Find out more

Complete our online enquiry form and our expert team will contact you to discuss tailored deposit options.

  • Security

    We're a UK bank with a Moody's (Baa2) credit rating – so you know your money is in safe hands.

  • Liquidity

    We provide flexible and bespoke deposit solutions aligned to your cash flow needs and funding cycles.

  • Strong yields

    Consistently competitive rates of return on your surplus cash, whilst minimising risk.

  • Human customer support

    Personal relationships

    You'll receive support from a dedicated and experienced Corporate Deposits specialist who will take the time to really get to know your business.

People in meeting

Deposit solutions built around your needs

We provide bespoke deposit solutions for corporate, institutional and other UK based organisations looking to deposit a minimum of £1 million and above.

  • Flexible terms aligned to your cash flow needs and funding cycles
  • Bespoke deposit solutions designed to meet your liquidity requirements
  • Regulated UK bank with a Moody's (Baa2) credit rating – so you know your money is in safe hands
  • Competitive rates of returns
  • Dedicated expert contact who gets to know your business, offering tailored solutions based on your liquidity needs
  • Our asset backed lending is funded predominantly by customer deposits and underpinned by a strong capital position

 

Our simple and personal process

  • Get started

    To get started, simply request a call back.

    Request a call back
  • Introductory call

    Our priority is to design a solution that delivers the right outcomes for you. That's why our team will take the time to understand your specific requirements and liquidity needs, so we can create a bespoke solution that optimises your returns.

  • Bespoke deposit solution

    Our deposit solutions are flexible, designed to meet your needs and suit your liquidity requirements. We can also align our solutions with required maturity dates.

  • Straightforward onboarding

    You have direct access to your relationship director by phone, email, or face to face. They will help support you at all points of your journey with us. We’re here to help make your onboarding with us as quick and simple as possible. Our electronic checks mean an efficient application process and less hassle for you.

  • Get started

    To get started, simply request a call back.

    Request a call back
  • Introductory call

    Our priority is to design a solution that delivers the right outcomes for you. That's why our team will take the time to understand your specific requirements and liquidity needs, so we can create a bespoke solution that optimises your returns.

  • Bespoke deposit solution

    Our deposit solutions are flexible, designed to meet your needs and suit your liquidity requirements. We can also align our solutions with required maturity dates.

  • Straightforward onboarding

    You have direct access to your relationship director by phone, email, or face to face. They will help support you at all points of your journey with us. We’re here to help make your onboarding with us as quick and simple as possible. Our electronic checks mean an efficient application process and less hassle for you.

About Aldermore

We’re Aldermore – the award-winning UK bank, trusted and highly rated by over a quarter of a million customers for more than a decade. With our range of specialist mortgages, savings accounts and business finance solutions, we're backing more people to go for it.

Aldermore Group PLC is regulated by the Prudential Regulation Authority and the Financial Conduct Authority and is registered under the Financial Services Compensation Scheme.

Aldermore’s enduring purpose is to back more people to go for it, in life and business. Our purpose guides everything we do and extends beyond the products and services we offer. 


Contact our Corporate Deposits team

Ann Marie Cook

Corporate Deposits Specialist, North

07584 183502

Ann Marie joined Aldermore in October 2023 to work alongside Ray Mariconda to develop the bank’s Corporate Deposit offering and is based in our Manchester office.

With over 30 years' banking experience she has developed strong and focused relationships with clients across many sectors, an excellent networker, and a specialist in placing deposits for her clients.

Ann Marie enjoys building new and existing relationships and is passionate about her clients. 

Ray Mariconda

Corporate Deposits Specialist, South

07721 129849

Ray joined Aldermore in September 2014 to develop the banks corporate deposit offering.

With more than 20 years' front line corporate banking experience, he has developed strong relationships across a variety of sectors and is also well connected to the Intermediary, Fintech and Platform market.

Ray enjoys building collaborative, profitable and strategic partnerships and believes passionately that relationships and people matter.

Ray Mariconda, Business Development Manager, Aldermore Corporate Deposits

Who we work with

Our Corporate Deposit solutions are suitable for organisations looking to deposit £1 million or more.

We work with many different organisations across a range of industries, including Corporate entities, Public sector bodies, Pension funds, Registered charities, Universities, and Credit Unions, and sectors such as healthcare, travel and leisure. 

We understand the fiduciary and regulatory requirements of a range of financial institutions including cash savings platforms and wealth management firms. We can build the perfect solution for your requirements.

Corporate Deposits FAQs

Our Corporate Deposit solutions are for businesses who are looking to deposit upwards of £1 million with us. We offer bespoke solutions and provide access to competitive cash deposit returns.

Contact us directly, so that we can help determine your deposit requirements. You can then either apply through your contact or online. Either way we will make sure it’s a smooth process and our electronic checks with efficient application processes, will mean less hassle for you.

Typically, the only information we require is specified on the application form. We don’t require certified copies of ID unless for any exceptional reason we are unable to find your company details on the database. We do our due diligence electronically which makes it straightforward, with no physical paperwork needing to be sent across to us.

Aldermore always maintain a strong capital position which helps us to provide competitive cash deposit rates to our customers. Our asset-backed lending for example, is funded by customer deposits. See our recent financial results.

We provide bespoke solutions and work closely with you to help manage liquidity and optimise your returns. Typically, we have fixed term deposits from three months up to five years with a tailored maturity period designed to meet your requirements. For further details, please refer to your product sheet.

Aldermore is regulated in the UK by the PRA and FCA. We continue to maintain a strong capital position; view our most recent financial results. Deposits are also protected up to a total of £85,000 under the Financial Services Compensation Scheme (FSCS), the UK’s deposit protection scheme.

Yes. You will have a dedicated and named single point of contact who will take the time to get to know you and your organisation.

Authorised Push Payment (APP) fraud occurs when a fraudster tricks you into making a payment by pretending to be a genuine person or business.   

Unlike other types of fraud where someone might hack into your account, with APP scams, you’re the one who authorises the payment, but you’ve been deceived into doing so.   

These scams can be particularly convincing because fraudsters often impersonate trusted organisations, such as your bank, a service provider, or even a friend.   

It can be hard to spot the scam until it’s too late, as everything appears to be legitimate at the time of the payment.  

From 7 October, there are some new regulations around APP fraud to improve consumer protection.  You can find out more about APP fraud here.

Corporate Deposit Documents

 

Corporate Customer Criteria

“Corporate Customer” means the holder of an Aldermore Corporate Deposit Account that is a UK based company, partnership, institution or public sector entity where all Directors and Beneficial Owners of that business or institution and Authorised Officials of that Account are resident in the UK and only tax resident in the UK. For the purposes of these Terms and Conditions, a Corporate Customer may also include a Reporting Financial Institution (as defined for the purposes of the Common Reporting Standard) tax resident in the Isle of Man, Jersey, Guernsey, Gibraltar or the UK.