Get in touch

Our expert team are on hand to discuss your agriculture finance needs and take you through the different options.

  • Expertise

    We’ve got a dedicated agriculture team that understand you and the assets you need. With in-house asset management, we’ve got the expertise to offer competitive finance options tailored to you.

  • Funding

    We’ve developed an enhanced but simplified approach to lending in the farming industry, with bold ambitions to grow in the market. By working alongside you as a true partner, we can give you the flexibility that you need.

  • Service

    We’re here for you. Whether it’s to keep in touch about an existing deal, or to simply ask us a question about how we can help you to grow, we’re just a call away.

What we can finance

  • Tractors (no maximum age)
  • Combine harvesters
  • Self-propelled foragers
  • Forestry harvester
  • Pallet and packaging assets
  • Solar panels
  • Forwarders
  • Balers
  • Agricultural attachments
  • Grounds maintenance (e.g. ride on mowers)
  • Milking parlours and robots
  • Excavators
Farmer tending tree

Our finance solutions

For new agriculture assets, we can offer:

  • Hire Purchase
  • Finance Lease
  • Operating Lease

For your existing assets, we offer refinancing to release equity and to produce an injection of cash that can be used to fund a variety of activities such as:

  • Funding specific business projects
  • Putting a deposit on new equipment
  • Acquiring a new business
  • Purchasing new assets that may not be suitable for finance

Agriculture Finance FAQs

With Hire Purchase, we purchase the asset on your behalf and create a tailored repayment plan to suit your budget. At the end of the agreed term, you can choose to take ownership of the asset for a nominal fee.

Find out more about Hire Purchase.

Finance Lease has a primary term with fixed rentals. At the end of the primary period you can:

  • Hand the equipment back to us
  • Sell to a third party on our behalf and retain a percentage of the sales proceeds
  • Continue renting it after the primary period ends

Find out more about our Leasing options.

An Operating Lease is a Lease with fixed rentals that reflect a predicted future residual value, which is an amount you won’t pay, which means, rentals are reduced.

We take the residual risk and will sell the asset at the end of the agreement to recover this unpaid amount, protecting you from any potential loss. This transfer of risk may allow you to treat the asset as off-balance sheet, which may give improvements on key accounting ratios. 

At the end of the primary period you can:

  • Hand the equipment back to us OR
  • Upgrade or replace the asset on lease

Find out more about our Leasing options.

Refinance is designed to produce an injection of cash that can be used to fund a variety of activities by using certain existing assets as collateral.

Typically suitable if:

  • You want to release funds in existing assets
  • You want to fund specific business projects, put a deposit on new equipment, acquire a new business or purchase new assets which aren't suitable for finance

Find out more about Refinance. 

Contact our Agriculture Finance team

Jon Burell

Jon Burrell

Business Development Manager

Paul Morse

Paul Morse

Business Development Manager

Award winning Asset Finance

We're proud to have been recognised for a number of industry awards:

  • NACFB Commercial Lender Awards 2023 - Asset Finance Provider of the Year
  • LeasingWorld Gold Award Winners 2022 - Top Green Asset Funder
  • LeasingWorld Service Excellence Awards 2022 - Winner
  • LeasingWorld Gold Award Winners 2021 - Business Finance Champion

We're backing the farming community

Farmers picking apples

Watch our video

Find out how we're backing the agriculture industry.

Agriculture sector insights

*02 and 03 numbers are charged at standard call rates and included in most mobile and landline operators inclusive minute packages

T&Cs will apply, subject to status and affordability. Any asset used as security may be at risk if you do not repay any debt secured on it.