Invoice Discounting

Access our funding to help realise your growth ambitions by converting your unpaid invoices into ready capital.

Let’s get started.

Let’s get started.

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Flexible funding that’s tailored to deliver your goals

Invoice discounting enables you to quickly access cash tied up in outstanding invoices. Instead of waiting around for weeks for your invoices to be paid, we can forward you up to 90% of the full value straight away. Whether you want to relieve cash flow pressures, reduce finance costs or explore expansion plans, Aldermore can help you achieve your goals and grow your business.

At a glance

  • Quick access to funds - convert up to 90% of your full invoice value into ready capital, available within 24 hours of submitting your invoice
  • Finance that grows with your business – the amount of available funding is based on your invoices, so as your business grows, so does the capital you can access
  • Confidential – your customers don’t need to know you’re using the facility
  • Retain control – you stay in control of your own invoice collections
  • Borrow against your invoices - no need for assets for security
  • Upgrade your service  - with added extras including Bad Debt Protection

Find out more. - Read our FAQs

Bad Debt Protection

At Aldermore we understand that it’s sometimes difficult to assess the risk of customers not being able to pay. The decision you make could lead you to turn away sales or even end up with a bad debt. Our Bad Debt Protection (BDP) service gives you the confidence of knowing you will receive payment for all your hard earned sales.

  • We’ll advance an agreed percentage of your outstanding invoices – typically up to 90%
  • Once you’ve sent us your details (usually electronically) we’ll release the funds
  • You then chase the customer payment as normal, and funds are paid directly to Aldermore
  • When your customers have paid, we’ll release the remaining funds – minus our fee
  • We’ll then recalculate the funds available to you after every new transaction – so you always know where you are

We can help businesses across a wide range of sectors, including:

  • Business services providers
  • Distributors
  • Employment and recruitment agencies
  • Engineering companies
  • Haulage and transport firms
  • Importers
  • Printers
  • Manufacturers
  • Wholesalers
  • Sells products or services on credit to other businesses, generating invoice for payment
  • Has an annual turnover typically above £250,000
  • Has an established credit control department

We’ll work with you to design a funding package that perfectly suits your business, agreeing all costs upfront.

Our charges are competitive and totally transparent, and will be outlined in your facility offer letter. You’ll also receive a Client Guide, which will detail any additional fees that would apply for services you may need or use. An arrangement fee will also normally apply.

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  • Business
  • Invoice Finance
  • SME
  • Invoice Discounting