The informal survey, conducted via the social network, asked small businesses to name the issues keeping them awake at night. Of the numerous responses, covering topics from mis-sold interest rate swaps to increasing taxes, problems with cash flow emerged as one of the most cited causes of anxiety. @fsb_hq @businesszone ........cashflow !!!! — Judi Brazkiewicz (@judibraz) February 13, 2013 @fsb_hq @businesszone cashflow — Dawn Pike (@mrsdawnyp) February 13, 2013 @fsb_hq Budgeting around expected payment time for invoices issued which are then late in coming in delaying ability to pay instructors etc — Judi Brazkiewicz (@judibraz) February 13, 2013 Rather than fluctuating levels of demand however, these liquidity issues were attributed to clients failing to respect payment deadlines for invoices. As raised by Judi Brazkiewicz, of Holos Healthcare, a First Aid Training business, budgeting around expected payment time for invoices issued which are then late in coming in, represents a major challenge for SMEs. Recognising that this temporary lack of finance can expose smaller firms to a significant risk, Aldermore have worked tirelessly to offer a solution to support this vital sector of the UK economy. Perhaps one of the most convenient financial products for businesses in this situation is invoice finance, a product from Aldermore which offers businesses the opportunity to unlock the cash tied up in unpaid invoices. The service allows businesses access to owed capital, with companies being able to access up to 80 per cent of the value of approved invoices. The content published on this website is intended to provide information only. The reader should seek advice from experts on the subject matter and independently verify the accuracy and relevance of any information provided here before relying upon it or using it for any reason. You can view our terms and conditions here.