Residential Mortgages

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Whether you're a first time buyer, remortgaging or moving up the housing ladder, Aldermore has a mortgage with terms that suit you.

We provide mortgages to creditworthy borrowers, some of whom have been turned away by high street banks. Unlike other lenders we don't just rely on automated credit scoring systems - we have a team of experienced mortgage underwriters who will assess your application and consider your personal circumstances.

Mortgage Strategy Awards 2015

We are delighted to announce that we have won Best Specialist Lender for the 2nd year in a row at the Mortgage Strategy Awards 2015

Why choose Aldermore?

Aldermore strives to meet the needs of real people. We assess each application on a case by case basis, treating all of our customers as individual people, not computer profiles.

Our expert underwriters take a common-sense approach to carefully evaluate each case based on unique merit. This means:

  • We carefully consider all facts presented by the applicant, taking into account individual circumstances.
  • Award-winning mortgages and UK-based service.
  • We understand that life is not always plain sailing. That's why we will consider occasional missed payments on credit cards, mobile phones and other unsecured debt.

If we believe you are a creditworthy borrower, we can help.

To find out how much you can borrow and start your application, get in touch.

We are the Buy To Let Mortgage Experts

Whether you're a first time landlord or hold a complex multi-property portfolio, build your property holding with Aldermore's Buy to Let mortgages.  We are Buy to Let specialists and can tailor mortgages to you, so if you're buying residential property with the specific aim of letting to tenants, try Aldermore.

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Our mortgage products

Personal Mortgage

Fixed Rate Mortgages
  • 4.7/5 (15 reviews)

Rest easy with a stable interest rate. Fixed rate mortgages take fluctuating interest rates off your hands for smoother financial planning. 

From 3.98%

Personal Mortgage

Discounted Rate Mortgages

Benefit from a lower rate of interest for an introductory period with a Discounted Rate.

From 3.88%

Personal Mortgage

Term Variable Rate Mortgages
  • 5/5 (2 reviews)

Simple, straightforward lending. Variable interest rates follow changes to market rates. 

From 3.88%

What type of customer are you?

First Time Buyers

Competitive mortgage rates for first time buyers. Aldermore offers up to 100% loan to value mortgages, with personal service that treats each customer as an individual.

Moving Home

If you're moving home, find out how we can help. Whatever step of the ladder you're on we'll assess your situation individually, not with an automated system.


Whatever your reason for remortgaging, we take the time to consider you as an individual, whether you want to save money, consolidate debts or release equity.

Or are you looking for?

Buy To Let

We offer a full range of variable and fixed Buy to Let mortgages. You’ll enjoy competitive rates from an award winning lender, with a personal service that’s second to none.

Existing customers

We want to make sure you have the best possible experience with us. So rest assured that we'll always protect your interests and treat you fairly at every step. We'll work hard to meet your unique needs - both by offering a transparent, efficient and professional service, and by constantly reviewing our service to see how we can make it better.

Self Employed

We consider applications on an individual basis and we'll work with you to find the best solution for your personal needs. Being self employed doesn't need to mean getting turned down!

Latest Rating and Reviews

Fixed Rate Mortgages

Helped when nobody else would

Due to bad credit from years ago I was finding it hard to find a mortgage provider. Having been turned down by others me and my fiancé had all but given up hope until I came across Aldermore. 95% mortgage which is something we never thought would be given to us. Excellent customer service and every step felt like we were guided by our mortgage advisor. 110% recommend to others in our position.

25th June 2015

Fixed Rate Mortgages

Superb Service & Flexibility

Working with Aldermore to help purchase our new home was simple, straightforward and supportive. Our adviser was proactive and gave an excellent service during the entire process. Highly commended Aldermore!!

16th June 2015 SBM72

Fixed Rate Mortgages

Exceptional Customer Service

I discovered Aldermore by chance and was pleased to discover that they accept direct customers. I had been attempting to use a broker who was well below par, when Aldermore advised I could apply in person. The customer service and support was exceptional, I cannot fault the staff in any way and found them to be both professional and highly responsive. The process of obtaining a mortgage can be somewhat stressful, however the advisor I worked with responded to my emails quickly and effectively. Where small issues arose, these were communicated to me and resolved together. I feel that the advisor I worked with went above and beyond my expectations. I have moved in and will recommend Aldermore to friends and family for sure.

16th March 2015 Tash1975

Fixed Rate Mortgages


Easy a eating your tea only thing you have to do is chose what your after then boom it's done would recommend aldermore to anybody everytime so easy

5th February 2015 Fletch1807

Fixed Rate Mortgages

It suited my needs

I had excellent service from my advisor Hayley Jones. Nothing was too much trouble. When there was an issue it got resolved very quickly.

24th October 2014 Bod11