Invoice Finance

If you’ve got ambitious plans for your business, then we’ve got the funds to make them happen.
Contact us

Contact us

At Aldermore, we provide practical, flexible finance solutions designed to meet the needs of growing businesses.

Kick start your cash flow


Practical and flexible invoice finance solutions designed to meet your needs. Nothing should stand in the way of getting you back up and running.
No contract tie-in for the first six months on discounting and factoring facilities. No set-up fees. Adobe Sign for onboarding.

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How does Invoice Finance work?

Don’t wait around weeks for outstanding invoices to be paid.  Invoice Finance allows you to quickly release cash into your business by converting the value of unpaid invoices or contractual billing into ready working capital.

The way it works:

  • You submit your outstanding invoices or contractual billing to us
  • We typically advance up to 90% of the value and within 24 hours
  • Once your customer pays us, we release the remainder to you
  • We then recalculate the funds available to you

Coronavirus Business Interruption Loan Scheme (CBILS)
 

Aldermore Invoice Finance is now accredited with the British Business Bank to offer the CBILS scheme. If your cash flow has been disrupted as a result of COVID-19, find out if you are eligible for the scheme and how to apply.  

 

Our Invoice Finance Products

Invoice Discounting

Suitable if you:

  • Need to access cash tied up in outstanding invoices quickly
  • Have an established in-house credit control department
  • Would like the option of a confidential facility, so your customers needn’t know you're using it


No contract tie-in for the first six months

Factoring

Suitable if you:

  • Need to access cash tied up in outstanding invoices quickly
  • Do not have an in-house credit control department
  • Require our experienced credit control team to take care of debt collection



No contract tie-in for the first six months

Asset Based Lending

Suitable if you:

  • Require a higher availability of working capital
  • Need access to funding secured against multiple assets within your business
  • Are looking at business driven change such as MBOs, MBIs, restructuring, mergers or acquisitions

Construction Finance

Suitable if you:

  • Operate within the construction sector
  • Need timely access to working capital: advanced against uncertified applications for payment or staged invoices
  • Need a funding solution designed specifically for the construction sector

Contract Finance

Suitable if you:

  • Typically operate under contracts
  • Have obligations to deliver goods or services over an extended period of time
  • Need access to advanced funding against your staged invoices quickly

Trade Finance

Suitable if you:

  • Purchase goods from suppliers, both overseas or in the UK.
  • Need to bridge the funding gap between paying your suppliers and receiving customer payments
  • Need an expert team on hand, managing supplier payments on your behalf

Invoice Finance FAQs

Why Aldermore Invoice Finance?

Whatever your individual requirements are, we’ll work with you to understand your business needs and design a funding facility to meet them.

Flexible & Transparent: With tailored proposals for your business.  We will provide you with a clear structure of funding and pricing
Real Partnership: We get to understand your plans and ambitions, supporting both steady growth or ambitions plans
Day-to Day support: A dedicated relationship manager will be on hand to provide support and advice about invoice finance and business planning – as much or as little as you need
Same Day Payments: Typically we can get you access to funds within 24 hours
Online Account Access: Benefit from the convenience of our E3 Portal where you can access your account to upload, review and check funding availability in real-time

Have any questions or want to start your application? Our team is here to help.

How Aldermore has supported businesses like yours

Didsbury Gin’s founders, Liam Manton and Mark Smallwood started out using a home-based distillery to create a gin they loved. Others loved it too, fueling their belief that there was a market for it.  Since being founded in 2017, Manchester based Didsbury Gin has seen some great success and popularity, having been described by Vogue as “one of the most exciting new British gins”.

Find out how Aldermore supported Didsbury Gin with a flexible Invoice Finance facility.

Subject to status. Security may be required. Any property or asset used as security may be at risk if you do not repay any debt secured on it.