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Notice Cash ISAs

With our Notice Cash ISA, you get a great interest rate while you build up your savings. You can still access your money if you need it and can make as many withdrawals as you like. All of the interest is tax free – it doesn’t count towards your Personal Savings Allowance – and our Cash ISAs are flexible too.

  • 3.8/5 (13 reviews)

Average review for all our Notice Cash ISAs products

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Open a Notice Cash ISA with Aldermore Bank today. It’s easy, convenient and secure.
Open an account, complete identity checks and move your money in minutes.

Notice Cash ISAs

Term
Gross Annual
Interest
Gross Monthly
Interest
AER*
Open an Account
Term
30 day notice
Gross Annual Interest
0.80%
Gross Monthly Interest
0.80%
AER^
0.80%
Open an account

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  • Maximise your ISA allowance – you can split your ISA allowance between any of our Cash ISA products, as long as you don’t exceed your annual ISA allowance. For example, you could open a Fixed Rate Cash ISA with the money you are able to lock away, and also open a Notice Cash ISA in case you need to access some of your savings. This would be classed as one Cash ISA for the purposes of HMRC reporting
  • Reassurance – the variable interest rate on our Notice Cash ISA is guaranteed to be at least 0.55% above Base Rate** until 31 December 2017
  • Access – you can make withdrawals if you need to, either by giving 30 days’ notice, or without giving notice where a deduction of interest equivalent to the notice period will apply
  • Transparent – our competitive rates are not artificially inflated by bonuses or introductory offers
  • Fast and easy set up – open an account, complete identity checks and move your money in minutes
  • Easily transfer ISAs from other providers – we’ll process the transfer electronically if we can or we’ll provide an ISA Transfer Form for you to complete and return to us. With a Notice Cash ISA, you can transfer in an ISA at any time, so you can print another transfer form if you need one
  • Savings held with Aldermore are covered by the Financial Services Compensation Scheme (FSCS). The protection limit within the Scheme for each saver is £85,000

 

Please read the Notice Cash ISA Summary Box and Personal Savings Terms and Conditions before you open an account

 

*AER stands for annual equivalent rate and illustrates the interest rate if it was paid and compounded once each year.
** Base Rate means the Bank of England Official Bank Rate.

  • You’ll need to provide us with details of a UK personal bank or building society account to link to your Aldermore account. You should be named as an account holder on this account and the account should accept Faster Payments, CHAPS and BACS. To help us keep your money safe and protect against fraud, we’ll only accept deposits from this account and we’ll always send money back to this account, for example when making payments of interest or when you make withdrawals. Payments to us from any other account will not be accepted and will be returned, except where these are received by transfer from another ISA provider
  • Your annual ISA allowance for the 2017/2018 tax year is £20,000. You can save the whole allowance in cash, in stocks and shares, in an innovative finance ISA, in a Lifetime ISA or in any combination of these permitted ISA types.
  • We only provide cash ISAs. If you are considering encashing a stocks and shares ISA, you should consider seeking independent financial advice to ensure this meets your circumstances.
  • You can make deposits up to £20,000 by Faster Payments, BACS, CHAPS, Standing Order or cheque from your nominated UK bank or building society account. You can also transfer existing ISAs from other providers into this account, up to the amount held
  • For deposits received via Faster Payments, BACS, CHAPS or Standing Order, interest will be earned from the date on which we receive your money and for deposits received by cheque, interest will be earned from the second business day after receipt
  • The favourable tax treatment depends on your individual circumstances and may be subject to change in the future


Fees and charges

You won't have to pay any fees or charges, although there may be a small charge for non-standard services - check our tariff of charges for more details.

*AER stands for annual equivalent rate and illustrates the interest rate if it was paid and compounded once each year.

Managing your account with us is simple and straightforward - and we're always on hand to help you if you've any questions. Here's how it works:

  • Once you’ve opened your account with us, we'll send you a Welcome Letter and your Customer ID, which you should usually receive within five business days. When you log in, we'll give you all the information you need to make the most of your new account
  • You can log into your account to view and print a transaction statement at any time and a Summary of Interest will be available in internet banking shortly after the start of each tax year
  • Need to access your money? Simply log in and follow the simple on-screen instructions; it should take less than a minute
  • Early withdrawals are permitted subject to loss of interest equivalent to the notice period
  • Want to check your account details and rates? Just login whenever you like
  • Contact us whenever you need to – via our UK-based call centre on 0345 604 2678, by logging into your account and sending us a secure message or by emailing service@aldermoresavings.co.uk. Click here for our opening hours
  • No need to worry about bonus rates dropping off: there are no hidden bonuses or introductory offers - just consistently competitive rates
  • We'll write to you personally if the rate on your account changes


*AER stands for annual equivalent rate and illustrates the interest rate if it was paid and compounded once each year.

The rates we have previously paid on our Notice Cash ISAs are shown on our Historic Rates Page

Latest Rating and Reviews

30 Day Notice Cash ISA

Good service but wrong advice.

A simple attempt to merge 2 cash isa's that had maturity dates a couple of weeks apart. Wrong advice given - apparently rules had changed. Managed it in the end but with a small loss of interest. Do we need so many forms in the post?

4th May 2017
30 Day Notice Cash ISA

ISA Savings Product

Whilst the interest rate on this ISA product compared favorably with competitors, my experience in closing the account and transferring the funds was abominable. When the funds were rejected by the Company and returned to Aldermore at no time did Aldermore attempt to contact me to inform of this fact. If I had not checked then presumably the funds would still be stuck in an Aldermore suspense account.

3rd May 2017
30 Day Notice Cash ISA

Fast and very efficient.

I needed to open an ISA, but opened an Easy Access account in error. Shortly after realising what I'd done, I opened the ISA quickly and easily by transferring the funds from the Easy Access account. However, a very small amount of interest had been added to the balance which took me just over the maximum ISA allowance. Aldermore immediately spotted this and removed that interest so as not to invalidate the ISA. I then received a personal letter explaining what had happened. A very satisfactory service.

4th April 2017 corsair100
30 Day Notice Cash ISA

simple and helpful

My personal current account had grown too large and I wanted to open an account with another bank. All the other high street banks are the same - impersonal, poor service and virtually no interest even on savings accounts. I opened an ISA in Aldermore to see what they were like. So far they have proved friendly and helpful so in spite of the fact I am loosing money at their current rates of interest, I shall probably place my next year's ISA with them.

25th March 2017 Dads
30 Day Notice Cash ISA

Suited my needs perfectly

Needed to transfer ISA short notice account from a supplier who was withdrawing product. Aldermore had perfect solution. Quick easy online service. Quick transfer made with no problems.

18th February 2017 cheltenham