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Notice Cash ISAs

With our Notice Cash ISA, you get a great interest rate while you build up your savings. You can still access your money if you need it and can make as many withdrawals as you like. All of the interest is tax free - it doesn’t count towards your Personal Savings Allowance - and all of our Notice Cash ISAs are flexible.

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Open a Notice Cash ISA with Aldermore Bank today. It’s easy, convenient and secure. Open an account, complete identity checks and move your money in minutes.

Notice Cash ISAs

Term
Gross Annual
Interest
Gross Monthly
Interest
AER*
Open an Account
Term
30 day notice
Gross Annual Interest
1.05%
Gross Monthly Interest
1.04%
AER^
1.05%
Open an account

How the Business Savings Rate Checker works

Simply search for the type of account you have using the form below, enter your balance and in a matter of seconds we’ll give you your rate.
Once you have clicked on the 'Check your results' button, just scroll down to see your rate. It’s as easy as that.

We'll present you with the rate of interest you’re being paid along with an indicative balance including interest after 12 months.

*Required field

Please enter your bank or building society name.

 

Please enter the type of business savings account you have e.g. Fixed Rate

 
£

Please enter the business savings balance you wish to check

 

If you are unsure of your account name you will need to check with your current provider

 
  • All interest tax free - income from Cash ISAs doesn’t count towards your Personal Savings Allowance, so all of the interest is tax free
  • Reassurance – the variable interest rate on our Notice Cash ISA is guaranteed to be at least 0.55% above Base Rate** until 31 December 2017
  • Maximise your ISA allowance – easily transfer ISAs from other providers. We’ll process the transfer electronically if we can or we’ll provide an ISA Transfer Form for you to complete and return to us. With a Notice Cash ISA, you can transfer in an ISA at any time, so you can print another transfer form if you need one
  • Transparent - our competitive rates are not artificially inflated by bonuses or introductory offers
  • Add to your ISA whenever you like (subject to HMRC ISA rules)
  • Flexible – all of our Notice Cash ISAs are flexible ISAs. You can withdraw money from this tax year, or previous tax years if you need to. You can make unlimited withdrawals, either by giving the number of days notice applicable to your account type or without giving notice, where a deduction of interest equivalent to the notice period will apply. You can only replace money in the same tax year that you make the withdrawal and any money replaced won’t count as an additional subscription towards that tax year’s ISA subscription limit
  • Fast and easy setup - open an account, complete identity checks and move your money in minutes
  • Accessible - open an account with just £1,000
  • Easy to manage - do it online, by phone or by post
  • Great value - no fees or charges for day-to-day account services


*AER stands for annual equivalent rate and illustrates the interest rate if it was paid and compounded once each year.
** Base Rate means the Bank of England Official Bank Rate.

  • You’ll need to provide us with details of a UK personal bank or building society account to link to your Aldermore account. You should be named as an account holder on this account and the account should accept Faster Payments, CHAPS and BACS. To help us keep your money safe and protect against fraud, we’ll only accept deposits from this account and we’ll always send money back to this account, for example when making payments of interest or when you make withdrawals. Payments to us from any other account will not be accepted and will be returned, except where these are received by transfer from another ISA provider
  • All of the interest earned on Cash ISAs is tax free and doesn’t count towards your Personal Savings Allowance.
  • Your annual ISA allowance for the 2016/2017 tax year is £15,240. You can save the whole allowance in cash, in stocks and shares, in an innovative finance ISA (from 6 April 2016), or in any combination of these ISAs.
  • We do not provide stocks and shares ISAs or innovative finance ISAs. If you are considering encashing a stocks and shares ISA, you should consider seeking independent financial advice to ensure this meets your circumstances.
  • As we are an ISA portfolio provider, you can split your ISA allowance between any of our cash ISA products.  This will be classed as one cash ISA for the purposes of HMRC reporting.
  • You can make deposits up to £15,240. For deposits received via Faster Payments, BACS, CHAPS or Direct Debit, interest will be earned from the date on which we receive your money and for deposits received by cheque, interest will be earned from the second business day after receipt. 
  • Early withdrawals are permitted subject to loss of interest equivalent to the notice period
  • You should keep at least £1,000 in your account at any one time (a gross interest rate of 0.50% will be paid on balances below this amount)
  • You simply need to be aged 18 years or over, resident in the UK and only liable to pay tax in the UK
  • The favourable tax treatment depends on your individual circumstances and may be subject to change in the future
  • To read the full Personal Savings Terms and Conditions please click here


Fees and charges

You won't have to pay any fees or charges, although there may be a small charge for non-standard services - check our tariff of charges for more details.

*AER stands for annual equivalent rate and illustrates the interest rate if it was paid and compounded once each year.

Managing your account with us is simple and straightforward - and we're always on hand to help you if you've any questions. Here's how it works:

  • Once you've opened your account with us, we'll send you a welcome pack, usually within five business days, with all the details you'll need to manage your account
  • If you open an account online, you can log into your account to view and print a transaction statement at any time and a Statement of  Interest will be available in internet banking shortly after the start of each tax year. If you open an account over the telephone or by post, we will send your transaction statement and Statement of Interest by post once a year, usually in April.
  • Need to access your money? Simply log in and follow the simple on-screen instructions; it should take less than a minute
  • Early withdrawals are permitted subject to loss of interest equivalent to the notice period
  • Want to check your account details and rates? Just login whenever you like
  • Contact us whenever you need to - either via our UK-based call centre on 0345 604 2678, or by emailing service@aldermoresavings.co.uk. Click here for our opening hours
  • No need to worry about bonus rates dropping off: there are no hidden bonuses or introductory offers - just consistently competitive rates
  • We'll write to you personally if the rate on your account changes


*AER stands for annual equivalent rate and illustrates the interest rate if it was paid and compounded once each year.

Tax Interest is paid gross (without tax taken off) and doesn't count towards your Personal Savings Allowance
Minimum initial deposit £1,000
Maximum deposit 2016/2017 ISA allowance - £15,240 (subject to HM Revenue & Customs rules). Transfers from another provider  - unlimited (subject to HM Revenue & Customs rules)
Additional deposits Up to £15,240 in the 2016/2017 tax year. At any time you can also transfer an ISA held with another provider and retain tax-free status
Withdrawals This ISA is a flexible ISA. You can withdraw money from this tax year, or previous tax years if you need to. You can make unlimited withdrawals, either by giving the number of days notice applicable to your account type or without giving notice, where a deduction of interest equivalent to the notice period will apply. You can only replace money in the same tax year that you make the withdrawal and any money replaced won’t count as an additional subscription towards that tax year’s ISA subscription limit. If you transfer your ISA to another provider, you will not be able to replace any funds you’ve withdrawn with the new provider.

A gross interest rate of 0.50% will apply if the balance falls below £1,000

Paying money in

By Faster Payments, BACS, CHAPS, Direct Debit, Cheque or Standing Order from your nominated UK bank or building society account, or by transfer from other ISA providers

Number of account holders 1
How we calculate interest Interest calculated daily. Applied to your account monthly or annually.
Payment of interest

You can choose to have your interest paid to any of the following: your Notice Cash ISA, another Aldermore Easy Access or Notice account, your nominated UK bank or building society account

How you operate your account Internet,  Phone, Post

 

*AER stands for annual equivalent rate and illustrates the interest rate if it was paid and compounded once each year.

The rates we have previously paid on our Notice Cash ISAs are shown on our Historic Rates Page

Latest Rating and Reviews

30 Day Notice Cash ISA

Nice product but let down by customer service

I like the portfolio nature of the product and this fits with my circumstances and requirements very well. I also liked the banks ethos. However I have been disappointed with the level of service and the hassle at sorting a direct debit which should be simple. I have also been disappointed with the knowledge and helpfulness of the call handling staff. I took out this product with the intention of possible taking out other more complicated products in the future, but my experience has made me reconsider.

9th July 2016
30 Day Notice Cash ISA

achieved my goal

Rates suited my purpose. Staff seemed to go out of their way to help and were very friendly.

1st July 2016