FSCS Protected
Deposits fully protected up to £85,000 per eligible person.
Personal savings: With the tax year end nearly upon us, make sure you make the most of your £20,000 tax free savings as part of the 2023/2024 ISA allowance.
Whether you already have a Cash ISA with Aldermore or are looking to open an account, you have until 3 April at 2pm to submit an online application and up until 5 April to fund your account to make the most of this tax year's allowance.
Deposits fully protected up to £85,000 per eligible person.
Apply online at whatever time of day works for you.
Our personal savings customers rated us excellent on Trustpilot.
All our cash ISAs accept transfers-in, so you can choose the right accounts to match your savings needs.
*AER stands for annual equivalent rate and illustrates the interest rate if it was paid and compounded once each year.
*AER stands for annual equivalent rate and illustrates the interest rate if it was paid and compounded once each year.
*AER stands for annual equivalent rate and illustrates the interest rate if it was paid and compounded once each year.
Please read the Fixed Rate Cash ISAs Summary Box and Personal Savings Terms and Conditions before you open an account.
Most ISA providers only let you open one Cash ISA product each tax year, which can restrict your options. With our MaximISA, you can mix and match your Aldermore Cash ISA products, so you can build the perfect ISA package tailored to your needs.
So, if you don’t have your full allowance available now, you can open a Cash ISA using part of it, and when any additional funds become available you can open further products with the rest.
When you open your account, you’ll be asked at the start of the application if an existing ISA is to be transferred. If it is, towards the end of the application you’ll be asked to provide the details of the ISA to be transferred.
Where your existing provider subscribes to the electronic Cash ISA transfer platform, your request will be submitted electronically.
If your existing provider doesn’t subscribe to the electronic platform, you’ll need to print and send us a completed ISA transfer form, which is provided to you at the end of your application.
Please make sure that any ISA Transfer Forms are returned within 14 calendar days from the date of application.
You can split your annual ISA allowance across the different ISA types - Cash ISA, Stocks and Shares ISA, Innovative Finance ISA and Lifetime ISA - or save the whole allowance in one type of ISA (apart from the Lifetime ISA, which has a limit of £4,000).
Aldermore offers Cash ISAs only. You can split your Cash ISA allowance between any of our Cash ISA products. This will be classed as one Cash ISA for the purposes of tax-free allowances and HMRC reporting. We're currently one of a limited number of providers that offer this
If you’ve got existing ISAs with other providers from previous tax years, these don’t count towards your £20,000 annual allowance so you can transfer these to us in full. By bringing all of your ISAs together in one place, you can manage your ISA portfolio with ease.
The current tax year allowance (ends 5 April 2024) is £20,000.
We’ll contact you a minimum of 21 calendar days before your account matures to explain your options, with an additional reminder issued around 14 calendar days prior to your account maturing. You’ll be able to view your maturity options and provide your maturity instructions by logging into your account in Internet Banking.
If we don't hear from you we will move your money into our 30 Day Notice Cash ISA.
If you want to transfer your Cash ISA to another provider, you will need to contact the provider that you would like to transfer your Cash ISA to and ask them to either send us the relevant ISA Transfer Request Form or send us their instructions electronically. You’ll need to give your new provider your Aldermore ISA account number as the roll/reference number. A sort code shouldn’t be required.
If you want to withdraw all or part of your Cash ISA, you will lose the tax-free status on that money. If you ask for this to be returned to your nominated account, the funds will be sent by Faster Payments on the maturity date (providing we receive your instructions online or in writing prior to the maturity date). In the event that the day of maturity is a non-business day, the funds will be sent on the next business day. You will receive interest until the day before the funds are returned. For example, if the day of maturity is a Saturday, you will receive interest until Sunday and funds will be returned on Monday (providing this isn’t a Bank Holiday).
You can transfer an ISA by following the usual transfer process. All of our Cash ISAs are flexible but if you transfer them to another provider, the provider that you transfer to may not offer flexibility in which case your ISA will no longer be flexible when it moves to them.
If you transfer an ISA from another provider into one of our Cash ISAs, it will automatically become flexible.
Things you need to know
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