Commercial Mortgages

Mortgages up to £25m with flexible terms for commercial, semi-commercial and commercial owner-occupied, mixed use schemes and larger residential investments.

Contact us

Contact us

Whether you’re looking to invest in, purchase or remortgage commercial property, including mixed-use schemes and large residential portfolios with complex corporate structures, we’ve got a team of lending experts and a range of Commercial Mortgages for a number of different scenarios.

The benefits of choosing Aldermore

  • Mortgages up to £25m
  • A range of variable and 3, 5 or 7 year fixed rates
  • Lending up to 75% loan-to-value (LTV)
  • Every case individually assessed by specialists, with bespoke pricing and terms for loans over £1m
  • Flexible repayment terms up to a maximum of 20 years - including interest only and capital repayment options - or a mixture of both when deal meets our criteria
  • We lend on offices, warehouses, industrial, purpose-built student accommodation, mixed use portfolios, retail units and large residential portfolios including HMO or multi unit blocks with 7 or more bedrooms/units
  • VAT Loans available on VAT-qualifying commercial properties
  • Lending to a range of applicant types including those with complex corporate structures


Commercial Residential Investment Mortgages

Our Commercial Residential Investment Mortgage can help investors who:

  • Are looking to purchase or remortgage larger residential portfolios, including those with HMOs or multi unit blocks with seven or more bedrooms/units
  • Have more complex corporate structures and are looking to fund portfolios of residential investments.

Ground Rents Finance

Our Ground Rents Finance can help experienced owners or operators of freehold ground rent portfolios or assets who are looking to:

  • Acquire a new freehold ground rent portfolio
  • Refinance an existing freehold ground rent portfolio or asset
  • Create liquidity by unlocking the value of their freehold to seize new development opportunities

VAT Loans for Commercial Property

When it comes to purchasing commercial property we know how important cash flow is. That’s why, as part of our drive to continually support SMEs, we offer VAT Loans for commercial property – reducing the day one cash flow burden for customers taking out a new Aldermore Commercial Mortgage. 

  • VAT Loans are available on purchases of property elected for VAT in conjunction with a new Aldermore Commercial Mortgage
  • VAT Loans available for 100% of the VAT due
  • Loan term of 4 months


Speak to a member of our Commercial Mortgage team, or contact your Commercial Mortgage Broker for further details. Eligibility criteria and terms apply.

Contact us Email Us Call Us: 01733 404 518

Subject to status and affordability. T&Cs apply. Security may be required. Any property or asset used as security may be at risk if you do not repay any debt secured on it.