Chariots Express

He purchased the business back in 2006 with a vision to offer a quality service at a competitive price. With a wealth of experience in sales, Michael quickly learnt the value of customer service.

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Their customer promise is simple, and there’s no doubting their reliability too. They collect at exactly the time they are asked, and deliver at the time they are asked to deliver. Better still, they do it with a smile, professionally and without complaint. Testament to this is that their very first customer is still with them today. 

The Challenge

One of the biggest challenges for any business, can be managing a healthy cash-flow. In Michael’s business, he needs to be able to pay his wage and fuel bills weekly and any other additional expenses. The outgoings can be an enormous strain on day to day cash-flow to make the payments on time.  Customer payments can often be on 30-60 day net terms, meaning there’s a large gap between the outgoings and waiting for cash to come back into the business. 

"We couldn’t operate if we didn’t have Aldermore on our side.” - Michael Wood, CEO, Chariots Express

Working with Aldermore

Chariots Express has been a client of Aldermore for 12 years, and we have worked with Michael to provide a tailored Invoice Discounting facility that helps the business to spread these costs over a number of weeks by converting the value of unpaid invoices into ready working capital.  This allows Chariots Express to meet their payments on time and allows Michael to focus on the important things, like expanding the business. 

“We offer Mike advice to anything from cutting costs to finding solutions for his business needs, and Mike knows that when he’s got an issue, I’m on the other end of the phone.” Catherine McGorrigan, Relationship Manager, Aldermore




Subject to status. Security may be required. Any property or asset used as security may be at risk if you do not repay any debt secured on it.