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Fixed Rate Mortgages

Rest easy with a stable interest rate. Fixed rate mortgages take fluctuating interest rates off your hands for smoother financial planning. 

  • 4.3/5 (15 reviews)

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Fixed rate mortgages, simple, straightforward lending from Aldermore.

What is a Fixed Rate Mortgage?

With a fixed rate mortgage your interest rate is fixed for an agreed period of time, usually 2, 3 or 5 years.  At the end of the fixed rate period the mortgage will revert to a variable rate linked to the Aldermore Managed Rate*. 

*The Aldermore Managed Rate is the variable rate set by Aldermore.

Fixed Rate Mortgages

Limited Edition 2 Year - Remortgage only Fixed Rate Mortgages
Interest Rate
Reversion Rate
Overall cost for comparison APRC
Maximum LTV
Product Fee
Interest Rate
2.48%
Reversion Rate
4.73%
Overall cost for comparison APRC
4.4%
Maximum LTV
70%
Product Fee
£0
Interest Rate
2.48%
Reversion Rate
5.23%
Overall cost for comparison APRC
4.8%
Maximum LTV
75%
Product Fee
£0
Interest Rate
2.78%
Reversion Rate
5.48%
Overall cost for comparison APRC
5.1%
Maximum LTV
80%
Product Fee
£0
Limited Edition 3 Year - Remortgage only Fixed Rate Mortgages
Interest Rate
Reversion Rate
Overall cost for comparison APRC
Maximum LTV
Product Fee
Interest Rate
2.58%
Reversion Rate
4.73%
Overall cost for comparison APRC
4.3%
Maximum LTV
70%
Product Fee
£0
Interest Rate
2.58%
Reversion Rate
5.23%
Overall cost for comparison APRC
4.6%
Maximum LTV
75%
Product Fee
£0
Interest Rate
2.88%
Reversion Rate
5.48%
Overall cost for comparison APRC
4.9%
Maximum LTV
80%
Product Fee
£0
2 Year Fixed Rate Mortgages
Interest Rate
Reversion Rate
Overall cost for comparison APRC
Maximum LTV
Product Fee
Interest Rate
2.98%
Reversion Rate
4.73%
Overall cost for comparison APRC
4.6%
Maximum LTV
70%
Product Fee
£999
Interest Rate
2.98%
Reversion Rate
5.23%
Overall cost for comparison APRC
5.0%
Maximum LTV
75%
Product Fee
£999
Interest Rate
3.28%
Reversion Rate
5.48%
Overall cost for comparison APRC
5.3%
Maximum LTV
80%
Product Fee
£999
3 Year Fixed Rate Mortgages
Interest Rate
Reversion Rate
Overall cost for comparison APRC
Maximum LTV
Product Fee
Interest Rate
3.08%
Reversion Rate
4.73%
Overall cost for comparison APRC
4.5%
Maximum LTV
70%
Product Fee
£999
Interest Rate
3.08%
Reversion Rate
5.23%
Overall cost for comparison APRC
4.9%
Maximum LTV
75%
Product Fee
£999
Interest Rate
3.38%
Reversion Rate
5.48%
Overall cost for comparison APRC
5.1%
Maximum LTV
80%
Product Fee
£999
5 Year Fixed Rate Mortgages
Interest Rate
Reversion Rate
Overall cost for comparison APRC
Maximum LTV
Product Fee
Interest Rate
3.18%
Reversion Rate
4.73%
Overall cost for comparison APRC
4.3%
Maximum LTV
70%
Product Fee
£999
Interest Rate
3.18%
Reversion Rate
5.23%
Overall cost for comparison APRC
4.6%
Maximum LTV
75%
Product Fee
£999
Interest Rate
3.48%
Reversion Rate
5.48%
Overall cost for comparison APRC
4.9%
Maximum LTV
80%
Product Fee
£999
Help to Buy: equity loan 2 Year (including London) Fixed Rate Mortgages
Interest Rate
Reversion Rate
Overall cost for comparison APRC
Maximum LTV
Product Fee
Interest Rate
3.88%
Reversion Rate
4.73%
Overall cost for comparison APRC
4.8%
Maximum LTV
70%
Product Fee
£999
Interest Rate
3.88%
Reversion Rate
5.23%
Overall cost for comparison APRC
5.2%
Maximum LTV
75%
Product Fee
£999
Help to Buy: equity loan 3 Year (including London) Fixed Rate Mortgages
Interest Rate
Reversion Rate
Overall cost for comparison APRC
Maximum LTV
Product Fee
Interest Rate
3.98%
Reversion Rate
4.73%
Overall cost for comparison APRC
4.7%
Maximum LTV
70%
Product Fee
£999
Interest Rate
3.98%
Reversion Rate
5.23%
Overall cost for comparison APRC
5.1%
Maximum LTV
75%
Product Fee
£999
Help to Buy: equity loan 5 Year (including London) Fixed Rate Mortgages
Interest Rate
Reversion Rate
Overall cost for comparison APRC
Maximum LTV
Product Fee
Interest Rate
4.08%
Reversion Rate
4.73%
Overall cost for comparison APRC
4.6%
Maximum LTV
70%
Product Fee
£999
Interest Rate
4.08%
Reversion Rate
5.23%
Overall cost for comparison APRC
4.9%
Maximum LTV
75%
Product Fee
£999
2 Year family guarantee Fixed Rate Mortgages
Interest Rate
Reversion Rate
Overall cost for comparison APRC
Maximum LTV
Product Fee
Interest Rate
5.18%
Reversion Rate
5.48%
Overall cost for comparison APRC
5.8%
Maximum LTV
100%
Product Fee
£999
3 Year family guarantee Fixed Rate Mortgages
Interest Rate
Reversion Rate
Overall cost for comparison APRC
Maximum LTV
Product Fee
Interest Rate
5.18%
Reversion Rate
5.48%
Overall cost for comparison APRC
5.7%
Maximum LTV
100%
Product Fee
£999
5 Year family guarantee Fixed Rate Mortgages
Interest Rate
Reversion Rate
Overall cost for comparison APRC
Maximum LTV
Product Fee
Interest Rate
5.28%
Reversion Rate
5.48%
Overall cost for comparison APRC
5.7%
Maximum LTV
100%
Product Fee
£999
Representative example for our Standard Fixed Rate range.


A mortgage of £155,000 payable over 25 years, initially on a fixed rate for 2 years at 2.98% and then on our current variable rate of 4.73% for the remaining 23 years, would require 24 monthly payments of £733.42 followed by 276 payments of £871.19. The total amount payable would be £258,890.52  made up of the loan amount plus interest (£103,050.52) and a valuation fee £480 and estimated legal fees of £360.

The overall cost for comparison is 4.6% APRC representative.

Latest Rating and Reviews

2 Year Fixed Rate Mortgage (75% LTV)

Perfect

I had nothing but problems with a financial advisor so I went direct to adlermore the service the honesty from the company 5 star made up after hearing bad reviews I was worried but having dealt with them just amazing the leading banks should take a leaf out of this company's book

24th January 2017
2 Year Fixed Rate Mortgage (80% LTV)

Great company for expertise

I already had a product from Aldermore so when I seen the home of our dreams we decided to see what Aldermore could do for us. We had expert advice on the best product that suited our income and outgoings, from application to completion we were kept updated on a daily basis! I can't think of any other bank that would do that! A very personal touch. Very happy

11th January 2017 Mrpat
3 Year Fixed Rate Mortgage (70% LTV)

Very upsetting experience.

I wanted to buy a new house with a little more space and some character. I sold my house and found a house I liked I asked Aldermore for a new mortgage and they agreed. Then everything went horrobly wrong. Aldermore insisted I use their solicitors who turned out to be shockingly bad, I asked if I could change for better ones, they said no. The purchase of the new house should have takens 2 to 4 weeks, there is no chain and its effectively a vacant possession. Yet neary 3 months on there is no sign of it ever being completed and I am living out of my car. The whole experience has been horrifically expensive and one I would never wish to repeat. If I could go back in time and choose an alternative I would.

28th March 2016
2 Year Fixed Rate Mortgage (75% LTV)

Great service

The whole process was really simple! Great approach, really happy and pleased with service received. My mortgage advisor Francesca was fantastic and I definetly recommend her.

11th December 2015 Krzy
3 Year Fixed Rate Mortgage (70% LTV)

Very good service

I am very happy with the service I have received from Aldermore, the staff members were always very helpful when I called and I am happy with the mortgage that I have taken out. There was very good continuity and communication during the application process.

1st December 2015 OG10

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE