Notice Cash ISAs

With a Notice Cash ISA, you can build up funds and enjoy a great tax-free rate. And as long as you give us notice, you can make as many withdrawals as you like.

  • 4.6/5 (14 reviews)

‘Winner’ – Best Bank Savings Provider
Your Money Awards 2014

Open a Notice Cash ISA with Aldermore Bank today. It’s easy, convenient and secure. Open an account, complete identity checks and move your money in minutes.

Notice Cash ISAs

Term
Gross Annual Interest
Gross Monthly Interest
AER*
Term
30 day notice
Gross Annual Interest
1.25%
Gross Monthly Interest
1.24%
AER*
1.25%
  • Tax-free, straightforward interest rate - no hidden bonuses or introductory offers
  • Reassurance - the interest rate on our Notice Cash ISAs is guaranteed to be at least 0.55% above Base Rate** until 1 May 2015
  • Maximise your tax-free allowance – easily transfer ISAs from other providers. We’ll process the transfer electronically if we can or we’ll provide an ISA Transfer Form for you to complete and return to us. With a Notice Cash ISA, you can transfer in an ISA at any time, so you can print another transfer form if you need one.
  • Transparent - our competitive rates are not artificially inflated by bonuses or introductory offers
  • Fast and easy setup - open an account, complete identity checks and move your money in minutes
  • Accessible - open an account with just £1,000
  • Add to your tax-free saving whenever you like (subject to HMRC ISA rules)
  • Unlimited withdrawals - subject to notice. Early withdrawals will be subject to a deduction of interest
  • Easy to manage - do it online, by phone or by post
  • Great value - no fees or charges for day-to-day account services


*AER stands for annual equivalent rate and illustrates the interest rate if it was paid and compounded once each year.
** Base Rate means the Bank of England Official Bank Rate.

  • From 1 July 2014, all ISAs have become New ISAs (NISAs) and your annual tax free allowance has increased to £15,000. You can save the whole allowance in cash or in stocks and shares, or a combination of the two. You can split your allowance between any of our Cash ISA products to make the most of the increase. This will be classed as one Cash ISA for the purposes of tax free allowances and HMRC reporting
  • You can make unlimited deposits up to £15,000. Once you’ve paid in your full year’s Cash ISA allowance, you can’t replace any money you have withdrawn
  • Early withdrawals are permitted subject to loss of interest equivalent to the notice period
  • You should keep at least £1,000 in your account at any one time (a gross interest rate of 0.50% will be paid on balances below this amount)
  • You simply need to be aged 18 years or over, resident in the UK and only liable to pay tax in the UK
  • The favourable tax treatment depends on your individual circumstances and may be subject to change in the future
  • To read the full terms and conditions please click here


Fees and charges

You won't have to pay any fees or charges, although there may be a small charge for non-standard services - check our tariff of charges for more details.

*AER stands for annual equivalent rate and illustrates the interest rate if it was paid and compounded once each year.

 

Managing your account with us is simple and straightforward - and we're always on hand to help you if you've any questions. Here's how it works:

  • Once you've opened your account with us, we'll send you a welcome pack, usually within five business days, with all the details you'll need to manage your account
  • We'll write to you once a year (usually in April) with your statement and full account details
  • Need to access your money? Simply log in and follow the simple on-screen instructions; it should take less than a minute
  • Early withdrawals are permitted subject to loss of interest equivalent to the notice period
  • Want to check your account details and rates? Just login whenever you like
  • Contact us whenever you need to - either via our UK-based call centre on 0345 604 2678, or by emailing service@aldermoresavings.co.uk. Click here for our opening hours
  • No need to worry about bonus rates dropping off: there are no hidden bonuses or introductory offers - just consistently competitive rates
  • We'll write to you personally if the rate on your account changes


*AER stands for annual equivalent rate and illustrates the interest rate if it was paid and compounded once each year.

 

Tax Interest is paid gross (without tax taken off)
Minimum initial deposit £1,000
Maximum deposit 2014/2015 tax allowance - £15,000 (subject to HM Revenue & Customs rules). Transfers from another provider – unlimited (subject to HM Revenue & Customs rules)
Minimum additional deposit Up to £15,000 in the 2014/2015 tax year. At any time you can also transfer an ISA held with another provider and retain tax-free status
Withdrawals Unlimited subject to the number of days notice applicable to your account type. Early access is permitted subject to loss of interest equivalent to the notice period. A gross interest rate of 0.50% will apply if the balance falls below £1,000
Paying money in Direct Debit, Transfer from another provider, BACS, Cheque, Faster Payments,  Standing Order, CHAPS
Number of account holders 1
How we calculate interest Interest calculated daily. Applied to your account monthly or annually.
Payment of interest Paid to your account, another Aldermore easy access or notice account; to a UK bank or building society account in your name(s)
How you operate your account Internet,  Phone, Post

 

*AER stands for annual equivalent rate and illustrates the interest rate if it was paid and compounded once each year.

Latest Rating and Reviews

30 Day Notice Cash ISA Issue 5

Always helpful and great service

I have saved with Aldermore at present and in the past, I can honestly say I have always been please with the service of this bank, If you're looking for a reliable helpful place for savings etc with decent rates although have been cut lately look no further.

2nd December 2014 paul787

30 Day Notice Cash ISA Issue 5

Everything is made simple with Aldermore

I was most impressed with the service from Aldermore as they transferred my ISA funds from another provider in a matter of days. I opened a 2 year fixed rate ISA at a very competitive rate but changed my mind as a project I had been interested in for some time has come onto the horizon. This made it necessary to have access to my funds. Aldermore were able to suggest an alternative of a 30 day notice ISA at a very competitive rate and I was able to transfer from one account to the other immediately over the phone. No fuss just sorted, I shall be transferring more funds to this account.

3rd November 2014 Bess

30 Day Notice Cash ISA Issue 5

quick and easy process

Was looking to change my ISA provider, as the interest was so low. I came across Aldermore, although I had never heard of them before, and decided to give it a go. It was a very simple process, I was fully informed throughout, and the time it took to complete was only a few days!

22nd October 2014 walkerwife

30 Day Notice Cash ISA Issue 5

excellent quick and simple

amazed with the very few days it took to transfer part of my existing ISA to this one. Why can't all banks be as simple and easy to use as Aldermore!

2nd October 2014 FionaOne

30 Day Notice Cash ISA Issue 5

None

I am bit afraid to invest more for the reason that your bank is only about 5 years old. I have to consider this carefully.

10th September 2014 Manu

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