Notice Cash ISAs

With a Notice Cash ISA, you can build up funds and enjoy a great tax-free rate. And as long as you give us notice, you can make as many withdrawals as you like.

‘Winner’ – Best Bank Savings Provider
Your Money Awards 2014

Coming soon....!
Our great range of 2015/2016 Notice Cash ISAs will be available online from 6 April 2015

Please note applications for our Cash ISAs for the 2014/2015 tax year closed on 19 March 2015. If you still need to return documentation to complete your application, you must do this by 25 March 2015.

  • Tax-free, straightforward interest rate - no hidden bonuses or introductory offers
  • Reassurance - the interest rate on our Notice Cash ISAs is guaranteed to be at least 0.55% above Base Rate** until 1 May 2016
  • Maximise your tax-free allowance – easily transfer ISAs from other providers. We’ll process the transfer electronically if we can or we’ll provide an ISA Transfer Form for you to complete and return to us. With a Notice Cash ISA, you can transfer in an ISA at any time, so you can print another transfer form if you need one.
  • Transparent - our competitive rates are not artificially inflated by bonuses or introductory offers
  • Fast and easy setup - open an account, complete identity checks and move your money in minutes
  • Accessible - open an account with just £1,000
  • Add to your tax-free saving whenever you like (subject to HMRC ISA rules)
  • Unlimited withdrawals - subject to notice. Early withdrawals will be subject to a deduction of interest
  • Easy to manage - do it online, by phone or by post
  • Great value - no fees or charges for day-to-day account services

*AER stands for annual equivalent rate and illustrates the interest rate if it was paid and compounded once each year.
** Base Rate means the Bank of England Official Bank Rate.

  • From 1 July 2014, all ISAs have become New ISAs (NISAs) and your annual tax free allowance has increased to £15,000. You can save the whole allowance in cash or in stocks and shares, or a combination of the two. You can split your allowance between any of our Cash ISA products to make the most of the increase. This will be classed as one Cash ISA for the purposes of tax free allowances and HMRC reporting
  • You can make unlimited deposits up to £15,000. Once you’ve paid in your full year’s Cash ISA allowance, you can’t replace any money you have withdrawn
  • Early withdrawals are permitted subject to loss of interest equivalent to the notice period
  • You should keep at least £1,000 in your account at any one time (a gross interest rate of 0.50% will be paid on balances below this amount)
  • You simply need to be aged 18 years or over, resident in the UK and only liable to pay tax in the UK
  • The favourable tax treatment depends on your individual circumstances and may be subject to change in the future
  • To read the full terms and conditions please click here

Fees and charges

You won't have to pay any fees or charges, although there may be a small charge for non-standard services - check our tariff of charges for more details.

*AER stands for annual equivalent rate and illustrates the interest rate if it was paid and compounded once each year.


Managing your account with us is simple and straightforward - and we're always on hand to help you if you've any questions. Here's how it works:

  • Once you've opened your account with us, we'll send you a welcome pack, usually within five business days, with all the details you'll need to manage your account
  • If you open an account online, you can log into your account to view and print a statement at any time and we will make a Section 975 Certificate available in internet banking shortly after the start of each tax year.
    If you open an account over the telephone or by post, we will send your statement and Section 975 Certificate by post once a year, usually in April.
  • Need to access your money? Simply log in and follow the simple on-screen instructions; it should take less than a minute
  • Early withdrawals are permitted subject to loss of interest equivalent to the notice period
  • Want to check your account details and rates? Just login whenever you like
  • Contact us whenever you need to - either via our UK-based call centre on 0345 604 2678, or by emailing Click here for our opening hours
  • No need to worry about bonus rates dropping off: there are no hidden bonuses or introductory offers - just consistently competitive rates
  • We'll write to you personally if the rate on your account changes

*AER stands for annual equivalent rate and illustrates the interest rate if it was paid and compounded once each year.


Tax Interest is paid gross (without tax taken off)
Minimum initial deposit £1,000
Maximum deposit 2014/2015 tax allowance - £15,000 (subject to HM Revenue & Customs rules). Transfers from another provider – unlimited (subject to HM Revenue & Customs rules)
Minimum additional deposit Up to £15,000 in the 2014/2015 tax year. At any time you can also transfer an ISA held with another provider and retain tax-free status
Withdrawals Unlimited subject to the number of days notice applicable to your account type. Early access is permitted subject to loss of interest equivalent to the notice period. A gross interest rate of 0.50% will apply if the balance falls below £1,000
Paying money in Direct Debit, Transfer from another provider, BACS, Cheque, Faster Payments,  Standing Order, CHAPS
Number of account holders 1
How we calculate interest Interest calculated daily. Applied to your account monthly or annually.
Payment of interest Paid to your account, another Aldermore easy access or notice account; to a UK bank or building society account in your name(s)
How you operate your account Internet,  Phone, Post


*AER stands for annual equivalent rate and illustrates the interest rate if it was paid and compounded once each year.

Latest Rating and Reviews

Notice Cash ISAs

Just right

Easy access to funds. Monthly interest option. Suited my present needs.

23rd March 2015 charlie66

Notice Cash ISAs

Does what it says on the tin

Simple to sign up and easy to use. All banks should be like this.

10th March 2015 vanman112

Notice Cash ISAs

simple to set up

this account is simple to set up and the interest rate is competitive

18th February 2015 yellow

Notice Cash ISAs

Great Account

I opened this account with ease online, it's simple to do easy to operate online and having been a customer before with Aldermore I have only experienced great service with this bank and would recommend them to others , I opened this with confidence.

5th February 2015 paulthepost

Notice Cash ISAs

Simple ISA transfer

I transferred my ISA to Aldermore. The hardest part about account opening was finding my own National Insurance number ! A simple efficient process that took 15 minutes online with instant email confirmation and written received within a couple of days.

3rd December 2014 SailingAway

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