Residential Mortgages

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Whether you're a first time buyer, remortgaging or moving up the housing ladder, Aldermore has a mortgage with terms that suit you.

We provide mortgages to creditworthy borrowers, some of whom have been turned away by high street banks. Unlike other lenders we don't just rely on automated credit scoring systems - we have a team of experienced mortgage underwriters who will assess your application and consider your personal circumstances.

Why choose Aldermore?

Aldermore strives to meet the needs of real people. We assess each application on a case by case basis, treating all of our customers as individual people, not computer profiles.

Our expert underwriters take a common-sense approach to carefully evaluate each case based on unique merit. This means:

  • We carefully consider all facts presented by the applicant, taking into account individual circumstances.
  • Award-winning mortgages and UK-based service.
  • We understand that life is not always plain sailing. That's why we will consider occasional missed payments on credit cards, mobile phones and other unsecured debt.


If we believe you are a creditworthy borrower, we can help.

To find out how much you can borrow and start your application, get in touch.

We are the Buy To Let Mortgage Experts

Whether you're a first time landlord or hold a complex multi-property portfolio, build your property holding with Aldermore's Buy to Let mortgages.  We are Buy to Let specialists and can tailor mortgages to you, so if you're buying residential property with the specific aim of letting to tenants, try Aldermore.

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Our mortgage products

Personal Mortgage

Fixed Rate Mortgages
  • 4.5/5 (10 reviews)

Rest easy with a stable interest rate. Fixed rate mortgages take fluctuating interest rates off your hands for smoother financial planning. 

From 3.98%

Personal Mortgage

Discounted Rate Mortgages

Benefit from a lower rate of interest for an introductory period with a Discounted Rate.

From 3.88%

Personal Mortgage

Term Variable Rate Mortgages
  • 5.0/5 (2 reviews)

Simple, straightforward lending. Variable interest rates follow changes to market rates. 

From 3.88%

What type of customer are you?

First Time Buyers

Competitive mortgage rates for first time buyers. Aldermore offers up to 100% loan to value mortgages, with personal service that treats each customer as an individual.

Moving Home

If you're moving home, find out how we can help. Whatever step of the ladder you're on we'll assess your situation individually, not with an automated system.

Remortgaging

Whatever your reason for remortgaging, we take the time to consider you as an individual, whether you want to save money, consolidate debts or release equity.

Or are you looking for?

Buy To Let

We offer a full range of variable and fixed Buy to Let mortgages. You’ll enjoy competitive rates from an award winning lender, with a personal service that’s second to none.

Existing customers

We want to make sure you have the best possible experience with us. So rest assured that we'll always protect your interests and treat you fairly at every step. We'll work hard to meet your unique needs - both by offering a transparent, efficient and professional service, and by constantly reviewing our service to see how we can make it better.

Self Employed

We consider applications on an individual basis and we'll work with you to find the best solution for your personal needs. Being self employed doesn't need to mean getting turned down!

Latest Rating and Reviews

5 Year Fixed Rate Mortgage (70% LTV)

It suited my needs

I had excellent service from my advisor Hayley Jones. Nothing was too much trouble. When there was an issue it got resolved very quickly.

24th October 2014 Bod11

2 Year Fixed Rate Mortgage (80% LTV)

The Best Solution for My Mortgage

HI I just want to thank you for considering my case and I should say that the service provided was excellent. The Mortgage Advisor was very helpful and explained me the confusing process of taking a mortgage very readily. Thanks Aldermore

6th October 2014 DEEE78

2 Year Fixed Rate Mortgage (75% LTV)

product was suitable for my circumstances

The product suited my needs but it was the time scale that was the problem, the whole mortgage took over 6 months to arrange which was very fustrating. However we got there in the end after alot of phone calls.

6th June 2014 mustI42

2 Year Fixed Rate Mortgage (75% LTV)

Good product and a wonderfully accommodating broker

.........but the painfully slow and dis-jointed underwriting process almost lost me the property I was buying. Would use Aldermore again though.

5th June 2014 sussexman

3 Year Fixed Rate Mortgage (75% LTV)

Better by far than my high street bank

Their phone-only service worked better than sitting across a table in our high street bank. Aldermore are clear and precise about their business model for the smaller landlord and salesperson Delyth was a pleasure to deal with: friendly and well-informed. Time will tell as the mortgages are new but they seem to be my kind of people. A minor wrinkle was that the remortgage lawyers they obliged us to use were not the best.

23rd May 2014 Martiellois