ISA Transfers

Do you want a better return from your existing ISA funds? By transferring your ISAs to us, you could receive a higher interest rate. What’s more, all our cash ISAs accept transfers-in, so you can choose the right accounts to match your savings needs.

If you’re curious about the ISAs we offer and how to transfer your ISA savings to us, we’re here to help.

Best Fixed Rate Cash ISA Provider

Important information – ISA transfer rules

Transferring your ISA is a simple process, but there are a few rules you might need to know.

  • To maintain the tax free status on your savings, don't take the money out yourself – when you open your new ISA you just need to instruct us to contact your existing provider and we’ll do the rest.
  • If you want to transfer money you’ve saved in an ISA during the current tax year, you must transfer all of it
  • For money you’ve saved in ISAs in previous tax years, you can choose to transfer all or part of your savings
  • You can transfer your ISA savings to a different type of ISA or to the same type of ISA, for example a stocks and shares ISA to a cash ISA or vice versa or a cash ISA to a cash ISA. Please note that at Aldermore we only offer cash ISAs
  • ISA transfer timescales should be no longer than:
    • 15 working days for a cash ISA and a Lifetime ISA
    • 30 working days for a stocks and shares ISA, investments held in an innovative finance ISA and stocks and shares in a Lifetime ISA
  • Make sure you check whether you'll be charged a penalty by your current ISA provider for transferring out. For example, an interest penalty may apply on a Fixed Rate Cash ISA if you transfer out during the fixed term

Transferring your ISA is easy

We like to make life easy and straightforward so, unlike some companies that impose restrictions or don’t accept transfers, we offer: 

  • Transfers of previous and current tax years’ ISAs into our Fixed Rate and Notice Cash ISAs with no balance restrictions
  • Fast and easy setup, complete identity checks and open an account in minutes
  • Electronic transfers, so just give us the details of the ISAs you want to transfer and we’ll do the rest^


Whether you want the reassurance of a fixed rate for your lump sum or you want to add to your tax free savings over time, we’ve got a Cash ISA to suit you.

When you open your account, you’ll be asked at the start of the application if an existing ISA is to be transferred. If it is, towards the end of the application you’ll be asked to provide the details of the ISA to be transferred. Where your existing provider subscribes to the electronic Cash ISA transfer platform, your request will be submitted electronically. If your existing provider doesn’t subscribe to the electronic platform, you’ll need to print and send us a completed ISA transfer form, which is provided to you at the end of your application.

If you’ve got an existing Aldermore Notice Cash ISA, you can transfer in other ISAs at any time. Please complete and return the appropriate transfer form. Transfer forms can be found here.

Open an account, transfer your ISA and take advantage of a smarter way to save.


Our Cash ISAs

Fixed Rate Cash ISAs

Up to 1.35% AER*

Suitable if you:

  • Want all of the interest tax free
  • Have a lump sum to deposit or transfer and won’t want to add money further down the line
  • Want a guaranteed interest rate for the term
  • Accept that there will be a deduction of interest if you need access to your money during the term

Notice Cash ISAs

0.55% AER*

Suitable if you:

  • Want all of the interest tax free
  • Want to be able to transfer in other ISAs whenever you like and add money up to the ISA allowance
  • Might need access to your money, but won’t need it instantly

*AER stands for annual equivalent rate and illustrates the interest rate if it was paid and compounded once each year.

^ If your existing provider cannot process the transfer electronically, we’ll provide an ISA transfer form at the end of the application that you’ll need to complete and return to us, so that we can request the transfer funds

ISAs are subject to HMRC rules and regulations and these are subject to change. Further details can be found at