Residential Mortgages

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Whether you're a first time buyer, remortgaging or moving up the housing ladder, Aldermore has a mortgage with terms that suit you.

Our lowest ever residential remortgage

We provide mortgages to creditworthy borrowers, some of whom have been turned away by high street banks. Unlike other lenders we don't just rely on automated credit scoring systems - we have a team of experienced mortgage underwriters who will assess your application and consider your personal circumstances.

Why choose Aldermore?

Aldermore strives to meet the needs of real people. We assess each application on a case by case basis, treating all of our customers as individual people, not computer profiles.

Our expert underwriters take a common-sense approach to carefully evaluate each case based on unique merit. This means:

  • We carefully consider all facts presented by the applicant, taking into account individual circumstances.
  • Award-winning mortgages and UK-based service.
  • We understand that life is not always plain sailing. That's why we will consider occasional missed payments on credit cards, mobile phones and other unsecured debt.

If we believe you are a creditworthy borrower, we can help.

To find out how much you can borrow and start your application, get in touch.

We are the Buy To Let Mortgage Experts

Whether you're a first time landlord or hold a complex multi-property portfolio, build your property holding with Aldermore's Buy to Let mortgages.  We are Buy to Let specialists and can tailor mortgages to you, so if you're buying residential property with the specific aim of letting to tenants, try Aldermore.

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Our mortgage products

Personal Mortgage

Low Deposit Mortgages

  • 5/5 (3 reviews)

For first homes to forever homes

Our Low Deposit Mortgage Range is for you if you’re a first time buyer or moving home with at least a 5% deposit.

From 4.68%

Personal Mortgage

Fixed Rate Mortgages

  • 4.3/5 (15 reviews)

Rest easy with a stable interest rate. Fixed rate mortgages take fluctuating interest rates off your hands for smoother financial planning. 

From 2.38%

Personal Mortgage

Term Variable Rate Mortgages

  • 5/5 (2 reviews)

Simple, straightforward lending. Variable interest rates follow changes to market rates. 

From 2.88%

What type of customer are you?

Mortgages For First Time Buyers

Aldermore offers a wide range of mortgages for first time buyers with up to 100%* loan to value mortgages, which means you don’t need a deposit and a personal service that treats each customer as an individual.

Moving Home

If you're moving home, find out how we can help. Whatever step of the ladder you're on we'll assess your situation individually, not with an automated system.


Whatever your reason for remortgaging, we take the time to consider you as an individual, whether you want to save money, consolidate debts or release equity.

Or are you looking for?

Existing customers

At Aldermore, we are here to support you for the lifetime of your mortgage. In this section, find information to help you understand more about your mortgage, the market place and loyalty options available to you.