Notice Cash ISAs

With a Notice Cash ISA, you can build up funds and enjoy a great tax-free rate. And as long as you give us notice, you can make as many withdrawals as you like.

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Open a Notice Cash ISA with Aldermore Bank today. It’s easy, convenient and secure. Open an account, complete identity checks and move your money in minutes.

Notice Cash ISAs

Gross Annual Interest
Gross Monthly Interest
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30 day notice
Gross Annual Interest
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How the Business Savings Rate Checker works

Simply search for the type of account you have using the form below, enter your balance and in a matter of seconds we’ll give you your rate.
Once you have clicked on the 'Check your results' button, just scroll down to see your rate. It’s as easy as that.

We'll present you with the rate of interest you’re being paid along with an indicative balance including interest after 12 months.

*Required field

Please select your bank or building society from the names listed in the drop down menu


Please enter the type of business savings account you have e.g. Fixed Rate


Please enter the business savings balance you wish to check


If you are unsure of your account name you will need to check with your current provider

  • Tax-free, straightforward interest rate - no hidden bonuses or introductory offers
  • Reassurance - the interest rate on our Notice Cash ISAs is guaranteed to be at least 0.55% above Base Rate** until 31 December 2017
  • Maximise your tax-free allowance – easily transfer ISAs from other providers. We’ll process the transfer electronically if we can or we’ll provide an ISA Transfer Form for you to complete and return to us. With a Notice Cash ISA, you can transfer in an ISA at any time, so you can print another transfer form if you need one.
  • Transparent - our competitive rates are not artificially inflated by bonuses or introductory offers
  • Fast and easy setup - open an account, complete identity checks and move your money in minutes
  • Accessible - open an account with just £1,000
  • Add to your tax-free saving whenever you like (subject to HMRC ISA rules)
  • Unlimited withdrawals - subject to notice. Early withdrawals will be subject to a deduction of interest
  • Easy to manage - do it online, by phone or by post
  • Great value - no fees or charges for day-to-day account services

*AER stands for annual equivalent rate and illustrates the interest rate if it was paid and compounded once each year.
** Base Rate means the Bank of England Official Bank Rate.

  • Your annual tax free allowance for the 2015/2016 tax year is £15,240. You can save the whole allowance in cash or in stocks and shares or a combination of the two.
  • You can split your allowance between any of our cash ISA products. This will be classed as one cash ISA for the purposes of tax free allowances and HMRC reporting
  • You can make deposits up to £15,240. For deposits received via Faster Payments, BACS, CHAPS or Direct Debit, interest will be earned from the date on which we receive your money and for deposits received by cheque, interest will be earned from the second business day after receipt. Once you’ve paid in your full year’s Cash ISA allowance, you can’t replace any money you have withdrawn
  • Early withdrawals are permitted subject to loss of interest equivalent to the notice period
  • You should keep at least £1,000 in your account at any one time (a gross interest rate of 0.50% will be paid on balances below this amount)
  • You simply need to be aged 18 years or over, resident in the UK and only liable to pay tax in the UK
  • The favourable tax treatment depends on your individual circumstances and may be subject to change in the future
  • To read the full terms and conditions please click here

Fees and charges

You won't have to pay any fees or charges, although there may be a small charge for non-standard services - check our tariff of charges for more details.

*AER stands for annual equivalent rate and illustrates the interest rate if it was paid and compounded once each year.

Managing your account with us is simple and straightforward - and we're always on hand to help you if you've any questions. Here's how it works:

  • Once you've opened your account with us, we'll send you a welcome pack, usually within five business days, with all the details you'll need to manage your account
  • If you open an account online, you can log into your account to view and print a statement at any time and we will make a Section 975 Certificate available in internet banking shortly after the start of each tax year.
    If you open an account over the telephone or by post, we will send your statement and Section 975 Certificate by post once a year, usually in April.
  • Need to access your money? Simply log in and follow the simple on-screen instructions; it should take less than a minute
  • Early withdrawals are permitted subject to loss of interest equivalent to the notice period
  • Want to check your account details and rates? Just login whenever you like
  • Contact us whenever you need to - either via our UK-based call centre on 0345 604 2678, or by emailing Click here for our opening hours
  • No need to worry about bonus rates dropping off: there are no hidden bonuses or introductory offers - just consistently competitive rates
  • We'll write to you personally if the rate on your account changes

*AER stands for annual equivalent rate and illustrates the interest rate if it was paid and compounded once each year.

Tax Interest is paid gross (without tax taken off)
Minimum initial deposit £1,000
Maximum deposit 2015/2016 tax allowance - £15,240 (subject to HM Revenue & Customs rules). Transfers from another provider  - unlimited (subject to HM Revenue & Customs rules)
Additional deposits Up to £15,240 in the 2015/2016 tax year. At any time you can also transfer an ISA held with another provider and retain tax-free status
Withdrawals Unlimited subject to the number of days notice applicable to your account type. Early access is permitted subject to loss of interest equivalent to the notice period. A gross interest rate of 0.50% will apply if the balance falls below £1,000
Paying money in Direct Debit, Transfer from another provider, BACS, Cheque, Faster Payments,  Standing Order, CHAPS
Number of account holders 1
How we calculate interest Interest calculated daily. Applied to your account monthly or annually.
Payment of interest Paid to your account, another Aldermore easy access or notice account; to a UK bank or building society account in your name(s)
How you operate your account Internet,  Phone, Post


*AER stands for annual equivalent rate and illustrates the interest rate if it was paid and compounded once each year.

The rates we have previously paid on our Notice Cash ISAs are shown on our Historic Rates Page

Latest Rating and Reviews

30 Day Notice Cash ISA

Perfect and Simple

Exactly the product I was after. The whole process from opening the account through to depositing the cash was so simple. Cant fault the communication from Aldermore.

8th February 2016
30 Day Notice Cash ISA

Great product, Helpful Staff, Need More Knowledge

The product - a 'split' ISA is great. Staff have been friendly and courteous. But I've got different advice from different staff. Most frustratingly I've missed the deadline for transferring my ISA this month - thus missing out on a £50 Help to Buy bonus - as I was advised there was no online form. There was - but by the time I'd posted it it was too late.

30th January 2016 Alex975
30 Day Notice Cash ISA

A fine, small bank. This is the future of banking!

Friendly responsive bank. Problems are sorted out promptly and without long waits on the help line.

29th January 2016 PhilSportCruiser
30 Day Notice Cash ISA

Split ISA setup required guesswork

My intent was to set up a "split ISA": a help to buy + a cash ISA. This involved transferring over my existing cash ISA for the year, and splitting its funds between two accounts held by Aldermore. There was no information during the account setup process about how to do this. I assumed I could simply apply for the HTB ISA and then attach a note instructing Aldermore to split the remaining funds to a new cash ISA when carrying out the transfer from my previous provider. I found out weeks later, by post, that I needed to make a separate online application for the cash ISA. This delayed the whole process. My initial application for the HTB ISA was on 14/12, and things were not set up until 31/12. There was a risk of missing out on the month of December to make the initial £1200 deposit to my HTB. Thankfully it just barely squeaked in on the last day of the month. The process for how to setup a split ISA needs to be made much more clear, because a lot of people who already opened a cash ISA for 2015/6 will be switching to Aldermore for this particular service.

12th January 2016 Jugdish
30 Day Notice Cash ISA


I have only just moved my cash ISA to Aldermore to achieve a higher rate of interest. It was easy to set up my account online and the money was transferred in only 3 days, much to my surprise. I had to telephone in order to get a password to administer my account online and the call operator was both friendly and professional. The only downside was having to pay for the call - it would be good if the helpline was a freephone number.

11th December 2015