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At a glance

  • Asset Based Lending (ABL) is a fast and cost-effective way to fund growth and event driven change such as MBOs, MBIs, mergers or acquisitions
  • It’s a mix of revolving and term facilities, with available working capital growing in line with your business
  • It can provide a higher availability of working capital when compared to traditional lending facilities
  • We get to understand your business plans and goals to tailor a flexible facility that is the right fit for your business
  • Support from your dedicated regional relationship manager who is on hand to help as little or as much as you need
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Product summary

Asset Based Lending (ABL) may be suitable for your business if:

  • You are a larger company with a combination of assets, ABL could provide your business with the cash and headroom you need to grow
  • You need funding for transactions such as expansion plans, management buy outs (MBOs), management buy-ins (MBIs) and mergers and acquisitions.

Whatever your ambitions we can help turn them into reality. From expansion plans to new acquisitions, relieving cash flow pressures to reducing finance costs, we'll tailor our service around your particular requirements, so you get the funding that's right for you.

We can help a range of businesses in different sectors such as manufacturing, services, haulage and transport, printers, distributors, importers, wholesalers and more. 

Asset Based Lending (ABL) provides funding against the value of the multiple assets within your business, including debtors, stock, plant & machinery and property. With ABL, the cash held within these assets is then released to provide additional working capital.

It works in conjunction with an invoice finance facility which will be required to utilise the benefits of ABL and provide an on-going line of credit that grows with your business.

  1. Get in touch with us by phone, email, or our call back request form
  2. We will come to visit your business and value your assets
  3. We will then provide you with clear and transparent structure of your funding and pricing, so you know what you’re getting
  4. Once everything is agreed, we will then forward you the funds.

Bad debt protection

At Aldermore, we understand that it's sometimes difficult to assess the risk of customers not being able to pay. The decision you make could lead you to turn away sales or even end up with a bad debt. Our Bad Debt Protection (BDP) service gives you the confidence of knowing you will receive payment for all your hard earned sales.

 

Read more about Bad Debt Protection

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How Asset Based Lending could help your business

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*02 and 03 numbers are charged at standard call rates and included in most mobile and landline operators inclusive minute packages

Subject to status. Security may be required. Any property or asset used as security may be at risk if you do not repay any debt secured on it.