Asset Based Lending

Release the cash value held within your existing assets, like stock, machinery and property to raise the funding you need.

Let’s get started

Let’s get started

Asset Based Lending (ABL) provides funding against the value of the multiple assets within your business, including debtors, stock plant & machinery and property. With Asset Based Lending, the cash held within these assets is then released to provide additional working capital.

Whatever your ambitions we can help turn them into reality. From expansion plans to new acquisitions, relieving cash flow pressures to reducing finance costs, we'll tailor our service around your particular requirements, so you get the funding that's right for you.

How does it work?

Asset Based Lending (ABL) provides funding against the value of the multiple assets within your business, including debtors, stock, plant & machinery and property. With ABL, the cash held within these assets is then released to provide additional working capital.

It works in conjunction with an invoice finance facility which will be required to utilise the benefits of ABL and provide an on-going line of credit that grows with your business.

  1. Get in touch with us by phone, email, or our call back request form
  2. We will come to visit your business and value your assets
  3. We will then provide you with clear and transparent structure of your funding and pricing, so you know what you’re getting
  4. Once everything is agreed, we will then forward you the funds.

Why Aldermore Asset Based Lending?

Whatever your ambitions, we can help turn them into reality. From expansion plans to new acquisitions, relieving cash flow pressures to reducing finance costs, we'll tailor our service around your requirements, so you get the funding that's right for you. 

  • Asset Based Lending (ABL) is a fast and cost-effective way to fund growth and event driven change such as MBOs, MBIs, mergers or acquisitions
  • It’s a mix of revolving and term facilities, with available working capital growing in line with your business
  • It can provide a higher availability of working capital when compared to traditional lending facilities
  • We get to understand your business plans and goals to tailor a flexible facility that is the right fit for your business
  • Support from your dedicated regional relationship manager who is on hand to help as little or as much as you need

 

Can we help your business?

ABL may be suitable for your business if:

  • You are a larger company with a combination of assets, ABL could provide your business with the cash and headroom you need to grow
  • You need funding for transactions such as expansion plans, management buy outs (MBOs), management buy-ins (MBIs) and mergers and acquisitions.

 

We can help a range of businesses in different sectors such as manufacturing, services, haulage and transport, printers, distributors, importers, wholesalers and more. Get in touch to see if we can help you.

Bad Debt Protection
 

Bad Debt Protection is a sensible choice for any business wishing to safeguard against potential losses which may be incurred if customers can't or won't pay their debt. Bad Debt protection can be taken in conjunction with an Aldermore Invoice Finance Facility.  

 

Invoice Finance FAQs

Subject to status. Security may be required. Any property or asset used as security may be at risk if you do not repay any debt secured on it.

  • Business
  • Invoice Finance
  • SME
  • ASset Based Lending