The Autumn Budget 2025 delivered this week by Chancellor Rachel Reeves has brought a mix of changes that could affect your savings, income, and long-term plans. From potential Cash ISA allowance cuts and pension salary sacrifice updates to higher wages and frozen rail fares, there’s a lot to think about.
Here’s a clear, practical look at the main points from the UK Autumn Budget, what they could mean for your money, and tips to stay ahead.
The government plans to cut the annual Cash ISA allowance from £20,000 to £12,000 for under-65s from April 2027.
From April 2029, only the first £2,000 a year of pension contributions via salary sacrifice will retain the NI advantage. Contributions above this lose the benefit.
The Autumn Budget 2025 confirmed a rise in the National Minimum Wage from April 2026. For workers aged 21 and over it will increase to £12.71 per hour.
The Autumn Budget brings a mix of tightening and relief. While ISA allowances and pension benefits may change, wage rises and stable travel costs give savers a chance to plan ahead and build resilience.
Even with proposed changes, there’s plenty UK savers can do. Rising wages, state pension security, and steady costs give households a better chance to build financial resilience.
Take a look now at our range of savings solutions, including Cash ISAs, Easy Access Savings, and Fixed Savings Accounts designed to help you make the most of your money today and plan for the future.