Commercial Mortgages

• Mortgages up to £25m
• A range of variable and 3, 5 or 7 year fixed rates
• Lending up to 75% loan-to-value (LTV)
• Every case individually assessed by specialists, with bespoke pricing and terms for loans over £1m
• Flexible repayment terms up to a maximum of 20 years - including interest only and capital repayment options - or a mixture of both when deal meets our criteria
• We lend on offices, warehouses, industrial, purpose-built student accommodation, mixed use portfolios, retail units and large residential portfolios including HMO or multi unit blocks with 7 or more bedrooms/units
• VAT Loans available on VAT-qualifying commercial properties
• Lending to a range of applicant types including those with complex corporate structures

Our Commercial Residential Investment Mortgage can help investors who:

• Are looking to purchase or remortgage larger residential portfolios, including those with HMOs or multi unit blocks with seven or more bedrooms/units
• Have more complex corporate structures and are looking to fund portfolios of residential investments.

Our Ground Rents Finance can help experienced owners or operators of freehold ground rent portfolios or assets who are looking to:

• Acquire a new freehold ground rent portfolio
• Refinance an existing freehold ground rent portfolio or asset
• Create liquidity by unlocking the value of their freehold to seize new development opportunities

When it comes to purchasing commercial property we know how important cash flow is. That’s why, as part of our drive to continually support SMEs, we offer VAT Loans for commercial property – reducing the day one cash flow burden for customers taking out a new Aldermore Commercial Mortgage. 

• VAT Loans are available on purchases of property elected for VAT in conjunction with a new Aldermore Commercial Mortgage
• VAT Loans available for 100% of the VAT due
• Loan term of 4 months

Speak to a member of our Commercial Mortgage team, or contact your Commercial Mortgage Broker for further details. Eligibility criteria and terms apply.