Close

Notice Cash ISAs

With a Notice Cash ISA, you can build up funds and enjoy a great tax-free rate. And as long as you give us notice, you can make as many withdrawals as you like.

‘Winner’ – Best Bank Savings Provider
Your Money Awards 2014

Show More information

Open a Notice Cash ISA with Aldermore Bank today. It’s easy, convenient and secure. Open an account, complete identity checks and move your money in minutes.

Notice Cash ISAs

Term
Gross Annual Interest
Gross Monthly Interest
AER*
Apply
Term
30 day notice
Gross Annual Interest
1.30%
Gross Monthly Interest
1.29%
AER^
1.30%

How the SME Rate Checker works

Simply search for the type of account you have using the form below, enter your balance and in a matter of seconds we’ll give you your rate. It’s as easy as that.

We'll present you with the rate of interest you’re being paid along with an indicative balance including interest after 12 months.

*Required field

Please select your bank or building society from the names listed in the drop down menu

 

Please enter the type of business savings account you have e.g. Fixed Rate

 
£

Please enter the business savings balance you wish to check

 

If you are unsure of your account name you will need to check with your current provider

 
  • Tax-free, straightforward interest rate - no hidden bonuses or introductory offers
  • Reassurance - the interest rate on our Notice Cash ISAs is guaranteed to be at least 0.55% above Base Rate** until 1 May 2016
  • Maximise your tax-free allowance – easily transfer ISAs from other providers. We’ll process the transfer electronically if we can or we’ll provide an ISA Transfer Form for you to complete and return to us. With a Notice Cash ISA, you can transfer in an ISA at any time, so you can print another transfer form if you need one.
  • Transparent - our competitive rates are not artificially inflated by bonuses or introductory offers
  • Fast and easy setup - open an account, complete identity checks and move your money in minutes
  • Accessible - open an account with just £1,000
  • Add to your tax-free saving whenever you like (subject to HMRC ISA rules)
  • Unlimited withdrawals - subject to notice. Early withdrawals will be subject to a deduction of interest
  • Easy to manage - do it online, by phone or by post
  • Great value - no fees or charges for day-to-day account services


*AER stands for annual equivalent rate and illustrates the interest rate if it was paid and compounded once each year.
** Base Rate means the Bank of England Official Bank Rate.

  • Your annual tax free allowance for the 2015/2016 tax year is £15,240. You can save the whole allowance in cash or in stocks and shares or a combination of the two.
  • You can split your allowance between any of our cash ISA products. This will be classed as one cash ISA for the purposes of tax free allowances and HMRC reporting
  • You can make unlimited deposits up to £15,240. Once you’ve paid in your full year’s Cash ISA allowance, you can’t replace any money you have withdrawn
  • Early withdrawals are permitted subject to loss of interest equivalent to the notice period
  • You should keep at least £1,000 in your account at any one time (a gross interest rate of 0.50% will be paid on balances below this amount)
  • You simply need to be aged 18 years or over, resident in the UK and only liable to pay tax in the UK
  • The favourable tax treatment depends on your individual circumstances and may be subject to change in the future
  • To read the full terms and conditions please click here


Fees and charges

You won't have to pay any fees or charges, although there may be a small charge for non-standard services - check our tariff of charges for more details.

*AER stands for annual equivalent rate and illustrates the interest rate if it was paid and compounded once each year.

Managing your account with us is simple and straightforward - and we're always on hand to help you if you've any questions. Here's how it works:

  • Once you've opened your account with us, we'll send you a welcome pack, usually within five business days, with all the details you'll need to manage your account
  • If you open an account online, you can log into your account to view and print a statement at any time and we will make a Section 975 Certificate available in internet banking shortly after the start of each tax year.
    If you open an account over the telephone or by post, we will send your statement and Section 975 Certificate by post once a year, usually in April.
  • Need to access your money? Simply log in and follow the simple on-screen instructions; it should take less than a minute
  • Early withdrawals are permitted subject to loss of interest equivalent to the notice period
  • Want to check your account details and rates? Just login whenever you like
  • Contact us whenever you need to - either via our UK-based call centre on 0345 604 2678, or by emailing service@aldermoresavings.co.uk. Click here for our opening hours
  • No need to worry about bonus rates dropping off: there are no hidden bonuses or introductory offers - just consistently competitive rates
  • We'll write to you personally if the rate on your account changes


*AER stands for annual equivalent rate and illustrates the interest rate if it was paid and compounded once each year.

Tax Interest is paid gross (without tax taken off)
Minimum initial deposit £1,000
Maximum deposit 2015/2016 tax allowance - £15,240 (subject to HM Revenue & Customs rules). Transfers from another provider  - unlimited (subject to HM Revenue & Customs rules)
Additional deposits Up to £15,240 in the 2015/2016 tax year. At any time you can also transfer an ISA held with another provider and retain tax-free status
Withdrawals Unlimited subject to the number of days notice applicable to your account type. Early access is permitted subject to loss of interest equivalent to the notice period. A gross interest rate of 0.50% will apply if the balance falls below £1,000
Paying money in Direct Debit, Transfer from another provider, BACS, Cheque, Faster Payments,  Standing Order, CHAPS
Number of account holders 1
How we calculate interest Interest calculated daily. Applied to your account monthly or annually.
Payment of interest Paid to your account, another Aldermore easy access or notice account; to a UK bank or building society account in your name(s)
How you operate your account Internet,  Phone, Post

 

*AER stands for annual equivalent rate and illustrates the interest rate if it was paid and compounded once each year.

The rates we have previously paid on our Notice Cash ISAs are shown on our Historic Rates Page

Latest Rating and Reviews

30 Day Notice Cash ISA

Glorious simplicity.

In this theatre of overseas call centres, the job of resolving problems is made more difficult, when you cant understand the operative. With Aldermore the communication is simple and precise. The trouble is...... there are never any problems to resolve...!!

29th May 2015 Audylordy
30 Day Notice Cash ISA

Just right

Easy access to funds. Monthly interest option. Suited my present needs.

23rd March 2015 charlie66
30 Day Notice Cash ISA

Does what it says on the tin

Simple to sign up and easy to use. All banks should be like this.

10th March 2015 vanman112
30 Day Notice Cash ISA

simple to set up

this account is simple to set up and the interest rate is competitive

18th February 2015 yellow
30 Day Notice Cash ISA

Great Account

I opened this account with ease online, it's simple to do easy to operate online and having been a customer before with Aldermore I have only experienced great service with this bank and would recommend them to others , I opened this with confidence.

5th February 2015 paulthepost

Don't want a Notice Cash ISA?

Personal Savings

Easy Access Account
  • 4.4/5 (215 reviews)

Our Easy Access Account gives you a great rate as well as full flexibility - so you can withdraw cash or add to your funds whenever you like.

Up to 1.25% AER*

Personal Savings

Fixed Rate Cash ISAs
  • 4.6/5 (1342 reviews)

Nothing beats knowing your savings are protected. Fixed Rate ISAs give you a great return thanks to our guaranteed interest rate and it’s tax-free too.

Up to 1.85% AER*

Personal Savings

Fixed Rate Accounts
  • 4.5/5 (2067 reviews)

Protect your hard-earned savings from interest rate fluctuations with our fixed rate savings account. You'll enjoy peace of mind knowing exactly how much interest you'll earn.

Up to 2.50% AER*