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At a glance

  • Quick access to funds - convert up to 90% of your full invoice value into ready capital, available within 24 hours of submitting your invoice
  • Finance that grows with your business – the amount of available funding is based on your invoices, so as your business grows, so does the capital you can access
  • Confidential – your customers don’t need to know you’re using the facility
  • Retain control – you stay in control of your own invoice collections
  • Accelerate cash received from your invoices without offering other business assets as security
  • Upgrade your service  - with added extras including Bad Debt Protection
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Product summary

  • We’ll advance an agreed percentage of your outstanding invoices – typically up to 90%
  • Once you’ve sent us your details (usually electronically) we’ll release the funds
  • You then chase the customer payment as normal, and funds are paid directly to Aldermore
  • When your customers have paid, we’ll release the remaining funds – minus our fee
  • We’ll then recalculate the funds available to you after every new transaction – so you always know where you are

We can help businesses across a wide range of sectors, including:

  • Business services providers
  • Distributors
  • Employment and recruitment agencies
  • Engineering companies
  • Haulage and transport firms
  • Importers
  • Printers
  • Manufacturers
  • Wholesalers
  • Sells products or services on credit to other businesses, generating invoice for payment
  • Has an annual turnover typically above £750,000
  • Has an established credit control department

We’ll work with you to design a funding package that perfectly suits your business, agreeing all costs upfront.

Our charges are competitive and totally transparent, and will be outlined in your facility offer letter. You’ll also receive a Client Guide, which will detail any additional fees that would apply for services you may need or use. An arrangement fee will also normally apply.

Bad debt protection

At Aldermore, we understand that it's sometimes difficult to assess the risk of customers not being able to pay. The decision you make could lead you to turn away sales or even end up with a bad debt. Our Bad Debt Protection (BDP) service gives you the confidence of knowing you will receive payment for all your hard earned sales.

Read more about Bad Debt Protection

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Supporting businesses like yours

We’re a specialist lender that started from small beginnings: we understand the challenges involved in growing a business. For SMEs with ambitious needs, we’re the finance partner that can help turn dreams into reality.

Find out how Aldermore supported Insulated Tools Ltd with a flexible Invoice Finance facility.

Find out more

*02 and 03 numbers are charged at standard call rates and included in most mobile and landline operators inclusive minute packages

Subject to status. Security may be required. Any property or asset used as security may be at risk if you do not repay any debt secured on it.