First Time Buyers

Need help taking that first step on the property ladder?
Try Aldermore. Our range of first time buyer mortgages are designed with you in mind.
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Free Expert Advice

Talk to one of our qualified Mortgage Advisors

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Competitive mortgage rates for first time buyers. Aldermore offers up to 100% loan to value mortgages, with personal service that treats each customer as an individual.

Key benefits of choosing Aldermore

Finding your first home is an exciting time, but it can be difficult to know where to start with getting a mortgage. At Aldermore, we work to meet the needs of our customers. Whether you're struggling to raise a deposit or have been turned away by high street lenders, our team of experienced underwriters are on hand to find a solution for you. We assess all applications on a case by case basis. If you're creditworthy, we can help.

  • We offer expert advice through every step of the mortgage journey.
  • If you're struggling to raise a deposit, we can offer 100% mortgages  with our Family Guarantee Mortgages.
  • We consider all applications on a case by case basis, so we may be able to help even if you don't have a perfect credit history

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Help to Buy Scheme

Aldermore supports the Government's Help to Buy: mortgage guarantee scheme, which enables participating lenders to purchase a guarantee, enabling us to provide mortgages up to 95% loan to value. For more information, visit our Help to Buy page.

 

 

Our featured mortgages

Personal Mortgage

Fixed Rate Mortgages
  • 4.5/5 (10 reviews)

Rest easy with a stable interest rate. Fixed rate mortgages take fluctuating interest rates off your hands for smoother financial planning. 

From 3.98%

Personal Mortgage

Discounted Rate Mortgages

Benefit from a lower rate of interest for an introductory period with a Discounted Rate.

From 3.88%

Personal Mortgage

Term Variable Rate Mortgages
  • 5.0/5 (2 reviews)

Simple, straightforward lending. Variable interest rates follow changes to market rates. 

From 3.88%


YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE