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Benefits

Submitting multi property buy to let portfolios on one application is ideal for individual and company landlords who want the convenience of managing their portfolio on one mortgage account.

  • One mortgage account, which means one Direct Debit payment and one maturity date for the whole portfolio.
  • One blended LTV across all valuations.
  • One combined stress test across all properties. 
  • Free valuations on all standard properties.
  • Low fees. We have fixed fee, percentage, and no fee products on offer to choose from.
  • Assisted legal package on remortgages.
  • For limited company personal guarantees, we charge per director, per application, rather than per property, which could reduce costs substantially.
Find out more - Buy To Let Portfolios: multiple properties on one application
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The details

  • All properties on the application must complete the same day.
  • Multi property applications must comprise of two or more properties of the same type.
  • HMO and multi unit freehold properties need to be on a separate application from standard units.
  • Multi property applications cannot mix purchase and remortgage transactions on one application.
  • Properties can be released from the portfolio subject to any applicable ERCs. The portfolio will require re-weighting to ensure the original LTV, interest cover ratio, and any loan covenants continue to be met.
  • Properties in England, Scotland and Wales only. Scottish properties cannot be mixed with properties located in other regions, so require a separate application.
View documents and guides to find out more

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  • Specialist buy to let mortgage portal

    For HMOs, limited companies, multi unit freehold and multi property applications. If you’ve already registered for our Commercial Mortgages Broker Portal, you can log in here.

Useful links for mortgage intermediaries

IF YOUR CLIENT FAILS TO KEEP UP PAYMENTS ON THEIR MORTGAGE THEIR PROPERTY MAY BE REPOSSESSED.