Fixed Rate Cash ISAs

Ratings & Reviews

 
4.6  -  (687  Reviews)
 

Nothing beats knowing your savings are protected – both from interest rate fluctuations and from the taxman. With our Fixed Rate ISA you get a great return thanks to our guaranteed interest rate and it’s tax-free too. From 1 July 2014, all ISAs have become New ISAs (NISAs) and your annual tax free allowance has increased to £15,000. You can save the whole allowance in cash or in stocks and shares, or a combination of the two. You can split your allowance between any of our Cash ISA products to make the most of the increase. This will be classed as one Cash ISA for the purposes of tax free allowances and HMRC reporting.

TermGross Annual Interest (%)Gross Monthly Interest (%)AER* (%)
1 Year1.651.641.65Open an Account
2 Year2.001.982.00Open an Account
3 Year2.252.232.25Open an Account

Key benefits to opening a Fixed Rate Cash ISA

  • Peace of mind - tax-free interest rate, fixed for a set period and we will personally write to you before your account matures
  • Transparent - our competitive rates are not artificially inflated by bonuses or introductory offers
  • Maximise your tax-free allowance – easily transfer ISAs from other providers. We’ll process the transfer electronically if we can or we’ll provide an ISA  Transfer Form for you to complete and return to us. Please ensure that any ISA Transfer Forms are returned within 10 working days of opening the account
  • Fast and easy setup - open an account, complete identity checks and move your money in minutes
  • Open an account with just £1,000
  • Flexible - withdraw cash early if you need to (subject to interest deduction)
  • Easy to manage - do it online, by phone or by post
  • Great value - no fees or charges for day-to-day account services

 Things you need to know

  • Once you've made your opening deposit, you won't be able to make any more deposits.  You can transfer in an ISA held with another provider at account opening stage only. When sending the opening deposit by cheque, please ensure that any ISA transfer forms are returned at the same time. If the opening deposit is made by another method, please ensure that any ISA transfer forms are returned within 10 working days
  • Early withdrawals will be subject to a deduction in interest
  • We guarantee to pay the interest rates shown (or the higher rates if we have increased them) provided that we receive your completed account opening form and initial deposit within ten business days. After this time, we will pay the prevailing rate on the day that we receive your application
  • You should keep at least £1,000 in your account at any one time (a gross interest rate of 0.50% will be paid on balances below this amount)
  • You simply need to be aged 18 years or over, resident in the UK and only liable to pay tax in the UK
  • The ISA allowance is currently £15,000. You can save the whole allowance in cash, or in stocks and shares, or a combination of the two
  • The favourable tax treatment depends on your individual circumstances and may be subject to change in the future
  • To read the full terms and conditions please click here

 

Managing your account with us is simple and straightforward. Check our
Key Features page for more information on how your account works.

Fees and charges

You won't have to pay any fees or charges, although there may be a small charge for non-standard services - check our tariff of charges for more details.

It’s easy to open an account

It’s easy convenient and secure. Open an account, complete identity checks and move your money in minutes. Any questions, simply

Contact us

Award Winning Cash ISAsConsumer Moneyfacts - Four time winner ISA Provider of the Year

We’re proud to be awarded ‘ISA Provider of the Year 2014’, the 4th year in a row we’ve won this award

View Awards

ISA Transfer

When you open your account, we’ll process your ISA transfer electronically if we can or we’ll provide an ISA Transfer Form for you to complete and return to us.

Ratings & Reviews

650 out of 687 reviewers would recommend products in this category

Reviews for Fixed Rate Cash ISA 1 Year

  • fair/good Russell

    Service counts of course. My wife and I have a number of a/c with you and if service was bad I'd be elsewhere. However the above is rather subjective as with the way things are I, like most others, am looking for a decent return for our money albeit that isn't available. I have no observations other than to point out that we hBloggsave recently sent our 14/15 ISA £sd to you so things can't be too bad.

       4/5

    29 Jul 2014
    Russell

  • Suited our needs Fand

    Straightforward account opening and the account had the features I was looking for.

       5/5

    29 Jul 2014
    Fand

  • the best rates on the market libba

    easy company to deal with very straight forward and easy to understand

       5/5

    29 Jul 2014
    libba

  • Met my Current Needs. cropper

    During a period of very low interest rates for savers Aldemore offered a safe, competitive 1 Year Fixed Rate Cash Isa for my savings. Opening an account and transferring an existing ISA plus adding extra funds was simple.

       5/5

    28 Jul 2014
    cropper

  • A fast and efficient service DWavon

    All rates are very low at the moment, but Aldermore offered one the best we've found. This, combined with a very efficient service, make me recommend Aldermore.

       4/5

    28 Jul 2014
    DWavon

  • Quick & Easy Martin

    I found the opening of an ISA account to be very straightforward and could not have been simpler to do. The transfer of an exiting ISA from another provider was carried out swiftly and with no fuss. Also when contacting Aldermore on the telephone is a stress free experience and the staff are helpful and pleasant. Many thanks.

       5/5

    28 Jul 2014
    Martin

  • Just what i wanted Flash1

    Best rate that i could find for a fixed period 1 year

       5/5

    25 Jul 2014
    Flash1

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Reviews for Fixed Rate Cash ISA 2 Year

  • Very pleased with my investment. Linda33

    Every time I contacted Aldermore your staff were friendly and helpful, your paperwork was clear and easy to understand. For these reasons I have re-invested with your company. Well done, you obviously take Customer Services seriously.

       5/5

    28 Jul 2014
    Linda33

  • Excellent met my proposal and rate Rod43

    This is the second investment I have made with Aldermore and I have no regrets. The service is outstanding. My wife was so impressed that she too has invested.

       5/5

    28 Jul 2014
    Rod43

  • Spot on ! Oldie2014

    Telephone representatives where extremely polite, patient and explained things in a simple manner, extremely important for the over 65's. Thank you

       5/5

    28 Jul 2014
    Oldie2014

  • Easy Transaction Lionel05

    Transferred a current ISA online to Aldermore. User friendly site with immediate acknowledgment. Follow up postal correspondence arrived promptly. Appears at this stage to be a good reliable company to deal with.

       5/5

    28 Jul 2014
    Lionel05

  • what i wanted caz57

    2yr fixed at 2% a very good deal at this time,service was excellent and return info time was very impressive sent a cheque and the money was in the savings account within days very good. can not fault this service so far.

       5/5

    28 Jul 2014
    caz57

  • Uncomplicated Service Scalemaker

    I was surprised at just how easy Aldermore made this transition from one provider to another. Normally there appears to be some apparently unnecessary complication but with this service provider all the checks etc., were made without any effort on my part.It was a pleasant surprise and they offered a decent rate of interest,unlike others.

       5/5

    25 Jul 2014
    Scalemaker

  • fixed rate cash isa 2 year majic

    the staff were very helpful and i will recormend them to to aldermore. it is nice to have a small tax free income every month

       5/5

    24 Jul 2014
    majic

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Reviews for Fixed Rate Cash ISA 3 Year

  • Just what I was loking for Mike59

    I had been looking to open a new ISA for this year, I saw Aldermore recommended elsewhere and decided to have a a look, site was clear simle and easy to use, I found the product I wanted and after a few cllcks had an account set up and ISA sorted. Paperwork folowed in a few days explaining about the ISA I had taken out along with how to access my account to view.

       5/5

    28 Jul 2014
    Mike59

  • Very good account lizp2

    The interest rate offered for a 3 Year fixed rate ISA persuaded me to open an account with Aviemore

       5/5

    28 Jul 2014
    lizp2

  • Quick and easy Val55

    Good rate of interest all the paperwork received within a week. Very good

       4/5

    28 Jul 2014
    Val55

  • Quick and easy mario

    Very easy and quick to set up also made a phone enquiry they answered phone quickly and spoke English very helpful would recommend

       5/5

    27 Jul 2014
    mario

  • Very efficient service. David45

    Application was processed very speedily and efficiently.

       5/5

    25 Jul 2014
    David45

  • suited my needs debsy

    forms came thru very quickly,all set up quick,very helpful on phone

       5/5

    25 Jul 2014
    debsy

  • It was what I wanted Trine

    There was a brief hiccup with respect to confirmation of my fast money transfer. It took a couple of days to sort this out. It was disconcerting at first and worrying, as the money was actually transferred to Aldermore within 2 hours of my opening the account. Apparently there was a software problem with the receiving of funds. I would not like to go through that again and hopefully I will not. Otherwise I am perfectly happy to invest my cash with the bank.

       4/5

    23 Jul 2014
    Trine

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