Trade Finance

We can make payments directly to your UK or overseas suppliers, reducing the stress on your cash flow whilst you grow your order book.
Let’s get started

Let’s get started

Bridge the funding gap between paying your suppliers and receiving customer payments.

At Aldermore we understand it’s often difficult to obtain the credit you need from your suppliers, particularly when importing from overseas. Without the credit in place to buy your goods the alternative can create a real cash flow headache for your business, as you find the cash to pay suppliers up front and then wait for weeks or even months to receive payment for the orders placed by your customers.

With Trade Finance, we can make the payments directly to your UK or overseas suppliers, bridging the funding gap between paying your suppliers and being paid by your customers.

At a glance

  • Funding for your trade cycle – bridge the gap between placing your orders with suppliers and being paid by your customers
  • Peace of mind – our expert team handles your supplier payments for the goods, so you are able to focus on growing your business
  • Business on your terms – access to funding, as and when you need it so that you can buy more good and increase sales
  • Transparent approach – we’ll keep you informed every step of the way, clearly explaining how the facility will work and what it will cost
  • Convenience – our online client portal gives you complete visibility of your transactions

Bad Debt Protection

At Aldermore we understand that it’s sometimes difficult to assess the risk of customers not being able to pay. The decision you make could lead you to turn away sales or even end up with a bad debt. Our Bad Debt Protection (BDP) service gives you the confidence of knowing you will receive payment for all your hard earned sales.

Using your Trade Finance facility is straightforward:

  • Place your order with your supplier
  • We pay your supplier against shipping documentation or open a letter of credit for up to 100% of the purchase price of the goods
  • The goods are shipped and delivered to your customers
  • You repay the transaction depending on your facility
    - Within 90 days from the transaction date or
    - through an invoice finance facility with Aldermore based on the value of the invoices raised to your customers for the goods

Fees apply for all our services, and we will confirm any costs with you upfront.

Pay your suppliers with Trade Finance from Aldermore.

Trade Finance can enable you to take on more orders and grow your business. When you’re faced with a payment that may affect your cash flow, we can make the payment directly to your suppliers on your behalf. We can make the payment in Pounds, Dollars or Euros, depending on where your supplier is based.  

We offer a range of payment options:

  • Telegraphic Transfer
  • Letter of Credit
  • Supplier Undertaking

You’ll have 90 days to repay the funds and you can pay this either in full or using an Aldermore Invoice Finance facility.

If you’re looking for a way to simplify the payment process and reduce the pressure placed on your business, Aldermore can help.

With the help of our expert Trade Finance team we can help you to buy the goods you need and release the cash from their sale. We understand that all businesses are different, so we will tailor a facility that matches your seasonal trading needs, as well as your future growth ambitions.

We will work with you to design a funding package that’s designed around your business, with competitive and transparent charges agreed with you up front. All costs will be outlined in your facility offer letter, together with a Client Guide that will detail any additional fees that would apply for services you may need or use. An arrangement fee will also normally apply.

Download our guide to making your imports more profitable

International trade is a very rewarding business, but it's not without its risks, and when importing from overseas the devil really is in the detail. Time pressures often mean that risks are overlooked and lessons are learned the hard (and expensive) way.
That's why we've put together our handy easy-to-read guide with 5 clear steps to ensure you secure maximum profit on your imports.

Subject to status. Security may be required. Any property or asset used as security may be at risk if you do not repay any debt secured on it.