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Help to Buy

Need help getting onto or moving up the property ladder? The governments Help to Buy schemes are ideal for those who can afford to repay a mortgage but don’t have a large deposit.
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undefinedAldermore is proud to be one of a small number of lenders who support's both the Government's Help to Buy schemes, designed to help both first time buyers and home movers with a small deposit.

So if you can afford to repay a mortgage but don’t have a large deposit; at least 5% of the properties value, Help to Buy could be the answer, as it gives your access to higher loan to value lending.

What are my options?

Help to Buy: equity loan

Launched on the 1st April 2013 the scheme helps first time buyers and home movers buy a new build property.

Help to Buy: mortgage guarantee

The Help to Buy: mortgage guarantee scheme enables participating lenders to purchase a guarantee from the Government, enabling us to provide mortgages up to 95% of the property’s value, so they’re ideal for customers with smaller deposits.