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Our Asset Finance Comes In All Shapes And Sizes

Ambitious clients often have ambitious needs - which means they'll need an ambitious bank to support turning their dreams into reality. That's where we can help.
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Our asset finance comes in all shapes and sizes

People choose to work with us because we offer funding for a surprisingly diverse range of assets - everything from tractors and turbines to office furniture and cement mixers. And that’s just the start of it.

We're proud to support our broker partners by lending to an unusually diverse range of markets. Transportation, agriculture, construction, medical, telecoms, broadcast - the list goes on.

We offer lending across a complete range of Asset Finance products: Hire Purchase, Finance Lease, Operating Leases, Residual Value Financing, Loans and Stock Financing.

That's why we've grown to become the industry’s specialist lender of choice.

Financing a wide range of categories:

Agriculture

Here's what we can lend on

  • Balers
  • Combine harvesters
  • Dairy cows
  • Foragers
  • Forwarders
  • Tractors
  • Grounds maintenance equipment (e.g. ride on
    mowers)
  • Harvesters for forestry
  • Ploughs

Broadcast, television and sound

Here's what we can lend on:

  • Amplifiers
  • Audio/broadcast equipment
  • Lighting
  • Loudspeakers
  • Microphones
  • Camcorders/video recording equipment
  • Mixing consoles
  • Plasma display panels
  • Post production equipment

Cars

Here's what we can lend on:

  • Back to back car funding
  • Chauffeur hire cars
  • Funeral vehicles
  • Hackney cabs
  • Mini cabs
  • New and used cars
  • Private hire taxis

We offer specialist lending on all of these assets, but are unable to lend on track cars.

Catering

Here's what we can lend on:

  • Cookers
  • Dish and bottle washers
  • Grills
  • Ice makers
  • Microwaves and bain maries
  • Refrigeration

Coin operated

  • Amusement machines
  • Can vending equipment
  • Desk top vending equipment
  • Food and snack vending equipment
  • Photo booths
  • Water dispensers

Construction and mining

Here's what we can lend on:

  • Aerial platforms
  • Arctic dump trucks
  • Backhoe loaders
  • Bulldozers
  • Compactors and roller compactors
  • Concrete mixers (including mounted)
  • Cranes (excluding tower cranes)
  • Crushers and screeners
  • Drilling and piling equipment
  • Excavators (wheeled, tracked, mini and other)
  • Generators and compressors
  • Graders, jackhammers and bowsers
  • Loaders (wheeled and tracked)
  • Pavers and planers
  • Site dumpers
  • Skid steerloaders
  • Surveying equipment
  • Tooling and small attachments
  • Waste re-handlers
  • Welfare units and convenience vehicles

Food processing

Here's what we can lend on:

  • Cleaning, rinsing and pasteurising
  • Conveyors
  • Filling and closing machines
  • Forming machines
  • Inserting machines
  • Labelling machines
  • Loading and robotics
  • Packing and palletising

Garage equipment

Here's what we can lend on:

  • Compressors
  • Garage diagnostics
  • Hydraulic lifts
  • MOT test equipment
  • Other garage equipment

IT

Here's what we can lend on:

  • CAD and CAM equipment
  • Computer storage devices and other storage
  • Duplicators
  • Electronic point of sale
  • Fax machines
  • Networks
  • PCs and laptops
  • Printers and plan printers
  • Servers
  • Software

Machine tools

Here's what we can lend on:

  • CNC machining centres
  • Cutting machines
  • Drilling tools
  • Eroding machines
  • Extruding tools
  • Grinders
  • Laser cutting machines and tools
  • Lathe machine tools
  • Milling machines
  • Moulding tools (including plastic injection and blow moulding)
  • Other tooling
  • Pressing tools
  • Punch machines
  • Robots
  • Saws
  • Threaders
  • Welding equipment
  • Wire working machines
  • Woodworking machines and tools

Materials handling

Here's what we can lend on:

  • Batteries
  • Container handlers
  • Counterbalances (diesel and gas or electric)
  • Fork trucks (all terrains)
  • Pallet trucks
  • Reach trucks (diesel and gas or electric)
  • Recycling equipment
  • Scissor lifts
  • Sideloaders
  • Telescopic booms
  • Tugs
  • Warehouse equipment

Medical equipment and machinery

  • Laboratory Equipment
  • Endoscopy equipment
  • Ultrasound equipment
  • Mammography equipment
  • Scanning equipment
  • Veterinary
  • Angiography
  • Radiography
  • Laser Dentistry
  • Optical Equipment

Printing and paper processing

Here's what we can lend on:

  • Binding lines
  • Book binders
  • Book sewing machines
  • Booklet makers
  • Casemakers
  • Commercial web offset printing equipment
  • Computer-to-film equipment
  • Cutting and creasing conversions
  • Die-cutters
  • Die stamping, embossing and foiling presses
  • Digital die-cutters
  • Digital post-press equipment
  • Digital pre-press equipment (including CTP)
  • Digital printing presses
  • Direct imaging equipment
  • Film processing equipment
  • Folders
  • Folder gluers
  • Guillotines
  • Label systems
  • Laminators
  • Newspaper web offset printing equipment
  • Photo processing equipment
  • Pre-press and post-press equipment
  • Print processors for minilabs
  • Saddlestitchers
  • Sheetfed presses
  • Three-knife trimmers
  • UV coating machines
  • Workflow management equipment

Renewables

Here's what we can lend on:

  • Anaerobic digesters
  • Biomass boilers and CHP units
  • Solar panels
  • Wind turbines

Security

Here's what we can lend on:

  • Access control
  • Alarm systems
  • CCTV equipment
  • Fire systems

Telecoms

Here's what we can lend on:

  • Datacomms
  • Hubs
  • Phone systems (including voice and data systems)
  • Routers
  • Video conferencing equipment

Transportation

Here's what we can lend on:

  • Buses, coaches, midi-coaches
  • Garbage and refuse vehicles
  • HGVs (including box trucks, curtain side trucks, gully emptiers, platform trucks, recovery trucks, refrigerated trucks, sweeper trucks, tankers, tipper trucks, and tractor units)
  • Horseboxes and motorhomes
  • Light commercial vehicles (including commercial vans)
  • Low loaders
  • Minibuses
  • Terminal tractors
  • Trailers (including box trailers, container trailers, curtain side trailers, platform trailers, refrigerated trailers, skeletal trailers, and tipper trailers)

Waste

Here's what we can lend on:

  • Balers
  • Compactors
  • Recycling equipment
  • Shredding equipment
  • Sweet/precinct sweepers

Miscellaneous

Here's what we can lend on:

  • Stand-alone air conditioning
  • Fittings and fascias
  • Gym equipment
  • Warehouse and storage racking

We offer specialist lending on all of these assets, but are unable to lend on mobile fairground equipment, marine assets (on or below water), satellite tracking equipment, aviation assets (fixed wing or helicopters) and weapons.

Know Your Customer

To make arranging client funding as quick and easy as possible, we have a list of standard questions which makes it clear what we need from your client to gain credit approval as quickly as possible.

Partnership:

  • Full name, DOB and current residential address of all partners
  • Full name, DOB and current residential address of all Signatories
  • Nationality of all partners
  • Confirmation of which partners hold more than 25% of the firm
  • Certified copy of recent proof of address and Photo ID*
  • Have you told us whether the customer has been seen face to face by  you or by an FCA approved dealer/supplier

Limited / LLP:

  • Full name, DOB and current residential address of all Directors / Designated Members
  • Full name, DOB and current residential address of all Signatories
  • Full name, DOB and current residential address of shareholders with voting rights of 25% or more / all partners who partners hold more than 25% of the firm
  • Nationality of all Directors / Designated members partners
  • Full details of guarantor (if applicable)
  • Certified copy of recent proof of address and Photo ID*
  • Have you told us whether the customer has been seen face to face by  you or by an FCA approved dealer/supplier

Sole Trader / Individuals:

  • Full name, DOB, nationality and current residential address
  • Certified copy of driving license
  • Certified copy of recent-proof of address and Photo ID*
  • Have you told us whether the customer has been seen face to face by  you or by an FCA approved dealer/supplier

*further information may be required

Our products. A better deal for your clients.

With a broad range of products, we're able to design funding solutions that meet clients' needs.

  • Hire Purchase (HP) - we're prepared to structure repayment profiles to meet your clients' requirements - including VAT deferrals.
  • Leasing - offers all the economic benefits of ownership with fixed rentals, plus the ability to extend the lease upon expiry or with pre-agreed asset disposal options.
  • Commercial Loans - for the professions market - ideally suited for short-term funding of tax payments, professional indemnity insurance premium funding and other professional loans.
  • Wholesale Funding - We provide wholesale funding to lenders and service providers through a range of back-to-back, block discounting and agency products.
  • Refinance - We provide refinance solutions for your clients by releasing cash locked away in their current assets.
  • Stock Finance - Stock Finance is aimed primarily at dealers of agricultural, construction, transportation and materials handling equipment. We can finance both new and used equipment short term.
  • Residual Value - we underwrite residual values from approved suppliers providing buybacks enabling us to deliver more structured transactions.
  • Soft Assets - We will consider soft assets up to a maximum term of up to 5 years. Subject to supplier approval.

All assets will be subject to our approval of the supplier.

  • Asset Finance
  • Intermediaries

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