Self-employed mortgages

We've got a mortgage with your name on it

From builders to plumbers, techies to contractors, whether you're a limited company or sole trader; when you work for yourself our mortgages work for you.

As a self-employed mortgage specialist:

  • We offer you the same competitive mortgage products as we do to employed customers
  • If you have a 15% deposit, we may only need your latest year’s accounts
  • We can look at retained profits in your business when assessing your income

All the benefits of an Aldermore mortgage:

  • A lending decision in hours
  • Your own personal mortgage adviser throughout the application process
  • Our team of expert underwriters will assess your application on its own merits
  • A dedicated loyalty team to help you find the right deal at the end of your initial mortgage term
  • At any time during your mortgage term you can speak to one of our advisers for a review
  • As an award-winning bank, we go out of our way to ensure our products and services meet the needs of our customers

Some important points for you to know:


  • Providing you have one year’s accounts, our expert mortgage advisers and underwriters can work with you to understand your net profit
  • We may need your latest year's tax calculations (SA302) and Tax Year Overview to help us understand your income
  • We offer products with minimal upfront costs
  • We offer mortgages to customers from 21 years of age
  • Home and property insurance. We could help you find the policy to suit your needs. We work with an insurance broker who has access to a panel of leading insurance providers. Find out more by clicking this link, or ask your mortgage adviser for more details



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