Close

Portfolio Remortgage 5 Year Fixed Rate (70% LTV)

3.78% fixed for 5 Year - Portfolio Remortgage only
3.23% variable for the
remaining term of the
mortgage
3.4% APRC is the overall cost for
comparison
  • 5/5 (15 reviews)

Average review for all our Portfolio Remortgage 5 Year Fixed Rate (70% LTV) products

How much could a mortgage cost me?

> View a representative example
Show More information
For Expert Advice

For Expert Advice

Talk to one of our qualified Mortgage Advisers

  • 0333 321 1001 02 and 03 numbers are charged at standard call rates and included in most mobile and landline operators inclusive minute packages

Our portfolio remortgage products are currently available on our Buy-to-Let for individuals range. The products are available to existing Aldermore mortgage customers, who are remortgaging Buy-to-Let properties with Aldermore.

Existing Aldermore mortgage customers must be borrowers with a residential, buy-to-let, or commercial mortgage with Aldermore. This also includes an application which is in progress where customers will qualify for the product with subsequent applications.

Credit Status

We look at each application on an individual basis.
Speak to our team of expert mortgage advisers for more information.

Maximum LTV 70%
Initial Rate 3.78%
Aldermore Managed Rate (AMR) The Aldermore Managed Rate is the variable rate set by Aldermore 4.73%
APRC The Annual Percentage Rate of Charge (APRC) can be used to compare the total cost of different mortgage products. 3.4%
Product Fee £0
Reversion Rate 3.23%
AMR - 1.50%
Early Repayment Charge

5% year 1 
4.5% year 2 
4% year 3 
3.5% year 4 
3.0% year 5

Overpayments Up to 10% of the outstanding balance can be repaid in any 12 month period without incurring an early repayment charge.
Adding Fees Product and Funds Transfer fees can be added.
Minimum Loan Amount £25,000.00
Maximum Loan Amount £1,000,000.00

YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Representative Example

A mortgage of £195,000.00 payable over 25 years, initially on a fixed rate for 5 years at 3.78% and then on our current variable rate of 3.23% for the remaining 22 years, would require 60 monthly payments of £614.25 followed by 240 payments of £524.88.
The total amount payable would be £357,826.20 made up of the loan amount plus interest (£162,826.20) and a booking fee (£199).


The overall cost for comparison is 3.4% APRC representative.

  • bvseo_sdk, net_sdk, 3.2.0.0
  • CLOUD, getReviews, 515ms
  • REVIEWS, PRODUCT
  • bvseo-msg: Execution timed out, exceeded 500ms;

Published: