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Buy to let landlords

We specialise in large portfolio and limited company lending. So, whether your client has a big portfolio of properties, or a budding portfolio with aspirations to grow, we can help.

We design our products, criteria, and processes to make them as flexible and human as possible. Our dedicated relationship managers and in-life team are always on-hand to help.

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Those with adverse credit

There are many reasons why your client's credit history may be less than perfect. The last few years have been tough, and many people are still trying to get back on track.

Whether it's a credit blip or something more serious like a CCJ or a debt management plan, we're here to try and help. That's why we consider every application on its own merits, looking to see the real person, not just the credit score. That way we can find more ways to say "yes".

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The self-employed

Mortgages for the self-employed can be a bit fiddly, often with lumpy income streams and less than perfect company accounts, which usually don't tick the box for high-street lenders. We know that for your clients, getting a mortgage often feels daunting and unattainable.

Self-employed mortgages require a different approach. They require a lender who can navigate the complexity and find ways to say "yes". That's where we come in.

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Small deposits and big dreams

Maybe your client's looking to buy their first home, or they need somewhere bigger and are looking to remortgage, but don't want to tie up too much capital. We offer a range of mortgages with up to 95% LTV available.

So, if your client has big dreams but just a small deposit, we're ready to back them all the way.

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Our product range

  • Residential

    Our range of residential mortgages are designed to meet your clients' needs. We look at each application on its own merits. If there's a way to make it happen, we'll try to find it.

    Residential owner-occupied
  • Buy to let

    We specialise in helping all types of landlords, whether they're new to the private rental sector or an experienced landlord. If your client is looking to start or grow their property portfolio, we're here to help.

    Buy to Let
  • Commercial

    We offer loans starting from £1m up to £25m to a maximum of 75% LTV, with a range of variable and 3,5 or 7 year fixed rates. Flexible repayment terms available, including interest only and capital repayment options.

    Commercial mortgages
  • Product switch

    We've made switching your clients easy. We've got a choice of fixed or discounted variable rates. All our rates are fee free, with no new credit or affordability checks.

    Product switch

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