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Residential Mortgages

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Whether you're a first time buyer, remortgaging or moving up the housing ladder, Aldermore has a mortgage with terms that suit you.

We provide mortgages to creditworthy borrowers, some of whom have been turned away by high street banks. Unlike other lenders we don't just rely on automated credit scoring systems - we have a team of experienced mortgage underwriters who will assess your application and consider your personal circumstances.

Mortgage Strategy Awards 2015

We are delighted to announce that we have won Best Specialist Lender for the 2nd year in a row at the Mortgage Strategy Awards 2015

Why choose Aldermore?

Aldermore strives to meet the needs of real people. We assess each application on a case by case basis, treating all of our customers as individual people, not computer profiles.

Our expert underwriters take a common-sense approach to carefully evaluate each case based on unique merit. This means:

  • We carefully consider all facts presented by the applicant, taking into account individual circumstances.
  • Award-winning mortgages and UK-based service.
  • We understand that life is not always plain sailing. That's why we will consider occasional missed payments on credit cards, mobile phones and other unsecured debt.


If we believe you are a creditworthy borrower, we can help.

To find out how much you can borrow and start your application, get in touch.

We are the Buy To Let Mortgage Experts

Whether you're a first time landlord or hold a complex multi-property portfolio, build your property holding with Aldermore's Buy to Let mortgages.  We are Buy to Let specialists and can tailor mortgages to you, so if you're buying residential property with the specific aim of letting to tenants, try Aldermore.

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Our mortgage products

Personal Mortgage

Fixed Rate Mortgages
  • 4.8/5 (20 reviews)

Rest easy with a stable interest rate. Fixed rate mortgages take fluctuating interest rates off your hands for smoother financial planning. 

From 3.98%

Personal Mortgage

Discounted Rate Mortgages

Benefit from a lower rate of interest for an introductory period with a Discounted Rate.

From 3.88%

Personal Mortgage

Term Variable Rate Mortgages
  • 5/5 (3 reviews)

Simple, straightforward lending. Variable interest rates follow changes to market rates. 

From 3.88%

What type of customer are you?

First Time Buyers

Competitive mortgage rates for first time buyers. Aldermore offers up to 100% loan to value mortgages, with personal service that treats each customer as an individual.

Moving Home

If you're moving home, find out how we can help. Whatever step of the ladder you're on we'll assess your situation individually, not with an automated system.

Remortgaging

Whatever your reason for remortgaging, we take the time to consider you as an individual, whether you want to save money, consolidate debts or release equity.

Or are you looking for?

Buy To Let

We offer a full range of variable and fixed rate Buy to Let mortgages. You’ll enjoy competitive rates from an award winning lender, with a personal service that’s second to none.

Existing customers

We want to make sure you have the best possible experience with us. So rest assured that we'll always protect your interests and treat you fairly at every step. We'll work hard to meet your unique needs - both by offering a transparent, efficient and professional service, and by constantly reviewing our service to see how we can make it better.

Self Employed

We consider applications on an individual basis and we'll work with you to find the best solution for your personal needs. Being self employed doesn't need to mean getting turned down!

Latest Rating and Reviews

3 Year Fixed Rate Mortgage (95% LTV)

Helped me greatly when other lenders wouldn't.

I found Aldermore bank to be very helpful, and I had a friendly mortgage advisor helping me along with my application. There were some quite stressful times where I needed to give more information, but all this was done in a speedy and well advised way. Thank you for giving me my little old house that I love! :)

11th August 2015 Happyperson31
2 Year Fixed Rate Mortgage (95% LTV)

Excellent!

We had been turned down by high street banks but Aldermore assessed us on an individual basis and offered us a mortgage within a week. Our house purchase completed within 5 weeks. Their customer service was excellent throughout. We would definitely recommend Aldermore to anyone looking for a mortgage.

10th August 2015 Anna29
2 Year Fixed Rate Mortgage (95% LTV)

Suited my needs

From the beginning they were fantastic. Jordan my mortgage adviser was brilliant. I would highly recommend aldermore.

4th August 2015 Davo315
5 Year Fixed Rate Mortgage (95% LTV)

Amazing service start to finish.

Aldermore was quick, helpful and friendly during the whole process of me buying my first and forever home! Suffering from an extreme anxiety disorder no matter how many times I rang my advisor francesca was always a friendly and calm voice on the end of the phone. the process was smooth and turnarounds were always fast. Absolutely amazing service. Would recommend A thousand times over.

21st July 2015
2 Year Fixed Rate Mortgage (95% LTV)

Mortgage suitable for my situation

Excellent customer service. Slightly higher rates than some other competitors but this is outweighed by the availability to procure the mortgage with lower deposit and lower credit score.

14th July 2015 sres