First time buyer mortgages

Mortgages to help you buy your first home

If you’re thinking about taking your first step on the property ladder, our range of first time buyer mortgages can help you buy the home you’ve fallen in love with.

As a specialist mortgage lender:

  • We have a range of low deposit mortgages starting from 5% of the properties value
  • We offer the governments Help to Buy: equity loan scheme
  • We have a team of experienced mortgage advisers who will make the process simple

All the benefits of an Aldermore mortgage

  • A lending decision in hours
  • Your own personal mortgage adviser throughout the application process
  • Our team of expert underwriters will assess your application on its own merits
  • A dedicated loyalty team to help you find the right deal at the end of your initial mortgage term
  • At any time during your mortgage term you can speak to one of our advisers for a review
  • As an award-winning bank, we go out of our way to ensure our products and services meet the needs of our customers

Some important points for you to know:


  • Our mortgage advice fee is £99 (non refundable)
  • We offer products with minimal upfront costs
  • We can look at mortgages from as young as 21 years of age
  • Referral to a conveyancing service. When purchasing a property, a conveyancer or solicitor will act on your behalf and will provide information to us as your lender. We can introduce you to a suitable representative if required
  • Home and property insurance. We could help you find the policy to suit your needs. We work with an insurance broker who has access to a panel of leading insurance providers. Find out more by clicking this link, or ask your mortgage adviser for more details




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