House prices will moderate in 2015, says Aldermore

POSTED: 11th December 2014
IN: Newsroom

Commenting on the RICS UK Residential Market Survey for November, Charles Haresnape, Managing Director, Mortgages and Commercial Lending at Aldermore Bank said:

“Various factors have recently contributed to a slowdown in the rate of house price growth: stricter lending criteria as a result of MMR; uncertainty ahead of the general election and a potential interest rate rise next year; and the recent underperformance of European markets to name a few. 

"At a time when annual house price growth has far outstripped wage growth, today's survey from RICS shows that surveyors have reported a 15% drop in new buyer enquiries.

“However, I would fully expect new buyer enquiries to rise as the Chancellor's stamp duty reforms bed in and more property comes onto the market. As a result, I would expect house price growth to follow a moderate upward trend in 2015.”


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