Aldermore cuts rates across its range

Aldermore has today reduced rates across its residential owner occupier and buy to let (BTL) ranges, for new and existing customers, alongside launching limited edition BTL products.

The following rates are available immediately:

For new customers

Residential owner occupiers

Level 1, 2 & 3: 2 year fixed rates <80% LTV, reduced by 0.15% (rates from 5.29%)
Level 1, 2 & 3: 5 year fixed rates <80% LTV, reduced by 0.10% (rates from 5.14%)
Level 1 & 2: 2 & 5 year fixed rates at 85% LTV, reduced by 0.20% (rates from 5.69%)

Buy to let

NEW LIMITED EDITION for individual and company landlords with single residential properties

2 year fixed rate at 75% LTV with a 5% fee (rate of 3.29%)

NEW LIMITED EDITION multi property product for individual and company landlords with residential investment property portfolios

2 year fixed rate at 75% LTV with a 5% fee (rate of 3.24%)

Individual and company landlords with single residential properties

5 year fixed rates reduced by 0.10%, with zero fee, 1.5%, 5%, 7% and £1,999 fee options (rates from 4.34%)

Multi property product for individual and company landlords with residential investment property portfolios

5 year fixed rates reduced by up to 0.15%, with zero fee, 1.5%, 5%, 7% and £1,999 fee options (rates from 4.29%)

HMO and multi unit freehold including multi property

2 year fixed rates reduced by 0.10%, with zero fee, 3%, and 5% fee options (rates from 3.54%)
5 year fixed rates reduced by up to 0.15%, with zero fee, 1.5%, 5%, 7% and £1,999 fee options (rates from 4.39%)

For existing customers (product switch)

Residential owner occupier

Fixed rates <85% LTV reduced by up to 0.20% (rates from 5.34%)

Buy to let

Individual and company landlords with single residential investment properties

2 year fixed rates reduced by 0.10% (rates from 6.29%)
5 year fixed rates reduced by up to 0.30% (rates from 6.09%)

Jon Cooper, director of mortgages at Aldermore, comments:

“At Aldermore, we’re committed to delivering real value for brokers and their clients, whether they’re landlords expanding their portfolios or owner-occupiers taking their next step.

“We understand that every client’s situation is unique, and that’s why we work hard to provide brokers with the tools, flexibility, and support they need to find the right solutions. Our latest rate reductions, combined with our continually evolving criteria, reflect our dedication to help brokers unlock more opportunities and deliver better outcomes. No lender can ever take a broker’s business for granted and we’re proud to stand alongside them as a trusted partner.”

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