Easy Access Account

Our Easy Access Account makes things as easy as possible.  You get a great interest rate and total flexibility to withdraw your cash or add to your savings pot whenever you like.

  • 4.4/5 (349 reviews)

Average customer review for all our Easy Access Accounts.

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Easy Access Account

Term
Gross Annual
Interest
Gross Monthly
Interest
AER*
Term
N/A
Gross Annual Interest
0.50%
Gross Monthly Interest
0.50%
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0.50%
View Account

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  • Transparent – the interest rate on our Easy Access Account is variable and doesn’t include any bonuses or introductory offers
  • Fast and easy setup - open an account, complete identity checks and move your money in minutes
  • Accessible - open an account with just £1,000
  • Flexible - add to your savings whenever you like
  • Unlimited withdrawals - access your money whenever you need it, without restriction or loss of interest
  • Cooling off period - if you change your mind within 14 calendar days of opening your account, we’ll cancel your account and return your money without penalty or notice

 

Please read the Easy Access Account Summary Box and Personal Savings Terms and Conditions before you open an account.

 

  • You’ll need to provide us with the sort code and account number of your nominated account. A nominated account is a UK bank or building society account that you can transfer money from and send money to. You must be named as an account holder on this account. All deposits into your Aldermore account must come from your nominated account and any withdrawals out of your Aldermore account (including interest payments) will be sent to your nominated account. Payments to us from any other account will not be accepted and will be returned
  • You can make deposits by Faster Payments, BACS, CHAPS or Standing Order from your nominated UK bank or building society account
  • Interest will be earned from the date on which we receive your money
  • Interest is paid gross (without tax taken off). Under the Personal Savings Allowance, the first £1,000 of income from non-ISA savings (e.g. any interest earned) is tax free for basic rate taxpayers, and the first £500 is tax free for higher rate taxpayers. No Personal Savings Allowance applies if you’re an additional rate tax payer. If the interest you earn is less than your Personal Savings Allowance, you don’t have to do anything. If the interest you earn is more than your Personal Savings Allowance, you’ll have to pay tax on the difference. HMRC will normally collect the tax by changing your tax code in the PAYE system. If you fill in a Self Assessment tax return you should carry on doing this as normal. For further details on how tax will be collected, refer to the HMRC guide to the Personal Savings Allowance or visit gov.uk
  • There are no fees or charges for standard account services. We may make a charge for any exceptional non-standard services which are made available to you on a discretionary basis
  • We reserve the right to withdraw this account from sale at any time

Managing your account with us is simple and straightforward - and we're always on hand to help you if you've any questions. Here's how it works:

  • Once you’ve opened your account with us, we'll send you a Welcome Letter and your Customer ID, which you should usually receive within five business days. When you log in, we'll give you all the information you need to make the most of your new account
  • Need to access your money? Simply login to your account, enter the amount you need and the payment date. We'll transfer the money to your nominated account
  • You can log into your account to view and print a transaction statement at any time and a Summary of Interest will be available in internet banking shortly after the start of each tax year
  • Want to check your account details and rates? Just login whenever you like
  • Contact us whenever you need to – via our UK-based call centre on 0345 604 2678, by logging into your account and sending us a secure message or by emailing service@aldermoresavings.co.uk. Click here for our opening hours
  • No need to worry about bonus rates dropping off: there are no hidden bonuses or introductory offers - just consistently competitive rates
  • We'll write to you personally if the rate on your account changes



*AER stands for annual equivalent rate and illustrates the interest rate if it was paid and compounded once each year.

The rates we have previously paid on our Easy Access Account are shown on our Historic Rates Page

Latest Rating and Reviews

Easy Access Account

Easy to use

Easy to set up accounts transfers between accounts and nominated account easy and quick transfers

19th June 2020 Jackiem
Easy Access Account

A very efficient company.

We are very pleased with the service we receive from Aldermore. They can always be relied on to carry out our instructions efficiently and on time. Well done Aldermore!

11th June 2020 Buckie
Easy Access Account

Good service and interest rates

Good service and good interest rates .... pretty much what I wanted and so much better than the High Street Banks.

1st June 2020 P999
Easy Access Account

Strongly advise against using Aldermore

I definitely would not receommend Aldermore. After going back and forth over the account set up we were told our account details were in the post. While we waited for it to come through we were asked to transfer money, which we didn't do as we didn't yet have access to the account. When the letters arrived we went to login only to find the details weren't working. We called them and were on hold for nearly 30 minutes only to find out that they had closed our account when we didn't put money into it. When we explained that we weren't putting money into an account we didn't have access to they said there was nothing they could do and it was closed. We asked them to remove our details and they said they already had, so we had to flag that they'd found our details on the system so how could they have deleted them? Their response was that they couldn't remove our details even after we mentioned that it was a legal requirement if asked under GDPR. Lost for words at how awful the service was. Do not use.

29th May 2020 Charlie189
Easy Access Account

Terrible

Set up a joint account. Checked we could send Non certified copies of our ID due to covid restrictions on the phone and was told yes. Sent in our Id documents a few weeks later was told this wasn’t ok. Had to call again and was told it will be ok. Wait another few weeks. Get confirmation our account is open. Wait for letters to come though. Try to log in to deposit money. Our account has been closed because we didn’t deposit in time. I’m glad I didn’t as no confidence throughout the process I even had an account.

29th May 2020 Cb1234