Business Savings Accounts

Ensure your surplus cash is working hard for you, and not just sitting idle. With our range of business savings accounts for small and medium enterprises (SMEs) you’ll earn consistently competitive interest rates. It’s quick and easy to open an account from just £1,000 up to £1million. For deposits over £1million, take a look at our corporate savings accounts.
Our savings accounts Why choose Aldermore?
What our customers say Compare your rate

FSCS ProtectedWhen you save with Aldermore you have the added peace of mind that comes from knowing your money is protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK’s deposit guarantee scheme. Please bear in mind that any deposits you have above the limit are unlikely to be covered.

Our award winning Business Savings accounts

Easy Access Business Saving Account

Easy Access Account Issue 7

  • 4.7/5 (420 reviews)

Unsure about locking your money away? With our Easy Access Account, you get a great interest rate and total flexibility. Withdraw cash or add to your savings whenever you like. Let's get your cash working.

0.85% AER*

Business Savings

Fixed Rate Business Savings Accounts

  • 4.7/5 (458 reviews)

You know how your business is moving along day by day so why not do the same with your surplus cash?  With our Fixed Rate Accounts, you’ll know exactly how much interest you’ll be earning day in, day out.  And with a choice of fixed terms and an option that allows access to your money, we’ve got a savings account to suit your business’s needs. It’s just another way we help to get your earnings earning.

Up to 1.50% AER*

Business Savings

Customised Fixed Rate Account

  • 4.5/5 (167 reviews)

Our Customised Fixed Rate Account makes planning ahead rewarding because now you can be earning a guaranteed rate of interest when you hold cash to cover future business expenses, such as your tax bills.  The account is flexible too so you can any choose any maturity date from 60 days to five years. Let’s get your earnings working for a living.

0.90% to 2.00% AER*

*AER stands for annual equivalent rate and illustrates the interest rate if it was paid and compounded once each year.

Support more entrepreneurs

We are calling on the Government to launch the Entrepreneur ISA and Small Business Savings Allowance to support aspiring entrepreneurs and growing SMEs.

The Entrepreneur ISA

This is a scheme to help accelerate people’s plans to set up their first business by receiving a cash lump sum or bonus on incorporation of their business.

The Small Business Savings Allowance

This scheme incentivises businesses to save spare or surplus cash either to fund future investment or to help them through tougher trading periods and is targeted firmly at existing small businesses.

Lend your voice and your signature in support of small businesses

Compare your rate

We've created a unique rate checking tool so you can see in seconds exactly the interest rate you're being paid on your cash holdings held with another bank or savings provider, as well as the interest you could expect to earn over a 12 month period.

Simply search for the type of account you have, add in your balance and in a matter of seconds we'll give you your rate and interest amount. We’ll also show you how this compares to our own account. It’s as easy as that.

> Try our rate checker tool

Why choose Aldermore?

  • Competitive rates of interest with no tricks, gimmicks, bonuses or introductory offers to keep an eye on
  • Fast and simple account opening in under 15 minutes^. Apply, complete identity checks and arrange to move money all online, leaving you free to focus on running your business
  • Safe and secure online banking 24/7 - do it online anytime anywhere
  • UK based expert telephone support - our UK based customer service team are available at a time to suit you
  • No fees and charges for day-to-day services
  • We have won multiple awards for our products, service and innovation


> Find out more about Aldermore

Did you know?

UK small and medium sized businesses have over £150bn in surplus cash, the majority of which (£103bn) is in business current accounts earning no or very little interest. Open an Aldermore Business Savings account in under 15 minutes^ and put your money to work.

UK Finance - Bank Support for SMEs - 3rd Quarter 2017

^ We will let you know online how to fund your account. The majority of new customers are able to fund and use their account straightaway. If this is not the case we will ask you for further information before you can activate and use your account.

Can We Help With Anything Else? Email Us Call Us: 01733 821 321

We are open 8am-6.30pm, Monday to Friday, excluding Bank Holidays. Calls may be recorded for training and monitoring purposes.

Latest Rating and Reviews

Easy Access

It couldn't be simpler!

Takes no time at all to open the account and the 0.85% current rate of interest is the best on the market. What more could you want for your business account?

11th April 2018 GrandpaDavid
Easy Access

Simple and straightforward

Easy to set up the account. Website easy to navigate. No problems so far.

10th April 2018 Zbigniew
Easy Access

Easy to open an account

Having researched google we decided that Aldermore gave the best interest rates for an easy access deposit account-at lease three times better than our bank's current rate.

10th April 2018
Easy Access

Quick and Easy to Open

It was easy to open my business savings account fairly quickly. Within 24 hours the account was up and running and I was able to make my first credit. The whole process was done online and no need to phone a call centre to finish the application. Only drawback is that credits/debits do not happen immediately when you transfer money which is something that I'm used to with my personal accounts.

28th March 2018 Vince284
Easy Access

Interest rate good

There were issues initially because you could not confirm that this account was available to CIC. You request proof of identity which is fair enough, either original documents or certified copies. In the list of people, organisations that will certify documents you state Doctors and Banks. I asked at both my Bank and the Doctors and they will not certify documents and therefore I would recommend that you amend the list. As a CIC, interested in achieving maximum benefit from our savings having to pay in the region of £10 to a solicitor, the Post Office for certification rather defeats the object.

27th March 2018 Bobby100