Easy Access Account

Our Easy Access Account makes things as easy as possible.  You get a great interest rate and total flexibility to withdraw your cash or add to your savings pot whenever you like.

  • 4.4/5 (539 reviews)

Average customer review for all our Easy Access Accounts.

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Which? Recommended Savings Accounts Provider for the last two years - 2019 and 2020

Easy Access Account

Term
Gross Annual
Interest
Gross Monthly
Interest
AER*
Term
N/A
Gross Annual Interest
0.30%
Gross Monthly Interest
0.30%
AER^
0.30%
View Account

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  • Transparent – the interest rate on our Easy Access Account is variable and doesn’t include any bonuses or introductory offers
  • Fast and easy setup - open an account, complete identity checks and move your money in minutes. You can choose to open this account in your sole name or jointly with someone else
  • Accessible - open an account with just £1,000
  • Flexible - add to your savings whenever you like
  • Unlimited withdrawals - access your money whenever you need it, without restriction or loss of interest
  • Cooling off period - if you change your mind within 14 calendar days of opening your account, we’ll cancel your account and return your money without penalty or notice
  • You’ll need to provide us with the sort code and account number of your nominated account. A nominated account is a UK bank or building society account that you can transfer money from and send money to. You must be named as an account holder on this account. All deposits into your Aldermore account must come from your nominated account and any withdrawals out of your Aldermore account (including interest payments) will be sent to your nominated account. Payments to us from any other account will not be accepted and will be returned
  • You can make deposits by Faster Payments, BACS, CHAPS or Standing Order from your nominated UK bank or building society account
  • Interest will be earned from the date on which we receive your money
  • Interest is paid gross (without tax taken off). Under the Personal Savings Allowance, the first £1,000 of income from non-ISA savings (e.g. any interest earned) is tax free for basic rate taxpayers, and the first £500 is tax free for higher rate taxpayers. No Personal Savings Allowance applies if you’re an additional rate tax payer. If the interest you earn is less than your Personal Savings Allowance, you don’t have to do anything. If the interest you earn is more than your Personal Savings Allowance, you’ll have to pay tax on the difference. HMRC will normally collect the tax by changing your tax code in the PAYE system. If you fill in a Self Assessment tax return you should carry on doing this as normal. For further details on how tax will be collected, refer to the HMRC guide to the Personal Savings Allowance or visit gov.uk
  • There are no fees or charges for standard account services. We may make a charge for any exceptional non-standard services which are made available to you on a discretionary basis
  • We reserve the right to withdraw this account from sale at any time

Managing your account with us is simple and straightforward - and we're always on hand to help you if you've any questions. Here's how it works:

  • Once you’ve opened your account with us, we'll send you a Welcome Letter and your Customer ID, which you should usually receive within five business days. When you log in, we'll give you all the information you need to make the most of your new account
  • Need to access your money? Simply login to your account, enter the amount you need and the payment date. We'll transfer the money to your nominated account
  • You can log into your account to view and print a transaction statement at any time and a Summary of Interest will be available in internet banking shortly after the start of each tax year
  • Want to check your account details and rates? Just login whenever you like
  • Contact us whenever you need to – via our UK-based call centre on 0345 604 2678, by logging into your account and sending us a secure message or by emailing service@aldermoresavings.co.uk. Click here for our opening hours
  • No need to worry about bonus rates dropping off: there are no hidden bonuses or introductory offers - just consistently competitive rates
  • We'll write to you personally if the rate on your account changes



When you save with Aldermore you have the added peace of mind that comes from knowing your money is protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK’s deposit guarantee scheme. Please bear in mind that any deposits you have above the limit are unlikely to be covered.

*AER stands for annual equivalent rate and illustrates the interest rate if it was paid and compounded once each year.

The rates we have previously paid on our Easy Access Account are shown on our Historic Rates Page

How much would you like to save?

Enter a deposit amount between £1,000 and £1,000,000. Whole £s only. No decimal places. £

Here's what you'd earn after a year:

Product
Interest Amount
Interest
Rate (AER)*
Product
Easy Access Account Issue 15
Interest Amount
£
Interest Rate (AER)*
0.30%
View Account

*AER stands for annual equivalent rate and illustrates the interest rate if it was paid and compounded once each year.

Latest Rating and Reviews

Easy Access Account

account opening and closing

Account opening was simple , but then there was a delay before being used so the account was closed and could not be used

22nd March 2021 TheCrownJules
Easy Access Account

Very poor service

Onerous process to open account, then you closed account without informing us, but then sent authentication code! We gave up with Aldermore, and went elsewhere.

17th March 2021 Peter55
Easy Access Account

Suited my needs

I found the interest rate was the best on offer. Also I wanted to have easy access to some of my savings so this suited my needs. It was very easy to open the account on line and from previous experience have always had good communication with Aldermore and have found them very competitive with their services.

1st March 2021 Biggles67
Easy Access Account

Excellent account

I had a few problems with the setting up of the account due to a back log at your end. Now the account is open i am really impressed, with communications etc.

23rd February 2021 CAZ42
Easy Access Account

Fitted my requirements

Suited my needs and was best for interest at the time.

22nd February 2021 mizzymead

We reserve the right to withdraw these products from sale at any time.