30 Day Notice Cash ISA Issue 7

1.30% Gross Annual Interest
1.29% Gross Monthly Interest
1.30% AER*
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30 Day Notice Cash ISA offers flexible, tax free savings. Take advantage of the best high interest savings accounts from Aldermore today.

30 Day Notice Cash ISA Summary Box

Account name

30 Day Notice Cash ISA Issue 7

What is the interest rate?

Gross Annual Interest Gross Monthly Interest AER*
1.30% 1.29% 1.30%

Interest is calculated daily, and paid monthly or annually.
You can choose to have your interest paid to your Notice Cash ISA, another Aldermore Easy Access or Notice Account or your nominated UK bank or building society account.

Can Aldermore change the interest rate?

Yes, the interest rate is variable. We can increase or decrease the rate for any of the reasons set out in our Personal Savings Terms and Conditions.

What would the estimated balance be after 12 months based on two example deposit amounts?

Deposit at Account Opening Balance After 12 Months Interest Earned
£1,000 £1,013.00 £13.00
£15,000 £15,195.00 £195.00

These are only examples and do not take into account your individual circumstances.
The examples assume that no further deposits or withdrawals are made and that interest earned is paid to this account annually.

How do I open and manage my account?

- To open an account you need to be aged 18 years or over, resident in the UK and only liable to pay tax in the UK

- This account can be held in one name only

- You can open and manage your account online. We will accept instructions in relation to the account through our Internet Banking Service

- The minimum deposit required to open this account is £1,000

- The maximum deposit for this account is the 2019/2020 ISA allowance of £20,000. In addition or alternatively, you may transfer existing ISAs from other providers into this account, up to the amount held. These limits are subject to HM Revenue & Customs rules

Can I withdraw money?

- Yes, you can make unlimited withdrawals, either by giving 30 days’ notice, or without giving notice where a deduction of interest equivalent to the notice period will apply. Your money can be returned to your nominated account, transferred to any other Personal Savings accounts you hold with us that allow deposits or transferred to another ISA provider

- Our Cash ISAs are flexible. You can withdraw money from this tax year or previous tax years if you need to. You can replace the money you’ve withdrawn without the replacement counting towards your annual ISA subscription limit, providing you replace the funds in the same tax year you withdraw them

Additional information

- Interest is paid gross without the deduction of income tax and doesn’t count towards your Personal Savings Allowance

- If you change your mind within 14 days of opening your account we will cancel your account without penalty or notice

- You can request to transfer in ISAs held with other providers at any time

  *AER stands for annual equivalent rate and illustrates the interest rate if it was paid and compounded once each year

What you need to open an account

If you would like more information, or if you wish to open an account under power of attorney, please contact us before you open your new account.

Our accounts are open to a wide range of people for a wide range of needs, just so long as you:

  • have a UK bank or building society account, on which you’re named as an account holder. This is your nominated account and you’ll need the sort code and account number to hand when you open your new account with us. You can only transfer money into your Aldermore account from this account, or by transfer from another ISA provider
  • are aged at least 18
  • are resident in the UK and only liable to pay tax in the UK
  • have read the 30 Day Notice Cash ISA Summary Box and Personal Savings Terms and Conditions

ISA Transfers

When you open your account, you’ll be asked at the start of the application if an existing ISA is to be transferred. If it is, towards the end of the application you’ll be asked to provide the details of the ISA to be transferred. Where your existing provider subscribes to the electronic Cash ISA transfer platform, your request will be submitted electronically. If your existing provider doesn’t subscribe to the electronic platform, you’ll need to print and send us a completed ISA transfer form, which is provided to you at the end of your application.

*AER stands for annual equivalent rate and illustrates the interest rate if it was paid and compounded once each year.

The rates we have previously paid on our Notice Cash ISAs are shown on our Historic Rates Page

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