Notice Accounts

Our Notice Account helps you save in the way that suits you.  You can add to your savings whenever you like, and you have the flexibility of being able to access your money if you need it in the future.

  • 4.1/5 (13 reviews)

Average customer reviews for all our Notice Account products.

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FSCS ProtectedWhen you save with Aldermore you have the added peace of mind that comes from knowing your money is protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK’s deposit guarantee scheme. Please bear in mind that any deposits you have above the limit are unlikely to be covered.

Notice Accounts

Gross Annual
Gross Monthly
Open an Account
30 day notice
Gross Annual Interest
Gross Monthly Interest
Open an account

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  • Transparent – the interest rate on our Notice Account is variable and doesn’t include any bonuses or introductory offers
  • Fast and easy setup - open an account, complete identity checks and move your money in minutes
  • Accessible - open an account with just £1,000
  • Flexible - add to your savings whenever you want
  • Access – you can make unlimited withdrawals, you just need to give the selected notice period as no early withdrawals are allowed
  • Easy to manage - do it online, by phone or by post
  • Cooling off period - if you change your mind within 14 calendar days of opening your account, we’ll cancel your account and return your money without penalty or notice


Please read the Notice Account Summary Box and Personal Savings Terms and Conditions before you open an account


*AER stands for annual equivalent rate and illustrates the interest rate if it was paid and compounded once each year.

  • You’ll need to provide us with details of a UK personal bank or building society account to link to your Aldermore account. You should be named as an account holder on this account and the account should accept Faster Payments, CHAPS and BACS. To help us keep your money safe and protect against fraud, we’ll only accept deposits from this account and we’ll always send money back to this account, for example when making payments of interest or when you make withdrawals. Payments to us from any other account will not be accepted and will be returned
  • You can make deposits at any time, by Faster Payments, BACS, CHAPS, Standing Order or cheque from your nominated UK bank or building society account
  • For deposits received via Faster Payments, BACS, CHAPS or Standing Order, interest will be earned from the date on which we receive your money and for deposits received by cheque, interest will be earned from the second business day after receipt
  • Interest is paid gross (without tax taken off). Under the Personal Savings Allowance, the first £1,000 of income from non-ISA savings (e.g. any interest earned) is tax free for basic rate taxpayers, and the first £500 is tax free for higher rate taxpayers. No Personal Savings Allowance applies if you’re an additional rate tax payer. If the interest you earn is less than your Personal Savings Allowance, you don’t have to do anything. If the interest you earn is more than your Personal Savings Allowance, you’ll have to pay tax on the difference. HMRC will normally collect the tax by changing your tax code in the PAYE system. If you fill in a Self Assessment tax return you should carry on doing this as normal. For further details on how tax will be collected, refer to the HMRC guide to the Personal Savings Allowance or visit

Fees and charges

You won't have to pay any fees or charges, although there may be a small charge for non-standard services - check our tariff of charges for more details.

*AER stands for annual equivalent rate and illustrates the interest rate if it was paid and compounded once each year.

Managing your account with us is simple and straightforward - and we're always on hand to help if you've any questions. Here's how it works:

  • Once you’ve opened your account with us, we'll send you a Welcome Letter and your Customer ID, which you should usually receive within five business days. When you log in, we'll give you all the information you need to make the most of your new account
  • You can log into your account to view and print a transaction statement at any time and a Summary of Interest will be available in internet banking shortly after the start of each tax year
  • Need to access your money? Simply log in and follow the simple on-screen instructions; it should take less than a minute
  • Want to check your account details and rates? Just login whenever you like
  • Contact us whenever you need to – via our UK-based call centre on 0345 604 2678, by logging into your account and sending us a secure message or by emailing Click here for our opening hours
  • No need to worry about bonus rates dropping off: there are no hidden bonuses or introductory offers - just consistently competitive rates
  • We'll write to you personally if the rate on your account changes

*AER stands for annual equivalent rate and illustrates the interest rate if it was paid and compounded once each year.

The rates we have previously paid on our Notice Accounts are shown on our Historic Rates Page

Latest Rating and Reviews

30 Day Notice Account

Straight forward, Excellent Customer Service

Signed up with no issues, the process was straight forward and clear from start to finish. Once I'd finished the sign up process I received my account details within a few minutes. When speaking to customer service for advice and to answer a few questions I had they were fantastic and answered them to my satisfaction. I'd highly recommend them to friends and family.

26th October 2017 Dan78
30 Day Notice Account

Poor Administration

I completed the application online. I immediately received a "welcome your account is open email". The email advised I should receive my pin etc in the post. I waited and waited and waited, After 7 working days or so I called Aldermore to explain I had not received anything. The person I spoke to left me waiting whilst she investigated. Eventually she came back and said they needed more evidence of my status as something was not correct on my online application form. I enquired what that was. She would not say but asked if I would send further proof by email. This I did. I then waited and waited and waited until eventually I received a letter in the post (just before embarking on holiday)asking for more evidence as the scanned docs did not show the complete detail required (why they didn't call or email to advise lord only knows!). I then sent again the required information. Whilst away I received 2 letters from the bank. the first dated 15 May returned documents and gave details of the bank to transfer money. The second dated 17 May welcomed me (again) to Aldermore Bank. It gave me my needed Customer ID. I returned from holiday on 23rd May and today 24th May I used the bank detail to transfer cash to the new account. I then wanted to log into my new account. I used the Customer ID supplied on the 17th May and my password. It did not work. I tried again it did not work. I then thought I would call the bank again. I spoke to someone new. I explained the problem. I gave her the Customer ID then "do you mind holding" I knew there would be a problem. The lady explained that because I started this ordeal on 6th April and the account was open then if it is not used within 14 days the bank automatically closes the account. She then un-closed the account so the money I transferred into the account could be deposited into my account. However, and here is the rub, because the account wasn't opened in time (although this was never in any communication letter, email phone call) I now needed another Customer ID which would be sent to me in the post before I could access my account and my money. Heaven only knows when the new Customer ID will arrive and if it does whether I will be able to access. What a saga. Costs might be lower because its internet banking but that's no excuse for poor customer service and for not actually making any effort to ensure the customer is looked after. Surely when there has been an "issue" it would be best to dispense with auto letters and actually take some time to contact the person and "guide" them through the process. This way everyone is clear and tempers do not get frayed!

24th May 2017 Paul5913
30 Day Notice Account

Straightforward and quick

The product filled a gap in my savings providing me a reasonable rate and ease of access. Main criteria for me though was the speed and simplicity of opening and in sending funds through

13th April 2017 ALS1
30 Day Notice Account

Reasonable product in a poor investers market

This is not a bad product in the current market which is poor for investers. It is a good product from the point of view of adding to or withdrawing from the investment. Aldermore make that very easy.

23rd January 2017 Paul43
30 Day Notice Account

Acceptable savings rates

At Maturity of previous Aldemore investment, instructions were promptly processed on time and efficiently.

21st December 2016

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