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Self-Employed Mortgages

Finally, a bank that celebrates the self-employed

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From painters and decorators to graphic designers, if you work for yourself then we will work with you to find a mortgage that suits your needs

We offer the same competitive mortgage products regardless of how you are employed
If you have a deposit of 15% or more we may only need one year's worth of accounts to assess your income
You can talk to one of our mortgage experts straight away
We aim to give you a lending decision in a few hours
We don’t rely on automated credit scoring
You’ll have a dedicated contact who will answer any questions and guide you through the process each step of the way

Discover our product range

Call us today on 0333 321 1001

badge — We know that the first few years can be tough which is why we work hard to make things easy throughout your mortgage application. For example, we may only ask you for one year’s accounts when you apply.

badge — Our underwriters will look at your case individually without relying on automated credit scoring to come to a decision. If you’re aiming to grow your business you can remortgage to release equity.

badge — Does your take home pay vary from month to month? Do you trade as a limited company and prefer to retain profits into the business rather than pay yourself a larger salary? Our experts take all of this into account when assessing your income to help you get the most from your mortgage.

We offer the same competitive mortgage products regardless of how you are employed

First time buyers

Low Deposit Mortgages

Moving home

Fixed Rate mortgages

Re-mortgaging

Term variable mortgages

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE