How does a joint account work?

IN: Personal Savings FAQs

You can have up to 2 account holders per account. We assume that you both have equal share of the money in the account and you are both jointly liable for the account. We will usually act on a sole instruction from either of you unless you advise us of a dispute on the account. To advise us of a dispute on the account, please write to us. In this case you will need to operate the account by post and include the signatures of both account holders until such time as you notify us otherwise. 

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