Low deposit mortgages

Mortgages for customers with big dreams and small deposits

If you don't have a lot of savings or equity to invest, our range of low deposit mortgages could help you achieve your property owning dream.

As a specialist mortgage lender:

  • Our “Family Guarantee Mortgage” enables you to get a mortgage with no deposit, through the help of a guarantee on your parents' or grandparents' home
  • We also offer mortgages with a 5% deposit which could come from your own savings or a gift from a family member
  • The Help to Buy: equity loan scheme can help you buy the new build property of your dreams with help from the government 

All the benefits of an Aldermore mortgage

  • A lending decision in hours
  • Your own personal mortgage adviser throughout the application process
  • Our team of expert underwriters will assess your application on its own merits
  • A dedicated loyalty team to help you find the right deal at the end of your initial mortgage term
  • At any time during your mortgage term you can speak to one of our advisers for a review
  • As an award-winning bank, we go out of our way to ensure our products and services meet the needs of our customers

Some important points for you to know:


  • Help to Buy: equity loan is a Government backed scheme which Aldermore is proud to be one of a few specialist lenders who support this
  • Our mortgage advice fee is £99 (non refundable)
  • We offer products with minimal upfront costs
  • We offer mortgages to customers from 21 years of age
  • Our mortgage advisers can review your current credit profile with you even before you submit an application
  • Referral to a conveyancing service. When purchasing a property, a conveyancer or solicitor will act on your behalf and will provide information to us as your lender. We can introduce you to a suitable local representative if required
  • Home and property insurance. We could help you find the policy to suit your needs. We work with an insurance broker who has access to a panel of leading insurance providers. Find out more by clicking this link, or ask your mortgage adviser for more details




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