Bad Debt Protection

Protecting your business against the impact of a customer insolvency or non-payment.

NACFB 2014 Award Winner
Proud winners of the ‘Invoice Finance Provider of the Year’ at the Credit Today Awards 2015 and the ‘Factor and Invoice Discounter of the Year’ at the 2014 NACFB awards.
Financing your business growth.
Let’s get started

Financing your business growth.
Let’s get started

Protecting your business if your customer can’t pay

At Aldermore we understand that it’s sometimes difficult to assess the risk of customers not being able to pay. The decision you make could lead you to turn away sales or even end up with a bad debt. Our Bad Debt Protection (BDP) service gives you the confidence of knowing you will receive payment for all your hard earned sales.

At a glance

  • Secure your cash flow: safeguard your business from any potential losses in the event that your customer can’t pay, knowing you will still receive payment for all your hard earned sales
  • Confidence to grow: take on new orders in the knowledge that your payments are secure, allowing you to develop a profitable customer base.
  • Business on your terms: choose the service that suits your business needs by protecting either all your customers or selective customers
  • Peace of mind: knowing your cash flow will not be affected until your customers pays or your Bad Debt Protection claim is settled
  • Speedy payments: There is also no lengthy claim process which could ordinarily impact your cash flow.

> Download our factsheet

Bad Debt Protection protects your business against the impact of a customer insolvency or non-payment. It is available as an option for any Aldermore Invoice Finance client.

  • We can provide a Bad Debt Protected limit for each of your customers
  • You can protect the whole of your sales ledger or choose selected customers
  • We will protect up to 95% of the debt outstanding after VAT as long as the balance exceeds £500
  • Bad Debt Protection can cover both UK and Export customers

Bad Debt Protection can help a wide range of businesses, and is available as an option alongside your Aldermore Invoice Finance facility. We could help your business if:

  • The impact of a bad debt could have a catastrophic affect on your business cash flow
  • You want to grow your business knowing your cash book is protected
  • You have had previous experience of a customer bad debt
  • You have some customers that represent a large % of your sales ledger

Bad Debt Protection is a sensible choice for any business wishing to safeguard against potential losses which may be incurred by the formal insolvency of customers or protracted default debts. Any Aldermore Invoice Finance customer can take out Bad Debt Protection with us.

Based on the profile of your customers we will provide you with the level of protection we can offer, and you decide on the level of service you wish to take. We will always agree costs with you up front so you know exactly how much the service will cost.

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