Close

Fixed Rate Cash ISAs

Let’s get earning and protect your savings from the taxman. Our Fixed Rate Cash ISAs give you guaranteed interest rates over a choice of fixed terms.  And all of the interest you earn is tax free and doesn’t count towards your Personal Savings Allowance.

  • 4.6/5 (2498 reviews)

Average customer review for all our Fixed Rate Cash ISAs products.

Show More information

FSCS ProtectedWhen you save with Aldermore you have the added peace of mind that comes from knowing your money is protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK’s deposit guarantee scheme. Please bear in mind that any deposits you have above the limit are unlikely to be covered.

Fixed Rate Cash ISAs

Term
Gross Annual
Interest
Gross Monthly
Interest
AER*
Term
1 Year
Gross Annual Interest
1.40%
Gross Monthly Interest
1.39%
AER^
1.40%
Open an Account

Our rate checker tool is being updated

We are in the process of gathering the most up to date interest rates, please bear with us.

We apologise for any inconvenience. Please try again later.

Please wait while we load previous session...

{{formControlDisplay.IntroForm.Title}}

{{formDisplay.ProviderTooltip}}

{{formDisplay.SavingsTypeTooltip}}

/ /

{{dateValidationMsg}}

£

{{formDisplay.BalanceTooltip}}
{{productTierBalanceError}}

{{formDisplay.AccountTooltip}}

Account balance after {{compareTerm}} months*

Including your initial balance
your account with
{{providerSelected.Title}}
{{productsTier.AnnualEquivalentRateAsPercentageString}} AER^
your account {{ interestCalc(productsTier.AnnualEquivalentRateAsDecimal) | currency: '£' : 0 }}
aldermore account {{ interestCalc(aldermoreProduct.Rates.AnnualEquivalentRateAsDecimal) | currency: '£' : 0 }} {{ aldermoreProduct.Balances.BalanceMaximum | currency: '£' : 0 }}
{{ aldermoreProduct.DisplayTitle }}
{{aldermoreProduct.Rates.AnnualEquivalentRate}} AER^
Choice of fixed term from 60 days up to 5 years
5 YEARS {{aldermoreProduct.RatesCfra.MaximumInterestAnnual}} AER^
60 DAYS {{aldermoreProduct.RatesCfra.MinimumInterestAnnual}} AER^
You could earn {{cfraKeyString}} {{interestEarnings | currency: '£' : 0}} {{interestEarningKeyString}} over {{compareTerm}} months with Aldermore
your account with
{{providerSelected.Title}}
{{productsTier.AnnualEquivalentRateAsPercentageString}} AER^
{{ aldermoreProduct.DisplayTitle }}
{{aldermoreProduct.Rates.AnnualEquivalentRate}} AER^
{{ aldermoreProduct.DisplayTitle }}
5 YEARS
{{aldermoreProduct.RatesCfra.MaximumInterestAnnual}} AER^
Choice of fixed term from 60 days up to 5 years
60 DAYS
{{aldermoreProduct.RatesCfra.MinimumInterestAnnual}} AER^

{{formControlDisplay.IntroComparison.Title}}

YOUR ACCOUNT
AER^
Gross Annual Interest
Account balance after {{ compareTerm }} months* Including your initial balance
YOUR ACCOUNT
{{productSelected.Title}}
AER^
{{productsTier.AnnualEquivalentRateAsPercentageString}}
Gross Annual Interest
{{productsTier.AnnualEquivalentRateAsPercentageString}}
Account balance after {{compareTerm}} months* Including your initial balance
{{ interestCalc(productsTier.AnnualEquivalentRateAsDecimal) | currency: '£' }}

{{formControlDisplay.IntroFeatured.Title}}

OUR ACCOUNTS
AER^
Gross Annual Interest
ALDERMORE ACCOUNT
{{feature.Title}}
AER^
{{feature.Rates.AnnualEquivalentRate}}
{{feature.RatesCfra.MinimumAer}} to {{feature.RatesCfra.MaximumAer}}
{{feature.Rates.InterestAnnual}}
{{feature.RatesCfra.MinimumInterestAnnual}} to {{feature.RatesCfra.MaximumInterestAnnual}}
Account balance after 12 months* Including your initial balance
{{feature.Balances.Balance | currency: '£'}}
{{feature.Balances.Balance | currency: '£'}} to {{feature.Balances.BalanceMaximum | currency: '£'}}

Term
2 Year
Gross Annual Interest
1.65%
Gross Monthly Interest
1.64%
AER^
1.65%
Open an Account

Our rate checker tool is being updated

We are in the process of gathering the most up to date interest rates, please bear with us.

We apologise for any inconvenience. Please try again later.

Please wait while we load previous session...

{{formControlDisplay.IntroForm.Title}}

{{formDisplay.ProviderTooltip}}

{{formDisplay.SavingsTypeTooltip}}

/ /

{{dateValidationMsg}}

£

{{formDisplay.BalanceTooltip}}
{{productTierBalanceError}}

{{formDisplay.AccountTooltip}}

Account balance after {{compareTerm}} months*

Including your initial balance
your account with
{{providerSelected.Title}}
{{productsTier.AnnualEquivalentRateAsPercentageString}} AER^
your account {{ interestCalc(productsTier.AnnualEquivalentRateAsDecimal) | currency: '£' : 0 }}
aldermore account {{ interestCalc(aldermoreProduct.Rates.AnnualEquivalentRateAsDecimal) | currency: '£' : 0 }} {{ aldermoreProduct.Balances.BalanceMaximum | currency: '£' : 0 }}
{{ aldermoreProduct.DisplayTitle }}
{{aldermoreProduct.Rates.AnnualEquivalentRate}} AER^
Choice of fixed term from 60 days up to 5 years
5 YEARS {{aldermoreProduct.RatesCfra.MaximumInterestAnnual}} AER^
60 DAYS {{aldermoreProduct.RatesCfra.MinimumInterestAnnual}} AER^
You could earn {{cfraKeyString}} {{interestEarnings | currency: '£' : 0}} {{interestEarningKeyString}} over {{compareTerm}} months with Aldermore
your account with
{{providerSelected.Title}}
{{productsTier.AnnualEquivalentRateAsPercentageString}} AER^
{{ aldermoreProduct.DisplayTitle }}
{{aldermoreProduct.Rates.AnnualEquivalentRate}} AER^
{{ aldermoreProduct.DisplayTitle }}
5 YEARS
{{aldermoreProduct.RatesCfra.MaximumInterestAnnual}} AER^
Choice of fixed term from 60 days up to 5 years
60 DAYS
{{aldermoreProduct.RatesCfra.MinimumInterestAnnual}} AER^

{{formControlDisplay.IntroComparison.Title}}

YOUR ACCOUNT
AER^
Gross Annual Interest
Account balance after {{ compareTerm }} months* Including your initial balance
YOUR ACCOUNT
{{productSelected.Title}}
AER^
{{productsTier.AnnualEquivalentRateAsPercentageString}}
Gross Annual Interest
{{productsTier.AnnualEquivalentRateAsPercentageString}}
Account balance after {{compareTerm}} months* Including your initial balance
{{ interestCalc(productsTier.AnnualEquivalentRateAsDecimal) | currency: '£' }}

{{formControlDisplay.IntroFeatured.Title}}

OUR ACCOUNTS
AER^
Gross Annual Interest
ALDERMORE ACCOUNT
{{feature.Title}}
AER^
{{feature.Rates.AnnualEquivalentRate}}
{{feature.RatesCfra.MinimumAer}} to {{feature.RatesCfra.MaximumAer}}
{{feature.Rates.InterestAnnual}}
{{feature.RatesCfra.MinimumInterestAnnual}} to {{feature.RatesCfra.MaximumInterestAnnual}}
Account balance after 12 months* Including your initial balance
{{feature.Balances.Balance | currency: '£'}}
{{feature.Balances.Balance | currency: '£'}} to {{feature.Balances.BalanceMaximum | currency: '£'}}

Term
3 Year
Gross Annual Interest
1.80%
Gross Monthly Interest
1.79%
AER^
1.80%
Open an Account

Our rate checker tool is being updated

We are in the process of gathering the most up to date interest rates, please bear with us.

We apologise for any inconvenience. Please try again later.

Please wait while we load previous session...

{{formControlDisplay.IntroForm.Title}}

{{formDisplay.ProviderTooltip}}

{{formDisplay.SavingsTypeTooltip}}

/ /

{{dateValidationMsg}}

£

{{formDisplay.BalanceTooltip}}
{{productTierBalanceError}}

{{formDisplay.AccountTooltip}}

Account balance after {{compareTerm}} months*

Including your initial balance
your account with
{{providerSelected.Title}}
{{productsTier.AnnualEquivalentRateAsPercentageString}} AER^
your account {{ interestCalc(productsTier.AnnualEquivalentRateAsDecimal) | currency: '£' : 0 }}
aldermore account {{ interestCalc(aldermoreProduct.Rates.AnnualEquivalentRateAsDecimal) | currency: '£' : 0 }} {{ aldermoreProduct.Balances.BalanceMaximum | currency: '£' : 0 }}
{{ aldermoreProduct.DisplayTitle }}
{{aldermoreProduct.Rates.AnnualEquivalentRate}} AER^
Choice of fixed term from 60 days up to 5 years
5 YEARS {{aldermoreProduct.RatesCfra.MaximumInterestAnnual}} AER^
60 DAYS {{aldermoreProduct.RatesCfra.MinimumInterestAnnual}} AER^
You could earn {{cfraKeyString}} {{interestEarnings | currency: '£' : 0}} {{interestEarningKeyString}} over {{compareTerm}} months with Aldermore
your account with
{{providerSelected.Title}}
{{productsTier.AnnualEquivalentRateAsPercentageString}} AER^
{{ aldermoreProduct.DisplayTitle }}
{{aldermoreProduct.Rates.AnnualEquivalentRate}} AER^
{{ aldermoreProduct.DisplayTitle }}
5 YEARS
{{aldermoreProduct.RatesCfra.MaximumInterestAnnual}} AER^
Choice of fixed term from 60 days up to 5 years
60 DAYS
{{aldermoreProduct.RatesCfra.MinimumInterestAnnual}} AER^

{{formControlDisplay.IntroComparison.Title}}

YOUR ACCOUNT
AER^
Gross Annual Interest
Account balance after {{ compareTerm }} months* Including your initial balance
YOUR ACCOUNT
{{productSelected.Title}}
AER^
{{productsTier.AnnualEquivalentRateAsPercentageString}}
Gross Annual Interest
{{productsTier.AnnualEquivalentRateAsPercentageString}}
Account balance after {{compareTerm}} months* Including your initial balance
{{ interestCalc(productsTier.AnnualEquivalentRateAsDecimal) | currency: '£' }}

{{formControlDisplay.IntroFeatured.Title}}

OUR ACCOUNTS
AER^
Gross Annual Interest
ALDERMORE ACCOUNT
{{feature.Title}}
AER^
{{feature.Rates.AnnualEquivalentRate}}
{{feature.RatesCfra.MinimumAer}} to {{feature.RatesCfra.MaximumAer}}
{{feature.Rates.InterestAnnual}}
{{feature.RatesCfra.MinimumInterestAnnual}} to {{feature.RatesCfra.MaximumInterestAnnual}}
Account balance after 12 months* Including your initial balance
{{feature.Balances.Balance | currency: '£'}}
{{feature.Balances.Balance | currency: '£'}} to {{feature.Balances.BalanceMaximum | currency: '£'}}

  • Maximise your ISA allowance – you can split your ISA allowance between any of our Cash ISA products, as long as you don’t exceed your annual ISA allowance. For example, you could open a Fixed Rate Cash ISA with the money you are able to lock away, and also open a Notice Cash ISA in case you need to access some of your savings. This would be classed as one Cash ISA for the purposes of HMRC reporting
  • Peace of mind – our Fixed Rate Cash ISAs have a fixed interest rate for a set period and we’ll personally write to you before your account matures
  • Access – you can make withdrawals if you need to, subject to a deduction of interest
  • Transparent – our competitive rates are not artificially inflated by bonuses or introductory offers
  • Fast and easy set up – open an account, complete identity checks and move your money in minutes
  • Cooling off period - if you change your mind within 14 calendar days of opening your account, we’ll cancel your account and return your money without penalty or notice
  • Easily transfer ISAs from other providers – we’ll process the transfer electronically if we can or we’ll provide an ISA Transfer Form for you to complete and return to us. Please make sure that any ISA Transfer Forms are returned within 14 calendar days from the date of application

 

Please read the  Fixed Rate Cash ISAs Summary Box and Personal Savings Terms and Conditions before you open an account 

  • You’ll need to provide us with details of a UK personal bank or building society account to link to your Aldermore account. You should be named as an account holder on this account and the account should accept Faster Payments, CHAPS and BACS. To help us keep your money safe and protect against fraud, we’ll only accept deposits from this account and we’ll always send money back to this account, for example when making payments of interest or at maturity. Payments to us from any other account will not be accepted and will be returned, except where these are received by transfer from another ISA provider  
  • Your annual ISA allowance for the 2018/2019 tax year is £20,000. You can save the whole allowance in cash, in stocks and shares, in an innovative finance ISA, in a Lifetime ISA or in any combination of these permitted  ISA types.
  • We only provide cash ISAs. If you are considering encashing a stocks and shares ISA, you should consider seeking independent financial advice to ensure this meets your circumstances.
  • We guarantee to pay the interest rates shown provided a deposit is paid into the account within 14 calendar days of the account being opened. If the interest rates have increased by the time the first deposit is received, you’ll automatically receive the higher rate
  • You can transfer in an ISA held with another provider at account opening stage only. Please make sure that any ISA transfer forms are returned within 14 calendar days
  • You can make deposits up to £20,000 by Faster Payments, BACS, CHAPS or Standing Order from your nominated UK bank or building society account. You can also transfer existing ISAs from other providers into this account, up to the amount held. You have 14 calendar days from account opening to make as many deposits as you like. After this period no further deposits are permitted
  • Interest will be earned from the date on which we receive your money
  • You can make unlimited withdrawals, subject to a deduction of interest (90 days for 1 year, 180 days for 2 & 3 years)
  • The favourable tax treatment depends on your individual circumstances and may be subject to change in the future


Fees and charges

You won't have to pay any fees or charges, although there may be a small charge for non-standard services - check our tariff of charges for more details.

Managing your account with us is simple and straightforward - and we're always on hand to help if you've any questions. Here's how it works:

  • Once you’ve opened your account with us, we'll send you a Welcome Letter and your Customer ID, which you should usually receive within five business days. When you log in, we'll give you all the information you need to make the most of your new account
  • You can log into your account to view and print a transaction statement at any time and a Summary of Interest will be available in internet banking shortly after the start of each tax year
  • Want to check your account details and rates? Just login whenever you like
  • Contact us whenever you need to – via our UK-based call centre on 0345 604 2678, by logging into your account and sending us a secure message or by emailing service@aldermoresavings.co.uk. Click here for our opening hours
  • No need to worry about bonus rates dropping off. There are no hidden bonuses or introductory offers - just consistently competitive rates
  • Your account will mature on the anniversary of the date we receive your opening deposit. We’ll write to you personally a few weeks earlier with a simple, easy-to-understand guide to all your maturity options

*AER stands for annual equivalent rate and illustrates the interest rate if it was paid and compounded once each year.

Latest Rating and Reviews

2 Years Fixed Rate Cash ISA

Reasonable rate for 2 year fixed ISA

I already use Aldermore for Business Savings so when looking for a fixed 2 yr cash ISA they were one of several organisations I looked at. There aren't many 2 yr fixed ISAs around and I did not want to fix for 3 yrs in the hope that one day surely rates must improve but Aldemores rate was one of the higher ones. The set up on line was easy and security seems to have an extra level which should make it better than some other providers. I set up a transfer from another ISA and added some cash and Aldermore kept me updated with emails regarding the set up status and to confirm that the payments had been received. So far I am impressed.

21st May 2018 M90ald
2 Years Fixed Rate Cash ISA

Efficient

Simple to initiate. Seems to have gone smoothly including transfers

21st May 2018 Isalady
3 Years Fixed Rate Cash ISA

Best rate currently available

Three year ISA offering the best rate, I was kept well informed of the progress of the transfer of money. New account accessed easily the web site was clear and straightforward.

21st May 2018 Kathy
1 Year Fixed Rate Cash ISA

WORTH WHILE SWITCH

I decided to move my ISA as the interest rate was poor and no longer worth while . I researched on the internet and decided to move it to Aldermore as they scored quite highly on service and value which was very easy to do and I am happy I made the switch :)

20th May 2018 Desmond
2 Years Fixed Rate Cash ISA

Competitive interest rate

An excellent bank to deal with. Easy to use website and good communication with customers.

20th May 2018 SuzyG

Don't want a fixed rate?

Personal Savings

Easy Access Account

  • 4.5/5 (146 reviews)

Our Easy Access Account makes things as easy as possible.  You get a great interest rate and total flexibility to withdraw your cash or add to your savings pot whenever you like.

Up to 1.00% AER*

Personal Savings

Notice Cash ISAs

  • 4/5 (21 reviews)

With our Notice Cash ISA you can protect your savings from the taxman while building up your nest egg. You can add to your savings and make withdrawals whenever you like.  And what’s even better is that all the interest you earn is tax free and it doesn’t count towards your Personal Savings Allowance.

Up to 1.05% AER*

Personal Savings

Notice Accounts

  • 4/5 (19 reviews)

Our Notice Account helps you save in the way that suits you.  You can add to your savings whenever you like, and you have the flexibility of being able to access your money if you need it in the future.

Up to 1.05% AER*