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Who we are

Aldermore is a UK bank providing support to small businesses and individuals through award-winning asset finance, invoice finance, motor finance, mortgage and deposit products. Aldermore Group consists of two operating companies, Aldermore Bank plc and MotoNovo Finance Limited and is part of FirstRand Group, the largest financial services group in Africa by market capitalisation.

Aldermore Group PLC is regulated by the Prudential Regulation Authority and the Financial Conduct Authority and is registered under the Financial Services Compensation Scheme.

Find out more about FirstRand Group
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Headline figures for HY 2026

Headline figures for six months to 31 December 2025:

  • £102.8m profit before tax. (14%) vs. HY 2025
  • £17,179m lending balances. +3% vs. Jun-25
  • £17,671m deposit balances. +4% vs. Jun-25
  • 3.51% NIM vs. 3.81% in HY 2025
  • 56.4% statutory cost/income ratio vs. 55.8% in HY 2025
  • 30bps cost of risk vs. 14bps in HY 2025
  • 9.2% statutory ROE vs. 10.0% in HY 2025
  • 15.5% CET1 ratio vs. 14.9% at Jun-251
  • 185% average LCR vs. 203% at Jun-252

1 CET1 and total capital ratio are presented inclusive of unaudited profits for the six months to December 2025

2 Average liquidity coverage ratio is a rolling 12-month average

 

 

Results and presentations
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  • Results and Presentations

    View our latest financial results, annual statements and presentations.

    Results and presentations

  • Debt investors

    View our funding information, credit rating, capital issuances and securitisations (Oak and Turbo).

    Debt investors

  • Regulatory News

    Regulatory News

  • Press releases

    View our latest and historic press releases, and announcements.

    Investors press releases

  • Corporate governance

    Information about our Board, committee structure, tax strategy, diversity and Board effectiveness.

    Corporate governance

  • Leadership team

    Find out more about Aldermore Group, our Executive Committee and Board of Directors.

    Our leadership team

Latest downloads

  • Aldermore Group PLC Full year results to 30 June 2025

    Download

  • Aldermore Group Principles for Responsible Banking 2025

    Download

  • Half year results for six months to 31 December 2024

    Download
  • About us

    Find out more about Aldermore and our Group purpose.

    About us