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First Time Buyers

Need help taking that first step on the property ladder?
Try Aldermore. Our range of first time buyer mortgages are designed with you in mind.
Get a quote

Free Expert Advice

Talk to one of our qualified Mortgage Advisors

  • 0333 920 0881 02 and 03 numbers are charged at standard call rates and included in most mobile and landline operators inclusive minute packages
  • Request a call back

Competitive mortgage rates for first time buyers. Aldermore offers up to 100% loan to value mortgages, with personal service that treats each customer as an individual.

Key benefits of choosing Aldermore

Finding your first home is an exciting time, but it can be difficult to know where to start with getting a mortgage. At Aldermore, we work to meet the needs of our customers. Whether you're struggling to raise a deposit or have been turned away by high street lenders, our team of experienced underwriters are on hand to find a solution for you. We assess all applications on a case by case basis. If you're creditworthy, we can help.

  • We offer expert advice through every step of the mortgage journey.
  • If you're struggling to raise a deposit, we can offer 100% mortgages  with our Family Guarantee Mortgages.
  • We consider all applications on a case by case basis, so we may be able to help even if you don't have a perfect credit history

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Help to Buy Scheme

Aldermore supports the Government's Help to Buy: mortgage guarantee scheme, which enables participating lenders to purchase a guarantee, enabling us to provide mortgages up to 95% loan to value. For more information, visit our Help to Buy page.

 

 

Our featured mortgages

Personal Mortgage

Fixed Rate Mortgages
  • 4.6/5 (12 reviews)

Rest easy with a stable interest rate. Fixed rate mortgages take fluctuating interest rates off your hands for smoother financial planning. 

From 3.98%

Personal Mortgage

Discounted Rate Mortgages

Benefit from a lower rate of interest for an introductory period with a Discounted Rate.

From 3.88%

Personal Mortgage

Term Variable Rate Mortgages
  • 5/5 (2 reviews)

Simple, straightforward lending. Variable interest rates follow changes to market rates. 

From 3.88%

Latest Rating and Reviews

Personal Mortgage

Awesome

Easy a eating your tea only thing you have to do is chose what your after then boom it's done would recommend aldermore to anybody everytime so easy

5th February 2015 Fletch1807

Personal Mortgage

It suited my needs

I had excellent service from my advisor Hayley Jones. Nothing was too much trouble. When there was an issue it got resolved very quickly.

24th October 2014 Bod11

Personal Mortgage

The Best Solution for My Mortgage

HI I just want to thank you for considering my case and I should say that the service provided was excellent. The Mortgage Advisor was very helpful and explained me the confusing process of taking a mortgage very readily. Thanks Aldermore

6th October 2014 DEEE78

Personal Mortgage

Right product for at the time of need

Just like to say a great thank you to Aldermore for the help and support in taking my buy to let portfolio foward , Anita and Cathy are a great asset to the bank with brilliant product knowledge , thank you all .

22nd May 2014 Singh12

Personal Mortgage

product was suitable for my circumstances

The product suited my needs but it was the time scale that was the problem, the whole mortgage took over 6 months to arrange which was very fustrating. However we got there in the end after alot of phone calls.

6th June 2014 mustI42


YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE