Notice Cash ISAs

With our Notice Cash ISA, you get a great interest rate while you build up your savings. You can still access your money if you need it and can make as many withdrawals as you like. All of the interest is tax free – it doesn’t count towards your Personal Savings Allowance – and our Cash ISAs are flexible too.

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Coming soon....! Our 2017/2018 Notice Cash ISA will be available online from 6 April 2017

Please note applications for our Cash ISAs for the 2016/2017 tax year closed on 22 March 2017. If you still need to return documentation to complete your application, please make sure that we receive this along with your money by 29 March 2017.

  • Maximise your ISA allowance – you can split your ISA allowance between any of our Cash ISA products, as long as you don’t exceed your annual ISA allowance. For example, you could open a Fixed Rate Cash ISA with the money you are able to lock away, and also open a Notice Cash ISA in case you need to access some of your savings. This would be classed as one Cash ISA for the purposes of HMRC reporting
  • Reassurance – the variable interest rate on our Notice Cash ISA is guaranteed to be at least 0.55% above Base Rate** until 31 December 2017
  • Access – you can make withdrawals if you need to, either by giving 30 days’ notice, or without giving notice where a deduction of interest equivalent to the notice period will apply
  • Transparent – our competitive rates are not artificially inflated by bonuses or introductory offers
  • Fast and easy set up – open an account, complete identity checks and move your money in minutes
  • Easily transfer ISAs from other providers – we’ll process the transfer electronically if we can or we’ll provide an ISA Transfer Form for you to complete and return to us. With a Notice Cash ISA, you can transfer in an ISA at any time, so you can print another transfer form if you need one
  • Savings held with Aldermore are covered by the Financial Services Compensation Scheme (FSCS). The protection limit within the Scheme for each saver is £85,000


Please read the Personal Savings Terms and Conditions before you open an account


*AER stands for annual equivalent rate and illustrates the interest rate if it was paid and compounded once each year.
** Base Rate means the Bank of England Official Bank Rate.

  • You’ll need to provide us with details of a UK personal bank or building society account to link to your Aldermore account. You should be named as an account holder on this account and the account should accept Faster Payments, CHAPS and BACS. To help us keep your money safe and protect against fraud, we’ll only accept deposits from this account and we’ll always send money back to this account, for example when making payments of interest or when you make withdrawals. Payments to us from any other account will not be accepted and will be returned, except where these are received by transfer from another ISA provider
  • Your annual ISA allowance for the 2016/2017 tax year is £15,240. You can save the whole allowance in cash, in stocks and shares, in an innovative finance ISA (from 6 April 2016), or in any combination of these ISAs.
  • We do not provide stocks and shares ISAs or innovative finance ISAs. If you are considering encashing a stocks and shares ISA, you should consider seeking independent financial advice to ensure this meets your circumstances.
  • You can make deposits up to £15,240 by Faster Payments, BACS, CHAPS, Standing Order or cheque from your nominated UK bank or building society account. You can also transfer existing ISAs from other providers into this account, up to the amount held
  • For deposits received via Faster Payments, BACS, CHAPS or Standing Order, interest will be earned from the date on which we receive your money and for deposits received by cheque, interest will be earned from the second business day after receipt
  • The favourable tax treatment depends on your individual circumstances and may be subject to change in the future

Fees and charges

You won't have to pay any fees or charges, although there may be a small charge for non-standard services - check our tariff of charges for more details.

*AER stands for annual equivalent rate and illustrates the interest rate if it was paid and compounded once each year.

Managing your account with us is simple and straightforward - and we're always on hand to help you if you've any questions. Here's how it works:

  • Once you've opened your account with us, we'll send you a welcome pack, usually within five business days, with all the details you'll need to manage your account
  • You can log into your account to view and print a transaction statement at any time and a Summary of Interest will be available in internet banking shortly after the start of each tax year
  • Need to access your money? Simply log in and follow the simple on-screen instructions; it should take less than a minute
  • Early withdrawals are permitted subject to loss of interest equivalent to the notice period
  • Want to check your account details and rates? Just login whenever you like
  • Contact us whenever you need to – via our UK-based call centre on 0345 604 2678, by logging into your account and sending us a secure message or by emailing Click here for our opening hours
  • No need to worry about bonus rates dropping off: there are no hidden bonuses or introductory offers - just consistently competitive rates
  • We'll write to you personally if the rate on your account changes

*AER stands for annual equivalent rate and illustrates the interest rate if it was paid and compounded once each year.

The rates we have previously paid on our Notice Cash ISAs are shown on our Historic Rates Page

Latest Rating and Reviews

30 Day Notice Cash ISA

Suited my needs perfectly

Needed to transfer ISA short notice account from a supplier who was withdrawing product. Aldermore had perfect solution. Quick easy online service. Quick transfer made with no problems.

18th February 2017 cheltenham
30 Day Notice Cash ISA

Smooth transfer

Transfer of funds from my previous ISA provider was efficient and prompt.

16th February 2017 sudokufiend
30 Day Notice Cash ISA

Good Option for Cash Savings

After researching on the internet, this seems a good option to house those of my cash savings that do not need to be accessible immediately, at a more decent interest rate than offered by other more well known banks / biulding societies. Application and set-up was quite easy via the web and a good start has been made thus far.

14th October 2016
30 Day Notice Cash ISA

just the ticket

good rate - easy to open account - simple transfer from existing account to new one - overall a good experience.

14th September 2016
30 Day Notice Cash ISA

Not really an online account

Easy to open account and transfer in an ISA at the same time, but forget it if you have any further online ISA transactions, it has to be done the old fashion way " by post". Clearly Aldermore (unlike its competition) have not entered the 21st Century yet, if and when you do only then would I recommend this account. Had I known this was a postal account then I would not have opened it in the first place.

31st August 2016 sjbchrist