Who we are

Aldermore is a UK bank providing support to small businesses and individuals through award-winning asset finance, invoice finance, motor finance, mortgage and deposit products. Aldermore Group consists of two operating companies, Aldermore Bank plc and MotoNovo Finance Limited and is part of FirstRand Group, the largest financial services group in Africa by market capitalisation.

Aldermore Group PLC is regulated by the Prudential Regulation Authority and the Financial Conduct Authority and is registered under the Financial Services Compensation Scheme.

Person looking out from high rise building

Headline figures for FY 2025

Headline figures for full year to 30 June 2025:

  • £193.5m group profit before tax. (24%) vs. FY 2024
  • £16,600m lending balances. +8% vs. FY 2024
  • £17,048m deposit balances. +5% vs. FY 2024
  • 3.78% NIM vs. 4.00% in FY 2024
  • 65.1% statutory cost/income ratio vs. 59.9% in FY 2024
  • 10bps cost of risk vs. (12)bps in FY 2024
  • 7.7% statutory ROE vs. 11.8% in FY 2024
  • 14.9% CET1 ratio vs. 15.9% in FY 20241
  • 195% LCR vs. 241% in FY 2024

1- CET1 ratio is presented on an IFRS9 transitional basis. Reported capital metrics account for the Group’s FY25 foreseeable dividend of £125.0m

 

Person signing contract
Steven Cooper, CEO of Aldermore Group

The view from our CEO

“Aldermore has had a robust year, delivering resilient profitability and lending balance growth across all of our core lending divisions, as well as significant net inflows into our savings products. We have also maintained a strong capital and liquidity position, which demonstrates the underlying strength of the business.


“Our performance was also bolstered by strong cost management as inflationary pressures remained, despite continued investment in our proposition and our technology. We will remain focused on this disciplined approach to costs and capital allocation, to ensure Aldermore’s long-term resilience and growth.”

Steven Cooper, CEO of Aldermore Group

  • Results and Presentations

    View our latest financial results, annual statements and presentations.

    Results and presentations
  • Corporate governance

    Information about our Board, committee structure, tax strategy, diversity and Board effectiveness.

    Corporate governance
  • Debt investors

    View our funding information, credit rating, capital issuances and securitisations (Oak and Turbo).

    Debt investors
  • Press releases

    View our latest and historic press releases, and announcements.

    Investors press releases
  • Leadership team

    Find out more about Aldermore Group, our Executive Committee and Board of Directors.

    Our leadership team
  • Contact us

    Contact details for our Investor Relations team and press contacts.

    Investor contacts

Our purpose

As a group, Aldermore’s enduring purpose is to back more people to go for it, in life and business. Our purpose guides everything we do and extends beyond the products and services we offer. 

In the third edition of our Report to Society, you can read about all the ways we bring this purpose to life through the work we do for our customers, colleagues and stakeholders.

Latest downloads

  • Aldermore Group Principles for Responsible Banking 2025

  • Half year results for six months to 31 December 2024