ladder. That's why we have a range of mortgages to choose from, including low deposit options.

    First time buyer mortgages
  • Customers with credit problems

    Having a less than perfect credit rating shouldn't automatically stop you from getting a mortgage. We always take the time to look at an application on its own merits, so we can find more ways to say "yes".

    Mortgages for customers with credit problems
  • Buy to let mortgages

    We specialise in buy to let mortgages for all types of landlords, particularly larger and more established portfolio landlords, including those operating under a limited company structure.

    Buy to let mortgages

Subject to status. Credit will be secured on your home. Your home may be repossessed if you do not keep up repayments.