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Asset Based Lending

Release the cash value held within your existing assets, like stock, machinery and property to raise the funding you need.

Let’s get started

Let’s get started

Asset Based Lending (ABL) provides funding against the value of the multiple assets within your business, including debtors, stock plant & machinery and property. With Asset Based Lending, the cash held within these assets is then released to provide additional working capital.

Whatever your ambitions we can help turn them into reality. From expansion plans to new acquisitions, relieving cash flow pressures to reducing finance costs, we'll tailor our service around your particular requirements, so you get the funding that's right for you.

At a glance

  • Asset Based Lending (ABL) is a fast and cost-effective way to fund growth and even-driven change such as MBOs, MBIs, mergers or acquisitions
  • It provides a higher availability of working capital when compared with traditional lending facilities
  • It’s a revolving facility, with available working capital growing in line with your business

Bad Debt Protection

At Aldermore we understand that it’s sometimes difficult to assess the risk of customers not being able to pay. The decision you make could lead you to turn away sales or even end up with a bad debt. Our Bad Debt Protection (BDP) service gives you the confidence of knowing you will receive payment for all your hard earned sales.

  • How does it work?
  • Who can we help?
  • Is it for me?
  • How much will it cost?

Asset Based-Lending (ABL) enables larger businesses to utilise the underlying value of their assets to fund growth and event-driven change. It works in conjunction with an Invoice Finance facility which will be required to utilise the benefits of ABL and provide an on-going line of credit that grows with your business.

Initially we will come and visit you to value your assets, we will then provide you with clear details of costs as part of our agreement and once everything is agreed we will then forward you the funds.

We know that every company’s requirements are unique, so please contact us so we can understand more about your plans and see if ABL could help you achieve your goals.

We can help businesses across a wide range of sectors, including:

  • Business services providers
  • Distributors
  • Employment and recruitment agencies
  • Engineering companies
  • Haulage and transport firms
  • Importers
  • Printers
  • Manufacturers
  • Wholesalers

You should consider Asset Based Lending if:

  • you are a larger company with a combination of assets, ABL could provide your business with the cash and headroom you need to grow
  • you need funding for transactions such as expansion plans, Management Buy Outs (MBOs), Management Buy Ins (MBIs) and mergers and acquisitions

We will work with you to structure a funding package that’s designed around your business, with competitive and transparent charges agreed with you up front. All costs will be outlined in your facility offer letter, together with a Client Guide that will detail any additional fees that would apply for services you may need or use. An arrangement fee will also normally apply.

Can We Help With Anything Else? Call Us: 0161 238 5015

Subject to status. Security may be required. Any property or asset used as security may be at risk if you do not repay any debt secured on it.

  • Business
  • Invoice Finance
  • SME
  • ASset Based Lending