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What is an ISA transfer?

An ISA transfer lets you move your savings from one provider to another without losing your tax-free status. As long as the transfer is completed using the official ISA transfer process, your savings will keep their tax-free status.

Cash ISA transfers typically take up to 15 working days, while Stocks and Shares ISA transfers can take up to 30 days, depending on the provider and in the investments held


How to transfer an ISA from another provider into a new Aldermore ISA

  • Get started

    To get started, open a new Aldermore Cash ISA. You can do this here.

    Login centre
  • Let us know you'd like to transfer your existing ISA savings.

    During the application process, you can choose to transfer an existing ISA. If you select this option, we’ll handle the transfer for you.

  • Leave it with us

    If your current provider supports electronic transfers, we’ll contact them to request the transfer. If they don’t support electronic transfers, you’ll need to complete and send us either a  Cash ISA Transfer Form or a  Stocks and Shares ISA Transfer Form.

    Forms and Documents
  • Once we receive your completed form, we’ll get in touch with your current provider to arrange the transfer of your ISA savings to your new Aldermore account.

    Transferring into a Cash ISA can take up to 15 working days, and transferring a Stocks and Shares ISA can take up to 30 working days.

  • Get started

    To get started, open a new Aldermore Cash ISA. You can do this here.

    Login centre
  • Let us know you'd like to transfer your existing ISA savings.

    During the application process, you can choose to transfer an existing ISA. If you select this option, we’ll handle the transfer for you.

  • Leave it with us

    If your current provider supports electronic transfers, we’ll contact them to request the transfer. If they don’t support electronic transfers, you’ll need to complete and send us either a  Cash ISA Transfer Form or a  Stocks and Shares ISA Transfer Form.

    Forms and Documents
  • Once we receive your completed form, we’ll get in touch with your current provider to arrange the transfer of your ISA savings to your new Aldermore account.

    Transferring into a Cash ISA can take up to 15 working days, and transferring a Stocks and Shares ISA can take up to 30 working days.


How to transfer an ISA from another provider into your existing Aldermore ISA

Transferring an ISA from another provider into your existing Aldermore ISA is simple. Just complete the relevant transfer form:

You can fill the form in online, and email it back to us.

If you'd prefer to fill out a paper version, you can apply by post.

Print the form, complete it, and return it to us using Freepost;

Aldermore
Freepost RSAZ-AXXH-LHAX
PO Box 762
WALLSEND
NE28 5DH

Or, call us on 0345 604 2678 and we’ll send you a paper form which you can complete and return for free.

Once we receive your completed form, we’ll take care of the transfer for you.

Transferring an ISA from another provider into your existing Aldermore ISA is simple. Just complete the relevant transfer form:

You can fill the form in online, and email it back to us.

If you'd prefer to fill out a paper version, you can apply by post.

Print the form, complete it, and return it to us using Freepost;

Aldermore
Freepost RSAZ-AXXH-LHAX
PO Box 762
WALLSEND
NE28 5DH

Or, call us on 0345 604 2678 and we’ll send you a paper form which you can complete and return for free.

Once we receive your completed form, we’ll take care of the transfer for you.

Couple celebrating their new home

How to move an existing Aldermore ISA into a new Aldermore ISA

If you’re looking to move your existing Aldermore ISA into a new Aldermore ISA, you can do this easily online.

Just login to your internet banking, click Open new account and choose the new ISA account you’d like to open.

You’ll then be asked how you’d like to open your new account. Choose ‘Money not currently held in an ISA or money held in an existing Aldermore ISA’

Simply follow the next steps, including reading the terms & conditions, and then let us know how much you’d like your opening deposit to be and select the existing ISA account that you'd like to move.

We’ll automatically transfer your money from your existing Aldermore account within three business days.

Here, you’ll also be given the option to close your existing account

If you’re looking to move your existing Aldermore ISA into a new Aldermore ISA, you can do this easily online.

Just login to your internet banking, click Open new account and choose the new ISA account you’d like to open.

You’ll then be asked how you’d like to open your new account. Choose ‘Money not currently held in an ISA or money held in an existing Aldermore ISA’

Simply follow the next steps, including reading the terms & conditions, and then let us know how much you’d like your opening deposit to be and select the existing ISA account that you'd like to move.

We’ll automatically transfer your money from your existing Aldermore account within three business days.

Here, you’ll also be given the option to close your existing account

Smiling couple looking at something on a phone

We’ve answered some of the most common questions about ISA transfers below

Transferring into a Cash ISA can take up to 15 working days, and transferring a Stocks and Shares ISA can take up to 30 working days.

With a Notice ISA, Easy Access ISA and Reward ISA, you can transfer money from a different provider, or from an existing Aldermore ISA, at any time.

If you’re looking to transfer into a new Fixed Rate Cash ISA, you’ll need to open a new one each time you transfer. 

We no longer accept new applications for Help to Buy ISAs, but existing account holders can transfer up to £200 per calendar month from an existing Cash ISA or Stocks & Shares ISA 

All our Cash ISAs (excluding Help to Buy ISAs) are flexible. However, if you transfer them to another provider, the provider that you transfer to may not offer flexibility in which case your ISA will no longer be flexible when it moves to them.

If you transfer an ISA from another provider into one of our Fixed Rate, Easy Access, Reward or Notice Cash ISAs, it will automatically become flexible. If you’ve transferred previous years subscriptions, you will be able to withdraw these and replace them, provided you replace them in the same tax year that you made the withdrawal.

Flexible ISA's still have an annual ISA allowance. Flexibility just means that if you withdraw some of your subscriptions, you can replace them again so that you can make full use of your allowance.

You can transfer some or all of your existing ISA balance from another provider when applying for an Aldermore Cash ISA.

Aldermore offers Cash ISAs only. You can split your Cash ISA allowance between any of our Cash ISA products. This will be classed as one Cash ISA for the purposes of tax-free allowances and HMRC reporting.

Following changes announced in 2024, you can now invest your current year’s ISA allowance across multiple cash ISA providers. So, if you’ve invested part of your current year’s ISA allowance with another bank or building society, you can invest the remainder of the allowance in an Aldermore cash ISA.

If you’ve got existing ISAs with other providers from previous tax years, these don’t count towards your £20,000 annual allowance so you can transfer these to us in full. By bringing all of your ISAs together in one place, you can manage your ISA portfolio with ease.

No. Your account will be closed and can’t be re-opened. However, if you still hold any open Cash ISAs with us that allow additional deposits, you can pay the money into one of those accounts. If this is not the case, you can open a new Cash ISA product to replace the money. You will need to confirm that this is a replacement of previously withdrawn money relating to previous tax years, to make sure that this is allocated correctly against your ISA allowances.

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