Self-employed mortgages

We offer you the same competitive mortgage products as we do to employed customers
If you have a 15% deposit, we may only need your latest year’s accounts
We can look at retained profits in your business when assessing your income
We can help you grow your business by offering remortgages for business purposes

A lending decision in hours
Your own personal mortgage adviser throughout the application process
Our team of expert underwriters will assess your application on its own merits
A dedicated loyalty team to help you find the right deal at the end of your initial mortgage term
At any time during your mortgage term you can speak to one of our advisers for a review
As an award-winning bank, we go out of our way to ensure our products and services meet the needs of our customers

Providing you have one year’s accounts, our expert mortgage advisers and underwriters can work with you to understand your net profit
We may need your latest year's tax calculations (SA302) and Tax Year Overview to help us understand your income
Our mortgage advice fee is £99 (non refundable)
We offer products with minimal upfront costs
We offer mortgages to customers from 21 years of age
Referral to a conveyancing service. When purchasing a property, a conveyancer or solicitor will act on your behalf and will provide information to us as your lender. We can introduce you to a suitable local representative if required
Home and property insurance. We could help you find the policy to suit your needs. We work with an insurance broker who has access to a panel of leading insurance providers. Find out more by clicking this link, or ask your mortgage adviser for more details