Notice Cash ISAs

With our Notice Cash ISA you can protect your savings from the taxman while building up your nest egg. You can add to your savings and make withdrawals whenever you like.  And what’s even better is that all the interest you earn is tax free and it doesn’t count towards your Personal Savings Allowance.

  • 4.4/5 (149 reviews)

Average review for all our Notice Cash ISAs products

Show More information

Notice Cash ISAs

Term
Gross Annual
Interest
Gross Monthly
Interest
AER*
Term
30 day notice
Gross Annual Interest
0.55%
Gross Monthly Interest
0.55%
AER^
0.55%
View Account

Our rate checker tool is being updated

We are in the process of gathering the most up to date interest rates, please bear with us.

We apologise for any inconvenience. Please try again later.

Please wait while we load previous session...

Loading ....

{{formControlDisplay.IntroForm.Title}}

{{formDisplay.ProviderTooltip}}

{{formDisplay.SavingsTypeTooltip}}

/ /

{{dateValidationMsg}}

£

{{formDisplay.BalanceTooltip}}

{{productTierBalanceError}}

{{formDisplay.AccountTooltip}}

Account balance after {{compareTerm}} months*

Including your initial balance
your account with
{{providerSelected.Title}}
{{productsTier.AnnualEquivalentRateAsPercentageString}} AER^
your account {{ interestCalc(productsTier.AnnualEquivalentRateAsDecimal * 100) | currency: '£' : 0 }}
aldermore account {{ interestCalc(aldermoreProduct.Rates.AnnualEquivalentRateAsDecimal) | currency: '£' : 0 }} {{ aldermoreProduct.Balances.BalanceMaximum | currency: '£' : 0 }}
{{ aldermoreProduct.DisplayTitle }}
{{aldermoreProduct.Rates.AnnualEquivalentRate}} AER^
Choice of fixed term from 60 days up to 5 years
5 YEARS {{aldermoreProduct.RatesCfra.MaximumInterestAnnual}} AER^
60 DAYS {{aldermoreProduct.RatesCfra.MinimumInterestAnnual}} AER^
You could earn {{cfraKeyString}} {{interestEarnings | currency: '£' : 0}} {{interestEarningKeyString}} over {{compareTerm}} months with Aldermore
your account with
{{providerSelected.Title}}
{{productsTier.AnnualEquivalentRateAsPercentageString}} AER^
{{ aldermoreProduct.DisplayTitle }}
{{aldermoreProduct.Rates.AnnualEquivalentRate}} AER^
{{ aldermoreProduct.DisplayTitle }}
5 YEARS
{{aldermoreProduct.RatesCfra.MaximumInterestAnnual}} AER^
Choice of fixed term from 60 days up to 5 years
60 DAYS
{{aldermoreProduct.RatesCfra.MinimumInterestAnnual}} AER^

{{formControlDisplay.IntroComparison.Title}}

YOUR ACCOUNT
AER^
Gross Annual Interest
Account balance after {{ compareTerm }} months* Including your initial balance
YOUR ACCOUNT
{{productSelected.Title}}
AER^
{{productsTier.AnnualEquivalentRateAsPercentageString}}
Gross Annual Interest
{{productsTier.AnnualEquivalentRateAsPercentageString}}
Account balance after {{compareTerm}} months* Including your initial balance
{{ interestCalc(productsTier.AnnualEquivalentRateAsDecimal * 100) | currency: '£' }}

{{formControlDisplay.IntroFeatured.Title}}

OUR ACCOUNTS
AER^
Gross Annual Interest
ALDERMORE ACCOUNT
{{feature.Title}}
AER^
{{feature.Rates.AnnualEquivalentRate}}
{{feature.RatesCfra.MinimumAer}} to {{feature.RatesCfra.MaximumAer}}
{{feature.Rates.InterestAnnual}}
{{feature.RatesCfra.MinimumInterestAnnual}} to {{feature.RatesCfra.MaximumInterestAnnual}}
Account balance after 12 months* Including your initial balance
{{feature.Balances.Balance | currency: '£'}}
{{feature.Balances.Balance | currency: '£'}} to {{feature.Balances.BalanceMaximum | currency: '£'}}

  • Maximise your ISA allowance – you can split your ISA allowance between any of our Cash ISA products, as long as you don’t exceed your annual ISA allowance. For example, you could open a Fixed Rate Cash ISA with the money you are able to lock away, and also open a Notice Cash ISA in case you need to access some of your savings. This would be classed as one Cash ISA for the purposes of HMRC reporting
  • Access – you can make withdrawals if you need to, either by giving 30 days’ notice, or without giving notice where a deduction of interest equivalent to the notice period will apply
  • Transparent – the interest rate on our Notice Cash ISA is variable and doesn’t include any bonuses or introductory offers
  • Fast and easy set up – open an account, complete identity checks and move your money in minutes
  • Cooling off period - if you change your mind within 14 calendar days of opening your account, we’ll cancel your account and return your money without penalty or notice
  • Easily transfer ISAs from other providers – we’ll process the transfer electronically if we can or we’ll provide an ISA Transfer Form for you to complete and return to us. When you open your account, you’ll be asked at the start of the application if an existing ISA is to be transferred. If it is, towards the end of the application you’ll be asked to provide the details of the ISA to be transferred. Where your existing provider subscribes to the electronic Cash ISA transfer platform, your request will be submitted electronically. If your existing provider doesn’t subscribe to the electronic platform, you’ll need to print and send us a completed ISA transfer form, which is provided to you at the end of your application
  • With a Notice Cash ISA, you can transfer in an ISA at any time. Please complete and return the appropriate transfer form. Transfer forms can be found here  
  • You’ll need to provide us with the sort code and account number of your nominated account. A nominated account is a UK bank or building society account that you can transfer money from and send money to. You must be named as an account holder on this account. All deposits into your Aldermore account must come from your nominated account and any withdrawals out of your Aldermore account (including interest payments) will be sent to your nominated account. Payments to us from any other account will not be accepted and will be returned, except where these are received by transfer from another ISA provider
  • Your annual ISA allowance for the 2021/2022 tax year is £20,000. You can split the allowance across the different ISA types - cash ISA, stocks and shares ISA, innovative finance ISA and Lifetime ISA - or save the whole allowance in one type of ISA (apart from the Lifetime ISA, which has a limit of £4,000)
  • We only provide cash ISAs. If you are considering encashing a stocks and shares ISA, you should consider seeking independent financial advice to ensure this meets your circumstances.
  • You can make deposits up to £20,000 by Faster Payments, BACS, CHAPS or Standing Order from your nominated UK bank or building society account. You can also transfer existing ISAs from other providers into this account, up to the amount held
  • Interest will be earned from the date on which we receive your money
  • The favourable tax treatment depends on your individual circumstances and may be subject to change in the future
  • There are no fees or charges for standard account services. We may make a charge for any exceptional non-standard services which are made available to you on a discretionary basis
  • We reserve the right to withdraw  these accounts from sale at any time

Managing your account with us is simple and straightforward - and we're always on hand to help you if you've any questions. Here's how it works:

  • Once you’ve opened your account with us, we'll send you a Welcome Letter and your Customer ID, which you should usually receive within five business days. When you log in, we'll give you all the information you need to make the most of your new account
  • You can log into your account to view and print a transaction statement at any time and a Summary of Interest will be available in internet banking shortly after the start of each tax year
  • Need to access your money? Simply log in and follow the simple on-screen instructions; it should take less than a minute
  • Early withdrawals are permitted subject to loss of interest equivalent to the notice period
  • Want to check your account details and rates? Just login whenever you like
  • Contact us whenever you need to – via our UK-based call centre on 0345 604 2678, by logging into your account and sending us a secure message or by emailing service@aldermoresavings.co.uk. Click here for our opening hours
  • No need to worry about bonus rates dropping off: there are no hidden bonuses or introductory offers - just consistently competitive rates
  • We'll write to you personally if the rate on your account changes

When you save with Aldermore you have the added peace of mind that comes from knowing your money is protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK’s deposit guarantee scheme. Please bear in mind that any deposits you have above the limit are unlikely to be covered.

*AER stands for annual equivalent rate and illustrates the interest rate if it was paid and compounded once each year.

The rates we have previously paid on our Notice Cash ISAs are shown on our Historic Rates Page

Latest Rating and Reviews

30 Day Notice Cash ISA

Excellent Service

Easy & straight forward to change at the end of a current period. Push a few buttons & it is done. Correspondents received quickly to confirm

13th September 2021 Sue44
30 Day Notice Cash ISA

Best of a bad %

No point in looking elsewhere till IF % changes for better

1st July 2021 Willee
30 Day Notice Cash ISA

Just what I wanted

I have been with Aldermore bank for a couple of years now. The new account I have just opened was just what I wanted and gave me one of the best interest rates currently available though much lower than I would have liked obviously. Whenever I have needed to contact them for assistance, which isn't often, they have been exceedingly helpful. Their accounts are explained clearly and opening online is always straightforward. When transfers from other banks have been required they make all the arrangements and keep me informed of the status of such transfers. In all am very happy with Aldermore and would have no hesitation in recommending them to family and friends.

20th June 2021 Imstillme
30 Day Notice Cash ISA

Easy account switching

I had a 1 year fixed rate ISA and when it matured Aldermore automatically transferred it to another USA WITH a competitive rate of interest. They kept me informed of the process from start to finish.

17th May 2021 Foxy521
30 Day Notice Cash ISA

This is cumbersome too!

Always find it difficult on your site to find ISAs. I think of them as personal savings but you do not so they are differently listed on your menu page. Find the different types of 'Memorable' pieces of information cumbersome.

17th May 2021 Staveley8

 

We reserve the right to withdraw these products from sale at any time.