We operate with strong backing and a clean, transparent legacy.

Established reputation

We have been providing our clients with “banking as it should be” for almost a decade.

Clean balance sheet, soundly funded

Our prudent approach to asset backed lending is funded predominantly by customer deposits and is underpinned by a strong capital position, with a total capital ratio of 15.1% and CET1 capital ratio of 12.3% as at 30 June 2018.

Security guarantee

We’re members of the Financial Services Compensation Scheme, which protects your deposits (up to a limit of £85,000). Regulated in the UK by the PRA and FCA, we are a UK-centric bank where customer deposits are ring-fenced and can only be utilised for UK lending.

With us, you get access to competitive cash deposit returns, optimised in line with your long-term treasury strategy.

 Unlike other providers, we don't dip in and out of the market.

As a growing bank, we're able to add long-term value by offering consistently competitive rates.

We provide bespoke solutions to help you manage your liquidity and optimise your returns in line with your strategic objectives.

Our priority is to understand your business objectives, so we can design a solution that delivers the right outcomes for you. You can choose the term of your deposit (up to five years) to suit your organisation’s liquidity requirements.

Less hassle for you with our modern systems, efficient application process and direct access to your point of contact.

By using electronic checks, we can process your application efficiently, making onboarding quick and simple for you. And when you ring, we pick up the phone. It’s easy to reach your dedicated Corporate Treasury Manager face to face, by phone or via email.

Your dedicated Corporate Treasury Manager is your single point of contact and just a phone call away.

We take the time to get to know you and your organisation, all the better to support you long term. We'll keep in touch with regular rate updates as well as keeping you abreast of the bank’s financial performance.

We pride ourselves on delivering a level of personal service that builds lasting relationships and merits recommendation.