By opening any combination of our 30 Day Notice and Fixed Rate Cash ISAs, you can maximise your returns across varying maturity dates and still have access to some of your money, without penalty, when you need it. So, for example, you could save £10,000 in our 30 Day Notice Cash ISA and lock £10,000 away in a 3 Year Fixed Rate Cash ISA.
If you don’t have the full allowance available at the start of the tax year, you can save more throughout the year by topping-up or opening further cash ISA products as additional funds become available.
The maximum you can pay into a Help to Buy: ISA each month is £200, so you can combine a Help to Buy: ISA with other cash ISA products to use your full allowance and not lose out.
And if you’ve got existing ISAs with other providers from previous tax years, these don’t count towards your £20,000 annual allowance so you can transfer these to us in full. By bringing all of your ISAs together in one place, you can manage your ISA portfolio with ease.