Notice Cash ISAs

With our Notice Cash ISA you can protect your savings from the taxman while building up your nest egg. You can add to your savings and make withdrawals whenever you like.  And what’s even better is that all the interest you earn is tax free and it doesn’t count towards your Personal Savings Allowance.

  • 4.2/5 (35 reviews)

Average customer review for all our Notice Cash ISAs products.

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FSCS ProtectedWhen you save with Aldermore you have the added peace of mind that comes from knowing your money is protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK’s deposit guarantee scheme. Please bear in mind that any deposits you have above the limit are unlikely to be covered.

Notice Cash ISAs

Term
Gross Annual
Interest
Gross Monthly
Interest
AER*
Term
30 day notice
Gross Annual Interest
1.30%
Gross Monthly Interest
1.29%
AER^
1.30%
Open an Account

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  • Maximise your ISA allowance – you can split your ISA allowance between any of our Cash ISA products, as long as you don’t exceed your annual ISA allowance. For example, you could open a Fixed Rate Cash ISA with the money you are able to lock away, and also open a Notice Cash ISA in case you need to access some of your savings. This would be classed as one Cash ISA for the purposes of HMRC reporting
  • Access – you can make withdrawals if you need to, either by giving 30 days’ notice, or without giving notice where a deduction of interest equivalent to the notice period will apply
  • Transparent – the interest rate on our Notice Cash ISA is variable and doesn’t include any bonuses or introductory offers
  • Fast and easy set up – open an account, complete identity checks and move your money in minutes
  • Cooling off period - if you change your mind within 14 calendar days of opening your account, we’ll cancel your account and return your money without penalty or notice
  • Easily transfer ISAs from other providers – we’ll process the transfer electronically if we can or we’ll provide an ISA Transfer Form for you to complete and return to us. When you open your account, you’ll be asked at the start of the application if an existing ISA is to be transferred. If it is, towards the end of the application you’ll be asked to provide the details of the ISA to be transferred. Where your existing provider subscribes to the electronic Cash ISA transfer platform, your request will be submitted electronically. If your existing provider doesn’t subscribe to the electronic platform, you’ll need to print and send us a completed ISA transfer form, which is provided to you at the end of your application
  • With a Notice Cash ISA, you can transfer in an ISA at any time. Please complete and return the appropriate transfer form. Transfer forms can be found here  

 

Please read the Notice Cash ISA Summary Box and Personal Savings Terms and Conditions before you open an account

  • You’ll need to provide us with the sort code and account number of your nominated account. A nominated account is a UK bank or building society account that you can transfer money from and send money to. You must be named as an account holder on this account. All deposits into your Aldermore account must come from your nominated account and any withdrawals out of your Aldermore account (including interest payments) will be sent to your nominated account. Payments to us from any other account will not be accepted and will be returned, except where these are received by transfer from another ISA provider
  • Your annual ISA allowance for the 2019/2020 tax year is £20,000. You can split the allowance across the different ISA types - cash ISA, stocks and shares ISA, innovative finance ISA and Lifetime ISA - or save the whole allowance in one type of ISA (apart from the Lifetime ISA, which has a limit of £4,000)
  • We only provide cash ISAs. If you are considering encashing a stocks and shares ISA, you should consider seeking independent financial advice to ensure this meets your circumstances.
  • You can make deposits up to £20,000 by Faster Payments, BACS, CHAPS or Standing Order from your nominated UK bank or building society account. You can also transfer existing ISAs from other providers into this account, up to the amount held
  • Interest will be earned from the date on which we receive your money
  • The favourable tax treatment depends on your individual circumstances and may be subject to change in the future
  • There are no fees or charges for standard account services. We may make a charge for any exceptional non-standard services which are made available to you on a discretionary basis

Managing your account with us is simple and straightforward - and we're always on hand to help you if you've any questions. Here's how it works:

  • Once you’ve opened your account with us, we'll send you a Welcome Letter and your Customer ID, which you should usually receive within five business days. When you log in, we'll give you all the information you need to make the most of your new account
  • You can log into your account to view and print a transaction statement at any time and a Summary of Interest will be available in internet banking shortly after the start of each tax year
  • Need to access your money? Simply log in and follow the simple on-screen instructions; it should take less than a minute
  • Early withdrawals are permitted subject to loss of interest equivalent to the notice period
  • Want to check your account details and rates? Just login whenever you like
  • Contact us whenever you need to – via our UK-based call centre on 0345 604 2678, by logging into your account and sending us a secure message or by emailing service@aldermoresavings.co.uk. Click here for our opening hours
  • No need to worry about bonus rates dropping off: there are no hidden bonuses or introductory offers - just consistently competitive rates
  • We'll write to you personally if the rate on your account changes


*AER stands for annual equivalent rate and illustrates the interest rate if it was paid and compounded once each year.

The rates we have previously paid on our Notice Cash ISAs are shown on our Historic Rates Page

Latest Rating and Reviews

30 Day Notice Cash ISA

Poor

I wanted to transfer an easy access ISA, but the instructions on the opening of your account were ambiguous, and I understood them to mean that only deposits from a nominasted account would be accepted. On that basis, I closed my existing ISA, and now find that the funds have lost their ISA status, which I am unhappy about.

17th October 2019 Tickedoff
30 Day Notice Cash ISA

A decent ISA

Complimented my other Aldermore accounts and, as it was a transfer in, gave a much better return than I had with the other ISA provider.

6th September 2019 Ufton15
30 Day Notice Cash ISA

Good interest rate

Good interest rate for the type of account opened. Problems getting the account set up due to information being incorrectly stated (1st time could of been myself, but second time Aldermore's)

22nd August 2019 Laura
30 Day Notice Cash ISA

Investment

My recent business has been transferring an account my wife had before she died last year into my name. It took a long time due to certain circumstances but in the end it all worked out well and Aldermore were able to deal with the long periods of no contact.

2nd August 2019 Bridge73
30 Day Notice Cash ISA

Just what I wanted

Aldermore dealt with my instructions exactly as I had asked them to, following my 1year fixed rate ISA's maturity.

26th June 2019 CLW127