"The UK banking sector is undoubtedly improving, particularly as consumers have more choice and information about products on the market. Relaxing the rules on capital for smaller banks would be a welcome move. "But let's not believe that competition will solve everything. The Government, Opposition and regulators need to look at the current marketplace and realise that bigger banks are still suffocating economic recovery. Competition can only exist if the Government breaks-up the state-owned banks, and particularly the parts of those banks servicing SMEs, and allows challengers like Aldermore to compete on a level-playing field. "Otherwise we are simply cutting up the same cake into smaller portions". **ENDS** For further information journalists can contact: Adam Taylor, Cicero firstname.lastname@example.org 0207 297 5971 07557 965958 For further information about Aldermore, our financial backers and our PR contacts, please review our Notes to Editors page.