Property Development Finance

If you're an experienced property developer or house builder looking for funding for your next development, find out how our lending develops more than just great property.
Contact us

Contact us

We’ve consistently supported experienced property developers and housebuilders with market leading debt solutions and award-winning* end-to-end support. No matter where you lay your first brick, we’re with you to the last.

Why Property Development Finance?

Everything we do is focused on providing the kind of financial agility needed to seize development opportunities.

That's why we support you with:

  • Loans for new build, conversion, or refurbishment developments from £1m to £25m, including residential either for sale or retention, pre-let/sold commercial, mixed use and purpose-built student accommodation schemes
  • Lending up to 85% loan to cost or a maximum of 60% of the gross development value (GDV)
  • Fast turnaround time for payments made - funds usually paid out within 1 working day of receiving draw-down request
  • Flexible loan terms up to 30 months
  • Competitive fixed interest rates set on a deal by deal basis
  • One stop shop – we offer term debt facilities through our commercial mortgage offering for developers looking to retain or hold the developed scheme.


Have any questions or want to start your application? Our team is here to help.

Property Development Finance FAQs

VAT loans for house builders and developers

When it comes to purchasing land and property for development, we know how important cash flow is. That’s why, as part of our drive to continually support SME housebuilders and developers, we offer VAT Loans – reducing the day one cash flow burden for eligible customers taking out a new Aldermore Development Finance facility.

  • VAT loans are available on purchases of land and property elected for VAT in conjunction with a new Aldermore Property Development Finance facility 
  • Loan term of 4 months

NACFB Awards 2019 - Development Lender of the Year; Business Moneyfacts Awards 2019 - Best Development Finance Provider

Subject to status. Security may be required. Any property or asset used as security may be at risk if you do not repay any debt secured on it.