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Help to Buy

Need help getting onto or moving up the property ladder? The governments Help to Buy schemes are ideal for those who can afford to repay a mortgage but don’t have a large deposit.
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Help to BuyAldermore is proud to be one of a small number of lenders who support's both the Government's Help to Buy schemes, designed to help both first time buyers and home movers with a small deposit.

So if you can afford to repay a mortgage but don’t have a large deposit; at least 5% of the properties value, Help to Buy could be the answer, as it gives your access to higher loan to value lending.

And if you’re just starting to save your deposit, we offer an Easy Access Help to Buy: ISA where you can benefit from tax-free interest on your savings and receive a Government bonus when you purchase your first home. 

You can find out more on our Help to Buy: ISA page.

What are my options?

Help to Buy: mortgage guarantee

The Help to Buy: mortgage guarantee scheme enables participating lenders to purchase a guarantee from the Government, enabling us to provide mortgages up to 95% of the property’s value, so they’re ideal for customers with smaller deposits.

Help to Buy: equity loan

Launched on the 1st April 2013 the scheme helps first time buyers and home movers buy a new build property.

London Help to Buy: scheme

London Help to Buy: scheme is a great way for those wanting to buy a home in the capital but only have a small deposit (minimum of 5% required).