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Personal Savings Accounts: Historic Interest Rates

Historic Interest Rates for our Personal Savings accounts.

Easy Access Issue 1


The rates we have previously paid on our Easy Access (Issue 1) are as follows:

 

Product withdrawn from sale 25 November 2011


Term
Easy Access
Easy Access
Easy Access
Easy Access
Easy Access
Easy Access
Easy Access
 Easy Access

Date From
30/06/2009
27/09/2011
01/01/2013
01/04/2013
03/02/2014
01/08/2014
02/03/2015
30/09/2016

Date To
26/09/2011
31/12/2012
31/03/2013
02/02/2014 
31/07/2014 
01/03/2015 
29/09/2016
To date
Gross Annual
Interest (%)
1.50
2.85
2.50
2.35 
2.00
1.50
1.25
1.00
Gross Monthly
Interest (%)
1.49
2.81
2.47
2.33
1.98
1.49
1.24
1.00

AER* (%)
1.50
2.85
2.50
2.35
2.00
1.50
1.25 
1.00

The interest rate on this account is guaranteed to be at least 0.50% above Base Rate** until 31 December 2017.

Easy Access Issue 2

The rates we have previously paid on our Easy Access (Issue 2) are as follows:

 

Product withdrawn from sale 28 September 2012 


Term
Easy Access
Easy Access
Easy Access
Easy Access
Easy Access
Easy Access
Easy Access

Date From
25/11/2011
01/01/2013
01/04/2013
03/02/2014
01/08/2014
02/03/2015
30/09/2016

Date To
31/12/2012
31/03/2013
02/02/2014
31/07/2014
01/03/2015
29/09/2016
To date
Gross Annual
Interest (%)
2.75
2.50
2.35
2.00
1.50
1.25
1.00
Gross Monthly
Interest (%)
2.72
2.47
2.33
1.98
1.49
1.24
1.00

AER* (%)
2.75
2.50
2.35
2.00
1.50
1.25
1.00

The interest rate on this account is guaranteed to be at least 0.50% above Base Rate** until 31 December 2017.

Easy Access Issue 3

The rates we have previously paid on our Easy Access (Issue 3) are as follows:

 

Product withdrawn from sale 19 October 2012.


Term
Easy Access
Easy Access
Easy Access
Easy Access
Easy Access
Easy Access
Easy Access

Date From
28/09/2012
01/01/2013
01/04/2013
03/02/2014
01/08/2014
02/03/2015
30/09/2016

Date To
31/12/2012
31/03/2013
02/02/2014
31/07/2014
01/03/2015
29/09/2016
To date
Gross Annual
Interest (%)
2.60
2.50
2.35
2.00
1.50
1.25
1.00
Gross Monthly
Interest (%)
2.57
2.47
2.33
1.98
1.49
1.24
1.00

AER* (%)
2.60
2.50
2.35
2.00
1.50
1.25
1.00

The interest rate on this account is guaranteed to be at least 0.50% above Base Rate** until 31 December 2017.

Easy Access Issue 4

The rates we have previously paid on our Easy Access (Issue 4) are as follows:

 

Product withdrawn from sale 9 November 2012


Term
Easy Access
Easy Access
Easy Access
Easy Access
Easy Access

Date From
19/10/2012
03/02/2014
01/08/2014
02/03/2015
30/09/2016

Date To
02/02/2014
31/07/2014
01/03/2015
29/09/2016
To date
Gross Annual
Interest (%)
2.25
2.00
1.50
1.25
1.00
Gross Monthly
Interest (%)
2.23
1.98
1.49
1.24
1.00

AER* (%)
2.25
2.00
1.50
1.25
1.00

The interest rate on this account is guaranteed to be at least 0.50% above Base Rate** until 31 December 2017.

Easy Access Issue 5

The rates we have previously paid on our Easy Access (Issue 5) are as follows.

 

Product withdrawn from sale 3 December 2012


Term
Easy Access
Easy Access
Easy Access
Easy Access

Date From
09/11/2012
01/08/2014
02/03/2015
30/09/2016

Date To
31/07/2014
01/03/2015
29/09/2016
To date
Gross Annual
Interest (%)
2.00
1.50
1.25
1.00
Gross Monthly
Interest (%)
1.98
1.49
1.24
1.00

AER* (%)
2.00
1.50
1.25
1.00

The interest rate on this account is guaranteed to be at least 0.50% above Base Rate** until 31 December 2017.

Easy Access Issue 6

The rates we have previously paid on our Easy Access (Issue 6) are as follows:

 

Product withdrawn from sale 15 May 2013.


Term
Easy Access
Easy Access
Easy Access
Easy Access

Date From
03/12/2012
01/08/2014
02/03/2015
30/09/2016

Date To
31/07/2014
01/03/2015
29/09/2016
To date
Gross Annual
Interest (%)
1.70
1.50
1.25
1.00
Gross Monthly
Interest (%)
1.69
1.49
1.24
1.00

AER* (%)
1.70
1.50
1.25
1.00

The interest rate on this account is guaranteed to be at least 0.50% above Base Rate** until 31 December 2017.

Easy Access Issue 7

The rates we have previously paid on our Easy Access (Issue 7) are as follows:

 

Product withdrawn from sale 5 July 2013


Term
Easy Access
Easy Access
Easy Access

Date From
15/05/2013
02/03/2015
30/09/2016

Date To
01/03/2015
29/09/2016
To date
Gross Annual
Interest (%)
1.50
1.25
1.00
Gross Monthly
Interest (%)
1.49
1.24
1.00

AER* (%)
1.50
1.25
1.00

The interest rate on this account is guaranteed to be at least 0.50% above Base Rate** until 31 December 2017.

Easy Access Issue 8

The rates we have previously paid on our Easy Access (Issue 8) are as follows:

 

Product withdrawn from sale 20 September 2013.


Term
Easy Access
Easy Access

Date From
05/07/2013
30/09/2016

Date To
29/09/2016
To date 
Gross Annual
Interest (%)
1.25
1.00
Gross Monthly
Interest (%)
1.24
1.00

AER* (%)
1.25
1.00

The interest rate on this account is guaranteed to be at least 0.50% above Base Rate** until 31 December 2017.

Easy Access Issue 9

The rates we have previously paid on our Easy Access (Issue 9) are as follows:

 

Product withdrawn from sale 21 April 2016.


Term
Easy Access
Easy Access
Easy Access

Date From
21/09/2013
03/07/2015
30/09/2016

Date To
02/07/2015
29/09/2016
To date
Gross Annual
Interest (%)
1.00
1.25
1.00
Gross Monthly
Interest (%)
1.00
1.24
1.00

AER* (%)
1.00
1.25
1.00

The interest rate on this account is guaranteed to be at least 0.50% above Base Rate** until 31 December 2017.

Easy Access Issue 10

The rates we have previously paid on our Easy Access (Issue 10) are as follows:

Product withdrawn from sale 6th October 2016


Term
Easy Access

Date From
21/04/2016

Date To
To date
Gross Annual
Interest (%)
1.00
Gross Monthly
Interest (%)
1.00

AER* (%)
1.00

Easy Access Issue 11

The rates we have previously paid on our Easy Access (Issue 11) are as follows:


Term
Easy Access

Date From
06/10/2016

Date To
To date 
Gross Annual
Interest (%)
0.75
Gross Monthly
Interest (%)
0.75

AER* (%)
0.75

The interest rate on this account  is guaranteed to be at least 0.50% above Bank Base Rate** until 31st December 2017.

Easy Access Help to Buy:ISA (Issue 1)

The rates we have previously paid on our Easy Access Help to Buy:ISA (Issue 1) are as follows:

 

Product withdrawn from sale 18 August 2016.


Term
Easy Access ISA 
Easy Access ISA 

Date From
01/12/2015
30/09/2016

Date To
29/09/2016
To date
Gross Annual
Interest (%)
2.00
1.75
Gross Monthly
Interest (%)
1.98
1.74

AER* (%)
2.00
1.75

The interest rate on this account is guaranteed to be at least 0.50% above Base Rate** until 31 December 2017.

Easy Access Help to Buy:ISA (Issue 2)

The rates we have previously paid on our Easy Access Help to Buy:ISA (Issue 2) are as follows:


Term
Easy Access ISA 

Date From
18/08/2016

Date To
To date
Gross Annual
Interest (%)
1.75
Gross Monthly
Interest (%)
1.74

AER* (%)
1.75

The interest rate on this account is guaranteed to be at least 0.50% above Base Rate** until 31 December 2017.

30 Day Notice Cash ISA Issue 1

The rates we have previously paid on our 30 Day Notice Cash ISA (Issue 1) are as follows:

Product withdrawn from sale 10 August 2009.


Term
30 Day ISA
30 Day ISA
30 Day ISA
30 Day ISA
30 Day ISA
30 Day ISA
30 Day ISA
30 Day ISA

Date From
29/07/2009
12/02/2010
01/02/2013
01/05/2013
03/03/2014
01/09/2014
01/04/2015
30/09/2016

Date To
11/02/2010
31/01/2013
30/04/2013 
02/03/2014
31/08/2014
31/03/2015
29/09/2016
To date 
Gross Annual
Interest (%)
3.15
2.80
2.65
2.40 
2.05
1.55
1.30
1.05
Gross Monthly
Interest (%)
3.11
2.76
2.62
2.37
2.03
1.54
1.29
1.04

AER* (%)
3.15
2.80
2.65
2.40
2.05 
1.55 
1.30
1.05

The interest rate on this account is guaranteed to be at least 0.55% above Base Rate** until 31 December 2017.

30 Day Notice Cash ISA Issue 2

The rates we have previously paid on our 30 Day Notice Cash ISA (Issue 2) are as follows:

Product withdrawn from sale 9 November 2012.


Term
30 Day ISA
30 Day ISA
30 Day ISA
30 Day ISA
30 Day ISA
30 Day ISA

Date From
14/08/2009
01/05/2013
03/03/2014
01/09/2014
01/04/2015
30/09/2016

Date To
30/04/2013
02/03/2014
31/08/2014
31/03/2015
29/09/2016
To date 
Gross Annual
Interest (%)
2.65
2.40
2.05
1.55
1.30
1.05
Gross Monthly
Interest (%)
2.62
2.37
2.03
1.54
1.29
1.04

AER* (%)
2.65
2.40
2.05
1.55
1.30
1.05

The interest rate on this account is guaranteed to be at least 0.55% above Base Rate** until 31 December 2017.

30 Day Notice Cash ISA Issue 3

The rates we have previously paid on our 30 Day Notice Cash ISA (Issue 3) are as follows:

Product withdrawn from sale 3 December 2012.


Term
30 Day ISA
30 Day ISA
30 Day ISA
30 Day ISA

Date From
09/11/2012
01/09/2014
01/04/2015
30/09/2016

Date To
31/08/2014
31/03/2015
29/09/2016
To date 
Gross Annual
Interest (%)
2.05
1.55
1.30
1.05
Gross Monthly
Interest (%)
2.03
1.54
1.29
1.04

AER* (%)
2.05
1.55
1.30
1.05

The interest rate on this account is guaranteed to be at least 0.55% above Base Rate** until 31 December 2017.

30 Day Notice Cash ISA Issue 4

The rates we have previously paid on our 30 Day Notice Cash ISA (Issue 4) are as follows:

 

Product withdrawn from sale 20 September 2013.


Term
30 Day ISA
30 Day ISA
30 Day ISA
30 Day ISA

Date From
03/12/2012
01/09/2014
01/04/2015
30/09/2016

Date To
31/08/2014
31/03/2015
29/09/2016
To date
Gross Annual
Interest (%)
1.75
1.55
1.30
1.05
Gross Monthly
Interest (%)
1.74
1.54
1.29
1.04

AER* (%)
1.75
1.55
1.30
1.05

The interest rate on this account is guaranteed to be at least 0.55% above Base Rate** until 31 December 2017.

30 Day Notice Cash ISA Issue 5

The rates we have previously paid on our 30 Day Notice Cash ISA (Issue 5) are as follows:

 

Product withdrawn from sale 28 April 2016.


Term
30 Day ISA
30 Day ISA
30 Day ISA

Date From
21/09/2013
03/07/2015
30/09/2016

Date To
02/07/2015
29/09/2016
To date
Gross Annual
Interest (%)
1.25
1.30
1.05
Gross Monthly
Interest (%)
1.24
1.29
1.04

AER* (%)
1.25
1.30
1.05

The interest rate on this account is guaranteed to be at least 0.55% above Base Rate** until 31 December 2017.

30 Day Notice Cash ISA Issue 6

The rates we have previously paid on our 30 Day Notice Cash ISA (Issue 6) are as follows:

Product withdrawn from sale 6th October 2016


Term
30 Day ISA

Date From
28/04/2016

Date To
To date 
Gross Annual
Interest (%)
1.05
Gross Monthly
Interest (%)
1.04

AER* (%)
1.05

The interest rate on this account is guaranteed to be at least 0.55% above Base Rate** until 31 December 2017.

30 Day Notice Cash ISA Issue 7

The rates we have previously paid on our 30 Day Notice Cash ISA (Issue 7) are as follows:


Term
30 Day ISA

Date From
06/10/2016

Date To
To date 
Gross Annual
Interest (%)
0.80
Gross Monthly
Interest (%)
0.80

AER* (%)
0.80

The interest rate on this account is guaranteed to be at least 0.55% above Bank Base Rate** until 31st December 2017.

60 Day Notice Cash ISA Issue 1

The rates we have previously paid on our 60 Day Notice Cash ISA (Issue 1) are as follows.

Product withdrawn from sale 28 September 2012.


Term
60 Day ISA
60 Day ISA
60 Day ISA
60 Day ISA
60 Day ISA
60 Day ISA
60 Day ISA

Date From
17/02/2012
01/03/2013
01/07/2013
01/04/2014
01/10/2014
01/05/2015
31/10/2016

Date To
28/02/2013
30/06/2013
31/03/2014
30/09/2014
30/04/2015
30/10/2016
To date
Gross Annual
Interest (%)
3.15
2.90 
2.65
2.10
1.60
1.35
1.10
Gross Monthly
Interest (%)
3.11
2.86
2.62
2.08
1.59 
1.34
1.09

AER* (%)
3.15
2.90 
2.65
2.10
1.60
1.35
1.10

The interest rate on this account is guaranteed to be at least 0.60% above Base Rate** until 31 December 2017.

60 Day Notice Cash ISA Issue 2

The rates we have previously paid on our 60 Day Notice Cash ISA (Issue 2) are as follows.

Product withdrawn from sale 13 September 2013.


Term
60 Day ISA
60 Day ISA
60 Day ISA
60 Day ISA

Date From
05/04/2013
01/10/2014
01/05/2015
31/10/2016

Date To
30/09/2014
30/04/2015
30/10/2016
To date
Gross Annual
Interest (%)
2.10
1.60
1.35
1.10
Gross Monthly
Interest (%)
2.08
1.59
1.34
1.09

AER* (%)
2.10
1.60
1.35
1.10

The interest rate on this account is guaranteed to be at least 0.60% above Base Rate** until 31 December 2017.

30 Day Notice Account Issue 1

The rates we have previously paid on our 30 Day Notice Account (Issue 1) are as follows:

Product withdrawn from sale 19 October 2012.


Term
30 Day Notice
30 Day Notice
30 Day Notice
30 Day Notice
30 Day Notice
30 Day Notice
30 Day Notice

Date From
16/09/2011
01/02/2013
01/05/2013
03/03/2014
01/09/2014
01/04/2015
30/09/2016

Date To
31/01/2013
30/04/2013
02/03/2014
31/08/2014
31/03/2015
29/09/2016
To date
Gross Annual
Interest (%)
2.90
2.65
2.40
2.05
1.55
1.30
1.05
Gross Monthly
Interest (%)
2.86
2.62
2.37
2.03
1.54
1.29
1.04

AER* (%)
2.90
2.65
2.40
2.05
1.55
1.30
1.05

The interest rate on this account is guaranteed to be at least 0.55% above Base Rate** until 31 December 2017.

30 Day Notice Account Issue 2

The rates we have previously paid on our 30 Day Notice Account (Issue 2) are as follows:

Product withdrawn from sale 9 November 2012.


Term
30 Day Notice
30 Day Notice
30 Day Notice
30 Day Notice
30 Day Notice
30 Day Notice

Date From
19/10/2012
01/05/2013
03/03/2014
01/09/2014
01/04/2015
30/09/2016

Date To
30/04/2013
02/03/2014
31/08/2014
31/03/2015
29/09/2016
To date
Gross Annual
Interest (%)
2.65
2.40
2.05
1.55
1.30
1.05
Gross Monthly
Interest (%)
2.62
2.37
2.03
1.54
1.29
1.04

AER* (%)
2.65
2.40
2.05
1.55
1.30
1.05

The interest rate on this account is guaranteed to be at least 0.55% above Base Rate** until 31 December 2017.

30 Day Notice Account Issue 3

The rates we have previously paid on our 30 Day Notice Account (Issue 3) are as follows:

Product withdrawn from sale 3 December 2012.


Term
30 Day Notice
30 Day Notice
30 Day Notice
30 Day Notice

Date From
09/11/2012
01/09/2014
01/04/2015
30/09/2016

Date To
31/08/2014
31/03/2015
29/09/2016
To date
Gross Annual
Interest (%)
2.05
1.55
1.30
1.05
Gross Monthly
Interest (%)
2.03
1.54
1.29
1.04

AER* (%)
2.05
1.55
1.30
1.05

The interest rate on this account is guaranteed to be at least 0.55% above Base Rate** until 31 December 2017.

30 Day Notice Account Issue 4

The rates we have previously paid on our 30 Day Notice Account (Issue 4) are as follows:

Product withdrawn from sale 20 September 2013.


Term
30 Day Notice
30 Day Notice
30 Day Notice
30 Day Notice

Date From
03/12/2012
01/09/2014
01/04/2015
30/09/2016

Date To
31/08/2014
31/03/2015
29/09/2016
To date
Gross Annual
Interest (%)
1.75
1.55
1.30
1.05
Gross Monthly
Interest (%)
1.74
1.54
1.29
1.04

AER* (%)
1.75
1.55
1.30
1.05

The interest rate on this account is guaranteed to be at least 0.55% above Base Rate** until 31 December 2017.

30 Day Notice Account Issue 5

The rates we have previously paid on our 30 Day Notice Account (Issue 5) are as follows:

Product withdrawn from sale 28 April 2016.


Term
30 Day Notice
30 Day Notice
30 Day Notice

Date From
21/09/2013
03/07/2015
30/09/2016

Date To
02/07/2015
29/09/2016
To date
Gross Annual
Interest (%)
1.25
1.30
1.05
Gross Monthly
Interest (%)
1.24
1.29
1.04

AER* (%)
1.25
1.30
1.05

The interest rate on this account is guaranteed to be at least 0.55% above Base Rate** until 31 December 2017.

30 Day Notice Account Issue 6

The rates we have previously paid on our 30 Day Notice Account (Issue 6) are as follows:

Product withdrawn from sale  6th October 2016


Term
30 Day Notice

Date From
28/04/2016

Date To
To date
Gross Annual
Interest (%)
1.05
Gross Monthly
Interest (%)
1.04

AER* (%)
1.05

The interest rate on this account is guaranteed to be at least 0.55% above Base Rate** until 31 December 2017.

30 Day Notice Account Issue 7

The rates we have previously paid on our 30 Day Notice Account (Issue 7) are as follows:


Term
30 Day Notice

Date From
06/10/2016

Date To
To date
Gross Annual
Interest (%)
0.80
Gross Monthly
Interest (%)
0.80

AER* (%)
0.80

The interest rate on this account is guaranteed to be at least 0.55% above Bank Base Rate** until 31st December 2017.

45 Day Notice Account

The rates we have previously paid on our 45 Day Notice Account are as follows:

Product withdrawn from sale 16 September 2011.


Term
45 Day Notice
45 Day Notice
45 Day Notice
45 Day Notice
45 Day Notice
45 Day Notice

Date From
03/04/2009
17/05/2013
17/03/2014
16/09/2014
16/04/2015
31/10/2016

Date To
16/05/2013
16/03/2014
15/09/2014
15/04/2015
30/10/2016
To date
Gross Annual
Interest (%)
2.54
2.45
2.10
1.60
1.35
1.10
Gross Monthly
Interest (%)
2.51
2.42
2.08
1.59
1.34
1.09

AER* (%)
2.54
2.45
2.10
1.60
1.35
1.10

The interest rate on this account is guaranteed to be at least 0.60% above Base Rate** until 31 December 2017.

60 Day Notice Account Issue 1

The rates we have previously paid on our 60 Day Notice Account (Issue 1) are as follows:

Product withdrawn from sale 19 October 2012.


Term
60 Day Notice
60 Day Notice
60 Day Notice
60 Day Notice
60 Day Notice
60 Day Notice
60 Day Notice

Date From
16/09/2011
01/03/2013
01/07/2013
01/04/2014
01/10/2014
01/05/2015
31/10/2016

Date To
28/02/2013
30/06/2013
31/03/2014
30/09/2014
30/04/2015
30/10/2016
To date
Gross Annual
Interest (%)
2.98
2.70
2.50
2.10
1.60
1.35
1.10
Gross Monthly
Interest (%)
2.94
2.67
2.47
2.08
1.59
1.34
1.09

AER* (%)
2.98
2.70
2.50
2.10
1.60
1.35
1.10

The interest rate on this account is guaranteed to be at least 0.60% above Base Rate** until 31 December 2017.

60 Day Notice Account Issue 2

The rates we have previously paid on our 60 Day Notice Account (Issue 2) are as follows:

Product withdrawn from sale 9 November 2012.


Term
60 Day Notice
60 Day Notice
60 Day Notice
60 Day Notice
60 Day Notice
60 Day Notice

Date From
19/10/2012
01/07/2013
01/04/2014
01/10/2014
01/05/2015
31/10/2016

Date To
30/06/2013
31/03/2014
30/09/2014
30/04/2015
30/10/2016
To date
Gross Annual
Interest (%)
2.70
2.50
2.10
1.60
1.35
1.10
Gross Monthly
Interest (%)
2.67
2.47
2.08
1.59
1.34
1.09

AER* (%)
2.70
2.50
2.10
1.60
1.35
1.10

The interest rate on this account is guaranteed to be at least 0.60% above Base Rate** until 31 December 2017.

60 Day Notice Account Issue 3

The rates we have previously paid on our 60 Day Notice Account (Issue 3) are as follows:

Product withdrawn from sale 15 May 2013.


Term
60 Day Notice
60 Day Notice
60 Day Notice
60 Day Notice

Date From
09/11/2012
01/10/2014
01/05/2015
31/10/2016

Date To
30/09/2014
30/04/2015
30/10/2016
To date
Gross Annual
Interest (%)
2.10
1.60
1.35
1.10
Gross Monthly
Interest (%)
2.08
1.59
1.34
1.09

AER* (%)
2.10
1.60
1.35
1.10

The interest rate on this account is guaranteed to be at least 0.60% above Base Rate** until 31 December 2017.

90 Day Notice Account

The rates we have previously paid on our 90 Day Notice Account are as follows:

Product withdrawn from sale 19 October 2012.


Term
90 Day Notice
90 Day Notice
90 Day Notice
90 Day Notice
90 Day Notice
90 Day Notice
90 Day Notice
90 Day Notice
90 Day Notice

Date From
25/09/2009
29/11/2009
29/06/2011
01/04/2013
01/09/2013
01/05/2014
03/11/2014
01/06/2015
30/11/2016

Date To
18/11/2009
28/06/2011
31/03/2013
31/08/2013
30/04/2014
02/11/2014
31/05/2015
29/11/2016
To date
Gross Annual
Interest (%)
2.54
2.83
3.10
2.85
2.60
2.15
1.65
1.40
1.15
Gross Monthly
Interest (%)
2.51
2.79
3.06
2.81
2.57
2.13
1.64
1.39
1.14

AER* (%)
2.54
2.83
3.10
2.85
2.60
2.15
1.65
1.40
1.15

The interest rate on this account is guaranteed to be at least 0.65% above Base Rate** until 31 December 2017.

120 Day Notice Account

The rates we have previously paid on our 120 Day Notice Account are as follows:

Product withdrawn from sale 14 September 2012.


Term
120 Day Notice
120 Day Notice
120 Day Notice
120 Day Notice
120 Day Notice
120 Day Notice

Date From
16/09/2011
01/05/2013
01/11/2013
02/06/2014
01/12/2014
01/07/2015

Date To
30/04/2013
31/10/2013
01/06/2014
31/11/2014
30/06/2015
To date
Gross Annual
Interest (%)
3.20
2.95
2.70
2.20
1.70
1.45
Gross Monthly
Interest (%)
3.15
2.91
2.67
2.18
1.69
1.44

AER* (%)
3.20
2.95
2.70
2.20
1.70
1.45

The interest rate on this account is guaranteed to be at least 0.70% above Base Rate** until 31 December 2017.

* AER stands for annual equivalent rate and illustrates the interest rate if it was paid and compounded once each year.

**Base Rate means the Bank of England Official Bank Rate