• FSCS Protected

    Your money is protected up to £85,000 by the Financial Services Compensation Scheme.

  • Easy account opening

    Apply online at whatever time of day works for you.

  • Rated excellent

    Rated "excellent" by our savings customers on Trustpilot.

  • Award winning

    Awarded Best Variable Rate Business Savings Provider by Moneynet in 2024 and 2025.

95 Day Notice Business Savings Account Issue 1

Interest rate (AER*)

  • 4.00%

*AER stands for annual equivalent rate and illustrates the interest rate if it was paid and compounded once each year.

Minimum opening balance

£1,000

Suitable if you

  • Might need access to your money, but won’t need it instantly
  • Want to be able to deposit money whenever you like
  • Are willing to give notice to achieve a higher variable interest rate

Please read the Summary Box and Business Savings Terms and Conditions before opening an account.

To view all current and previous rates for our business savings accounts variable rate products, please click here


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Key features

  • Competitive rates – ideal for planned cash management.
  • The interest rate on our notice accounts is variable.
  • Flexible access – withdrawals available with just 95 days’ notice, giving you control without long-term commitment.
  • Build your balance – add to your savings at any time.
  • No fees – straightforward and cost-free.
  • Safe and secure – deposits up to £85,000 are protected by the FSCS guarantee.
  • Fast and easy set-up – apply online at any time of day, with as little as £1,000.
Small business owner on phone

What is a notice account?

A notice account is a savings account that requires advance notice before a withdrawal can be made. This notice can vary depending on the type of account for example 95 days. Our notice accounts are suitable for businesses who want to earn higher interest than our Easy Access account and have longer term savings goals and more predictable cash flow needs.

Business owner making plans

FAQs

Yes, you can make unlimited withdrawals from your account subject to the notice period, giving you control without long-term commitment. 

Yes, you can pay into your notice account whenever you like.

To open a business account with us you must be:

  • A limited company
  • A business that is only tax resident in the UK
  • Over 18 years of age, UK resident and only tax resident in the UK - this applies to all controlling persons, significant owners and directors
  • You can't be a US citizen
  • You need to own a mobile phone and have an email account

When you apply to open an Aldermore account you must give us details of a current account in your business’s name. We call this your linked nominated account. Your business current account provider must be a UK bank or building society, authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Your business current account must allow electronic transfers to be made and received, and we may ask you to send us a bank statement to confirm your account details.

There are certain types of bank account that we can’t accept as your linked nominated account, as they aren’t fully licensed and regulated. These include accounts held with e-money providers.

We can't accept client money or hold accounts in trust.

We need to check your identity and address before we can open an account for you. This will mostly be done electronically, but we may need you to send some identification to us.

If we ask you to provide identification documents, we'll include details about how to do this when we get in touch.

When you save with Aldermore you have the added peace of mind that comes from knowing your money is protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK’s deposit guarantee scheme. Please bear in mind that any deposits you have above the limit are unlikely to be covered.

You can find out more about FSCS protection here

We're here to help

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    Existing customers can log in and send us a secure message.

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