Less than perfect credit mortgages

We only offer mortgages through intermediary brokers.


If you’re looking for a new mortgage, please contact your broker. They’ll be able to discuss your personal circumstances to help you find the right mortgage. You can find a mortgage broker by searching online or by asking friends or family for personal recommendations.

Don’t forget to check they're registered with the FCA. You can do this by searching the FCA register.

From first time buyers not on the electoral roll, to customers who may have been out of work due to redundancy or illness, we know there are many reasons why you might not have the perfect credit score.

As a specialist mortgage lender:

  • We can offer fixed rates for up to 5 years, which means your payments will not increase for this time while you rebuild your credit profile
  • We consider applications if you are on a debt management plan

All the benefits of an Aldermore mortgage:

  • A lending decision in hours
  • Your own personal mortgage adviser throughout the application process
  • Our team of expert underwriters will assess your application on its own merits
  • A dedicated loyalty team to help you find the right deal at the end of your initial mortgage term
  • At any time during your mortgage term you can speak to one of our advisers for a review
  • As an award-winning bank, we go out of our way to ensure our products and services meet the needs of our customers

Some important points for you to know:


  • We offer products with minimal upfront costs
  • We offer mortgages to customers from 21 years of age
  • Our mortgage advisers can review your current credit profile with you before you even submit an application
  • Home and property insurance. We could help you find the policy to suit your needs. We work with an insurance broker who has access to a panel of leading insurance providers. Find out more by clicking this link, or ask your mortgage adviser for more details



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