Low deposit mortgages

Mortgages for customers with big dreams and small deposits

If you don't have a lot of savings or equity to invest, our range of low deposit mortgages could help you achieve your property owning dream.

As a specialist mortgage lender:

  • We offer mortgages with a 5% deposit which could come from your own savings or a gift from a family member
  • The Help to Buy: Equity Loan or London Help to Buy schemes could help you buy the new build property of your dreams with help from the government

All the benefits of an Aldermore mortgage

  • A lending decision in hours
  • Your own personal mortgage adviser throughout the application process
  • Our team of expert underwriters will assess your application on its own merits
  • A dedicated loyalty team to help you find the right deal at the end of your initial mortgage term
  • At any time during your mortgage term you can speak to one of our advisers for a review
  • As an award-winning bank, we go out of our way to ensure our products and services meet the needs of our customers

Some important points for you to know:


  • Help to Buy: Equity Loan is a Government backed scheme which Aldermore is proud to be one of a few specialist lenders who support this
  • Our mortgage advice fee is £99 (non refundable)
  • We offer products with minimal upfront costs
  • We offer mortgages to customers from 21 years of age
  • Our mortgage advisers can review your current credit profile with you even before you submit an application
  • Referral to a conveyancing service. When purchasing a property, a conveyancer or solicitor will act on your behalf and will provide information to us as your lender. We can introduce you to a suitable local representative if required
  • Home and property insurance. We could help you find the policy to suit your needs. We work with an insurance broker who has access to a panel of leading insurance providers. Find out more by clicking this link, or ask your mortgage adviser for more details




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